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Average Lock-Smith Salary in Montserrat for 2026

A lock-smith in Montserrat earns about 11,300 XCD a year. That's 64% below the national average of 31,040 XCD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Montserrat sit around 4,940 XCD a year, while the very top stretches to 14,140 XCD. Everything on this page is in Eastern Caribbean dollar (XCD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Montserrat, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a lock-smith make in Montserrat?

Average salary
11,300 XCD
941 XCD per month
Lowest reported
4,940 XCD
411 XCD per month
Highest reported
14,140 XCD
1,178 XCD per month

A typical lock-smith working in Montserrat brings home around 941 XCD a month before tax. Entry-level pay starts near 4,940 XCD, and the top of the ladder reaches roughly 14,140 XCD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior lock-smith working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the lock-smith salary in Grenada or Antigua and Barbuda, both of which pay in the same currency.


How lock-smith pay ranges in Montserrat

A good way to think about salary in Montserrat is to look at the distribution rather than the headline average. Half of all lock-smiths in Montserrat earn less than 11,300 XCD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 8,440 XCD (the 25th percentile), and a quarter clear 11,360 XCD (the 75th percentile). The middle 50% of lock-smiths sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 4,940 XCD. The highest stretch to 14,140 XCD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

4,940
Low
11,300
Median
14,140
High
8,440
25th
11,360
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in XCD

Lock-smith pay by experience in Montserrat

Years of experience is the single biggest lever on pay for a lock-smith in Montserrat, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical lock-smith salary changes as you move through the career ladder.

  • 0-2 Years
    5,620 XCD
  • 2-5 Years
    +15% from previous
    6,440 XCD
  • 5-10 Years
    +91% from previous
    12,300 XCD
  • 10-15 Years
    +10% from previous
    13,540 XCD
  • 15-20 Years
    12,620 XCD
  • 20+ Years
    +26% from previous
    15,880 XCD

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 91%. That is the point at which a lock-smith typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Lock-smith pay by education in Montserrat

Education sits alongside experience as one of the biggest factors driving lock-smith pay in Montserrat. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average lock-smith salary in Montserrat broken down by the highest level of education a worker has completed.

  • High School
    7,800 XCD
  • Certificate or Diploma
    +82% from previous
    14,200 XCD

Lock-smith gender pay gap in Montserrat

The gender pay gap is a stubborn feature of almost every labour market, and Montserrat is no exception. Male lock-smiths in Montserrat earn an average of 9,740 XCD a year, while female lock-smiths earn around 9,140 XCD. That works out to a 7% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Lock-Smith gender pay gap

6%

Men earn this much more than women on average in Montserrat.

Men 9,740 XCD
Women 9,140 XCD

Pay raises for a lock-smith in Montserrat

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Montserrat sees a raise of about 4% every 30 months, which works out to roughly 2% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Montserrat, the national average raise is around 4% every 29 months.

By industry

Industries with the highest pay raises in Montserrat:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Lock-smith bonus rates in Montserrat

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

11%

11% of lock-smiths in Montserrat reported a bonus of some kind in the past twelve months. That makes a lock-smith a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 3% of base salary. The remaining 89% of lock-smiths reported no bonus at all over the same period.

Which careers pay bonuses in Montserrat

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Lock-smith: public vs private sector pay

Public-sector pay in Montserrat is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Montserrat on average.

Public sector 34,540 XCD
Private sector 31,400 XCD


Lock-Smith in Montserrat: FAQs

  • How much does a lock-smith make per month in Montserrat?

    A lock-smith in Montserrat earns about 941 XCD a month before tax, based on an annual average of 11,300 XCD.

  • What's the salary range for a lock-smith in Montserrat?

    Entry-level lock-smiths in Montserrat start near 4,940 XCD. Top-end pay reaches around 14,140 XCD. The middle 50% of earners sit between 8,440 and 11,360 XCD.

  • Is the median lock-smith salary in Montserrat higher or lower than the average?

    The median is 11,300 XCD, higher than the average of 11,300 XCD. Half of lock-smiths in Montserrat earn below the median, half earn above it.

  • What's the gender pay gap for lock-smiths in Montserrat?

    Men working as a lock-smith in Montserrat earn around 7% more than women on average (9,740 vs 9,140 XCD a year).

  • Do lock-smiths in Montserrat get bonuses?

    About 11% of lock-smiths in Montserrat reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 3% of base salary.

  • Do lock-smiths earn more in the public or private sector in Montserrat?

    In Montserrat, the public sector pays a lock-smith about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do lock-smiths in Montserrat get a pay raise?

    A lock-smith in Montserrat sees a raise of around 4% every 30 months, equivalent to roughly 2% a year.