Average Loans Manager Salary in Tunisia for 2026
A loans manager in Tunisia earns about 72,780 TND a year. That's 49% above the national average of 48,820 TND.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Tunisia sit around 35,340 TND a year, while the very top stretches to 109,720 TND. Everything on this page is in Tunisian dinar (TND, symbol د.ت), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Tunisia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a loans manager make in Tunisia?
A typical loans manager working in Tunisia brings home around 6,065 TND a month before tax. Entry-level pay starts near 35,340 TND, and the top of the ladder reaches roughly 109,720 TND for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior loans manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How loans manager pay ranges in Tunisia
A good way to think about salary in Tunisia is to look at the distribution rather than the headline average. Half of all loans managers in Tunisia earn less than 72,780 TND a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 47,720 TND (the 25th percentile), and a quarter clear 89,340 TND (the 75th percentile). The middle 50% of loans managers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 35,340 TND. The highest stretch to 109,720 TND, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Loans manager pay by experience in Tunisia
Years of experience is the single biggest lever on pay for a loans manager in Tunisia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical loans manager salary changes as you move through the career ladder.
- 0-2 Years43,220 TND
- 2-5 Years+35% from previous58,440 TND
- 5-10 Years+26% from previous73,820 TND
- 10-15 Years+23% from previous90,540 TND
- 15-20 Years+7% from previous96,520 TND
- 20+ Years+8% from previous104,620 TND
The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 35%. That is the point at which a loans manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Loans manager pay by education in Tunisia
Education sits alongside experience as one of the biggest factors driving loans manager pay in Tunisia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average loans manager salary in Tunisia broken down by the highest level of education a worker has completed.
- Bachelor's Degree60,880 TND
- Master's Degree+60% from previous97,640 TND
Loans manager gender pay gap in Tunisia
The gender pay gap is a stubborn feature of almost every labour market, and Tunisia is no exception. Male loans managers in Tunisia earn an average of 71,400 TND a year, while female loans managers earn around 66,960 TND. That works out to a 7% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Loans Manager gender pay gap
6%
Men earn this much more than women on average in Tunisia.
Pay raises for a loans manager in Tunisia
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Tunisia sees a raise of about 12% every 19 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Tunisia, the national average raise is around 8% every 19 months.
By industry
Industries with the highest pay raises in Tunisia:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel2%
- Construction
- Education1%
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Loans manager bonus rates in Tunisia
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
77% of loans managers in Tunisia reported a bonus of some kind in the past twelve months. That makes a loans manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 8% of base salary. The remaining 23% of loans managers reported no bonus at all over the same period.
Which careers pay bonuses in Tunisia
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Loans manager: public vs private sector pay
Public-sector pay in Tunisia is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
9%
Public-sector workers earn this much more than private-sector workers in Tunisia on average.
Loans Manager in Tunisia: FAQs
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How much does a loans manager make per month in Tunisia?
A loans manager in Tunisia earns about 6,065 TND a month before tax, based on an annual average of 72,780 TND.
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What's the salary range for a loans manager in Tunisia?
Entry-level loans managers in Tunisia start near 35,340 TND. Top-end pay reaches around 109,720 TND. The middle 50% of earners sit between 47,720 and 89,340 TND.
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Is the median loans manager salary in Tunisia higher or lower than the average?
The median is 72,780 TND, higher than the average of 72,780 TND. Half of loans managers in Tunisia earn below the median, half earn above it.
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What's the gender pay gap for loans managers in Tunisia?
Men working as a loans manager in Tunisia earn around 7% more than women on average (71,400 vs 66,960 TND a year).
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Do loans managers in Tunisia get bonuses?
About 77% of loans managers in Tunisia reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 8% of base salary.
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Do loans managers earn more in the public or private sector in Tunisia?
In Tunisia, the public sector pays a loans manager about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do loans managers in Tunisia get a pay raise?
A loans manager in Tunisia sees a raise of around 12% every 19 months, equivalent to roughly 8% a year.