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Average Mortgage Funding Manager Salary in Italy for 2026

A mortgage funding manager in Italy earns about 66,180 EUR a year. That's 46% above the national average of 45,200 EUR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Italy sit around 34,280 EUR a year, while the very top stretches to 101,960 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Italy, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a mortgage funding manager make in Italy?

Average salary
66,180 EUR
5,515 EUR per month
Lowest reported
34,280 EUR
2,856 EUR per month
Highest reported
101,960 EUR
8,496 EUR per month

A typical mortgage funding manager working in Italy brings home around 5,515 EUR a month before tax. Entry-level pay starts near 34,280 EUR, and the top of the ladder reaches roughly 101,960 EUR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior mortgage funding manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the mortgage funding manager salary in Belgium or Netherlands, both of which pay in the same currency.


How mortgage funding manager pay ranges in Italy

A good way to think about salary in Italy is to look at the distribution rather than the headline average. Half of all mortgage funding managers in Italy earn less than 65,940 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 46,720 EUR (the 25th percentile), and a quarter clear 79,500 EUR (the 75th percentile). The middle 50% of mortgage funding managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 34,280 EUR. The highest stretch to 101,960 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

34,280
Low
65,940
Median
101,960
High
46,720
25th
79,500
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in EUR

Mortgage funding manager pay by experience in Italy

Years of experience is the single biggest lever on pay for a mortgage funding manager in Italy, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical mortgage funding manager salary changes as you move through the career ladder.

  • 0-2 Years
    39,560 EUR
  • 2-5 Years
    +37% from previous
    54,140 EUR
  • 5-10 Years
    +26% from previous
    68,320 EUR
  • 10-15 Years
    +26% from previous
    85,880 EUR
  • 15-20 Years
    +8% from previous
    92,880 EUR
  • 20+ Years
    +4% from previous
    96,180 EUR

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 37%. That is the point at which a mortgage funding manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Mortgage funding manager pay by education in Italy

Education sits alongside experience as one of the biggest factors driving mortgage funding manager pay in Italy. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average mortgage funding manager salary in Italy broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    58,200 EUR
  • Master's Degree
    +34% from previous
    78,160 EUR

Mortgage funding manager gender pay gap in Italy

The gender pay gap is a stubborn feature of almost every labour market, and Italy is no exception. Male mortgage funding managers in Italy earn an average of 68,320 EUR a year, while female mortgage funding managers earn around 65,800 EUR. That works out to a 4% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Mortgage Funding Manager gender pay gap

4%

Men earn this much more than women on average in Italy.

Men 68,320 EUR
Women 65,800 EUR

Pay raises for a mortgage funding manager in Italy

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Italy sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Italy, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Italy:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Mortgage funding manager bonus rates in Italy

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

80%

80% of mortgage funding managers in Italy reported a bonus of some kind in the past twelve months. That makes a mortgage funding manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 6% to 8% of base salary. The remaining 20% of mortgage funding managers reported no bonus at all over the same period.

Which careers pay bonuses in Italy

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Mortgage funding manager: public vs private sector pay

Public-sector pay in Italy is about 5% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

5%

Public-sector workers earn this much more than private-sector workers in Italy on average.

Public sector 46,280 EUR
Private sector 44,180 EUR

Mortgage funding manager salary by city in Italy

Mortgage funding manager pay is not even across Italy. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Rome
  • Palermo
  • Milano
  • Genova
  • Napoli
  • Torino
  • Catania
  • Trieste
  • Bologna
  • Parma
LocationTypeAverageMedianRange
RomeCity72,380 EUR73,120 EUR34,120-112,760 EUR
PalermoCity68,580 EUR66,000 EUR37,740-104,500 EUR
MilanoCity68,320 EUR68,320 EUR35,520-109,000 EUR
GenovaCity66,940 EUR59,660 EUR37,200-97,300 EUR
NapoliCity66,260 EUR66,940 EUR35,300-104,600 EUR
TorinoCity66,020 EUR63,380 EUR34,980-97,300 EUR
CataniaCity64,560 EUR66,580 EUR32,620-98,120 EUR
TriesteCity61,780 EUR56,460 EUR35,500-92,680 EUR
BolognaCity61,580 EUR66,120 EUR27,020-100,580 EUR
ParmaCity58,000 EUR59,000 EUR31,660-89,960 EUR


Mortgage Funding Manager in Italy: FAQs

  • How much does a mortgage funding manager make per month in Italy?

    A mortgage funding manager in Italy earns about 5,515 EUR a month before tax, based on an annual average of 66,180 EUR.

  • What's the salary range for a mortgage funding manager in Italy?

    Entry-level mortgage funding managers in Italy start near 34,280 EUR. Top-end pay reaches around 101,960 EUR. The middle 50% of earners sit between 46,720 and 79,500 EUR.

  • Is the median mortgage funding manager salary in Italy higher or lower than the average?

    The median is 65,940 EUR, lower than the average of 66,180 EUR. Half of mortgage funding managers in Italy earn below the median, half earn above it.

  • What's the gender pay gap for mortgage funding managers in Italy?

    Men working as a mortgage funding manager in Italy earn around 4% more than women on average (68,320 vs 65,800 EUR a year).

  • Do mortgage funding managers in Italy get bonuses?

    About 80% of mortgage funding managers in Italy reported a bonus in the past 12 months. Reported bonuses ranged from 6% to 8% of base salary.

  • Do mortgage funding managers earn more in the public or private sector in Italy?

    In Italy, the public sector pays a mortgage funding manager about 5% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do mortgage funding managers in Italy get a pay raise?

    A mortgage funding manager in Italy sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.