Average Loan Collector Salary in Tajikistan for 2024

In this article, we will look at the average Loan Collector salary for 2024 in Tajikistan and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Tajikistani somoni. To keep things simple, we are using the TJS currency code instead of the currency symbol ะ…ะœ.

How Much Does a Loan Collector Make in Tajikistan?

A Loan Collector working in Tajikistan will typically earn around 51,080 TJS per year, and this can range from the lowest average salary of about 24,800 TJS to the highest average salary of 78,160 TJS.

Average Annual Salary
51,080 TJS
Average Monthly Salary
4,256 TJS

Lowest Annual Salary
24,800 TJS
Lowest Monthly Salary
2,066 TJS

Highest Annual Salary
78,160 TJS
Highest Monthly Salary
6,513 TJS

These are average salaries for a Loan Collector in Tajikistan and include benefits such as housing and transport. It's also possible for a Loan Collector to earn more or less than the average salaries shown above.

Loan Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Loan Collector Salaries in Tajikistan

So we've looked at the average salaries a Loan Collector will earn in Tajikistan. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Loan Collector can earn between 24,800 TJS and 78,160 TJS on average in Tajikistan. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Loan Collector in Tajikistan is 52,540 TJS. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 52,540 TJS, and 50% of the population earn more than 52,540 TJS.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Loan Collector salary in Tajikistan, 25% of the population are earning less than 34,480 TJS while 75% of the population earn more than 34,480 TJS.

75% of the population earn less than 64,620 TJS, and 25% of the population earn more than 64,620 TJS.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Loan Collector Salary by Experience Level in Tajikistan

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average loan collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Loan Collector in Tajikistan that has less than two years of experience can expect to earn somewhere in the region of 27,560 TJS.
  • 2 - 5 Years Experience. With two to five years of experience the average Loan Collector salary would increase to 39,160 TJS.
  • 5 - 10 Years Experience. From five to ten years of experience as a Loan Collector, the average salary would be 53,120 TJS.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 63,480 TJS.
  • 15 - 20 Years Experience. A Loan Collector with 15 to 20 years of experience can earn an average of 66,840 TJS.
  • 20+ Years Experience. For a Loan Collector with more than 20 years, the expected average salary increases to 71,400 TJS.

Average Salary by Experience Chart

0-2 Years
27,560 TJS
2-5 Years +29%
39,160 TJS
5-10 Years +38%
53,120 TJS
10-15 Years +24%
63,480 TJS
15-20 Years +7%
66,840 TJS
20+ Years +7%
71,400 TJS

Loan Collector Salary by Education Level in Tajikistan

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Loan Collector in Tajikistan based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Loan Collector in Tajikistan with a high school education can earn an average salary of 39,160 TJS.

  • Certificate or Diploma. A Loan Collector in Tajikistan with a certificate or diploma education can earn an average salary of 54,140 TJS.

  • Bachelor's Degree. A Loan Collector in Tajikistan with a bachelor's degree education can earn an average salary of 72,540 TJS.

Average Salary by Education Chart

High School
39,160 TJS
Certificate or Diploma +43%
54,140 TJS
Bachelor's Degree +38%
72,540 TJS

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Tajikistan is around 58,200 to 175,000 TJS and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Loan Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Tajikistan, a male loan collector will earn an average of 50,180 TJS, while a female loan collector will earn around 45,720 TJS.

This means that a male loan collector earns approximately 10% more than a female loan collector for performing the same job.

Average Salary by Gender Chart in Tajikistan

Male
50,180 TJS
Female -10%
45,720 TJS

Loan Collector Average Pay Raise in Tajikistan

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Loan Collector in Tajikistan is around 7% every 27 months.

The national average pay raise across all professions and industries in Tajikistan is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Loan Collector in Tajikistan can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Tajikistan for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Tajikistan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
6%
Energy
3%
Information Technology
9%
Healthcare
6%
Travel
3%
Construction
9%
Education
6%

Loan Collector Bonus and Incentive Rates in Tajikistan

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Loan Collector is a low bonus based job, with 12% of employees reporting at least one bonus in the last 12 months.

88% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus
12%
No Bonus
88%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Tajikistan earn approximately 15% more than private sector employees in the same role.

Public Sector
148,300 TJS
Private Sector -15%
129,000 TJS

Salaries for Jobs Similar to a Loan Collector

In the table below, we have salary information for jobs that are similar to a Loan Collector in Tajikistan.

Job Title Category Salary
AML Analyst Banking 231,000 TJS
Assistant Bank Branch Manager Banking 194,600 TJS
Assistant Bank Manager Banking 263,200 TJS
ATM Manager Banking 204,700 TJS
ATM Service Technician Banking 58,440 TJS
Bank Accounts Analyst Banking 84,740 TJS
Bank Accounts Collector Banking 49,020 TJS
Bank Accounts Controller Banking 106,820 TJS
Bank Accounts Executive Banking 161,600 TJS
Bank Accounts Manager Banking 192,600 TJS
Bank Auditing Manager Banking 185,100 TJS
Bank Branch Manager Banking 263,200 TJS
Bank Branch Operations Coordinator Banking 117,660 TJS
Bank Clerk Banking 48,300 TJS
Bank Client Service Associate Banking 66,840 TJS
Bank Collector Banking 50,080 TJS
Bank Compliance Specialist Banking 139,100 TJS
Bank Manager Banking 315,900 TJS
Bank Operational Risk Manager Banking 314,500 TJS
Bank Operations Head Banking 313,700 TJS
Bank Operations Officer Banking 115,740 TJS
Bank Operations Specialist Banking 181,600 TJS
Bank Process Manager Banking 163,800 TJS
Bank Product Manager Banking 204,700 TJS
Bank Programme Manager Banking 210,500 TJS
Bank Project Manager Banking 239,000 TJS
Bank Propositions Manager Banking 227,600 TJS
Bank Quantitative Analyst Banking 151,800 TJS
Bank Regional Manager Banking 301,700 TJS
Bank Regional Risk Officer Banking 163,800 TJS
Bank Relationship Manager Banking 225,300 TJS
Bank Relationship Officer Banking 100,280 TJS
Bank Teller Banking 52,380 TJS
Banker Banking 107,320 TJS
Banking Business Analyst Banking 159,500 TJS
Banking Business Development Officer Banking 94,940 TJS
Banking Business Planning Executive Banking 222,300 TJS
Banking Product Manager Banking 204,000 TJS
Banking Reference Data Manager Banking 164,200 TJS
Banking Risk Analyst Banking 154,700 TJS
Banking Technical Analyst Banking 85,080 TJS
Bankruptcy Coordinator Banking 110,120 TJS
Bill and Account Collector Banking 58,240 TJS
Budget Analyst Banking 161,300 TJS
Capital Risk Manager Banking 294,700 TJS
Cards Marketing Manager Banking 201,100 TJS
Cash Management Manager Banking 272,800 TJS
Check Processing Manager Banking 204,700 TJS
Commercial Vault Associate Banking 159,100 TJS
Corporate Banker Banking 112,420 TJS
Corporate Dealer Banking 168,100 TJS
Credit Analyst Banking 127,700 TJS
Credit and Collections Manager Banking 221,500 TJS
Credit Card Fraud Investigator Banking 157,600 TJS
Credit Portfolio Manager Banking 288,700 TJS
Credit Risk Analyst Banking 172,400 TJS
Credit Risk Associate Banking 164,200 TJS
Direct Bank Sales Representative Banking 108,800 TJS
Exchange Control Consultant Banking 172,200 TJS
Executive Account Analyst Banking 152,000 TJS
Financial Bank Planning Consultant Banking 208,600 TJS
Financial Banking Analysis Manager Banking 232,900 TJS
Financial Banking Assistant Banking 77,380 TJS
Financial Banking Systems Manager Banking 221,500 TJS
Foreign Exchange Manager Banking 238,900 TJS
Fraud Analyst Banking 167,100 TJS
Fraud Detection Associate Banking 120,040 TJS
Fraud Detection Manager Banking 240,500 TJS
Fraud Detection Supervisor Banking 130,400 TJS
Internal Bank Audit Manager Banking 282,300 TJS
Internal Bank Auditor Banking 152,000 TJS
Internal Private Banker Banking 118,380 TJS
International Banking Manager Banking 327,800 TJS
Investment Banking Analyst Banking 222,300 TJS
Loan Analyst Banking 158,700 TJS
Loan Area Manager Banking 192,000 TJS
Loan Audit Team Leader Banking 180,300 TJS
Loan Branch Manager Banking 180,300 TJS
Loan Business Development Officer Banking 98,000 TJS
Loan Clerk Banking 59,240 TJS
Loan Collection and Recovery Manager Banking 181,600 TJS
Loan Collection Manager Banking 197,600 TJS
Loan Examiner Banking 66,120 TJS
Loan Officer Banking 64,040 TJS
Loan Processing Manager Banking 169,000 TJS
Loan Processor Banking 70,880 TJS
Loan Quality Assurance Auditor Banking 161,600 TJS
Loan Quality Assurance Manager Banking 185,100 TJS
Loan Quality Assurance Representative Banking 124,400 TJS
Loan Review Manager Banking 172,200 TJS
Loan Team Leader Banking 157,600 TJS
Loans Manager Banking 214,000 TJS
Mortgage Advisor Banking 108,800 TJS
Mortgage Collection Manager Banking 187,500 TJS
Mortgage Collector Banking 50,540 TJS
Mortgage Credit Analyst Banking 87,000 TJS
Mortgage Credit Manager Banking 183,700 TJS
Mortgage Development Manager Banking 191,600 TJS
Mortgage Document Reviewer Banking 66,100 TJS
Mortgage Funding Manager Banking 200,000 TJS
Mortgage Operations Manager Banking 283,700 TJS
Mortgage Payment Processing Clerk Banking 57,320 TJS
Mortgage Processing Manager Banking 180,500 TJS
Mortgage Processor Banking 72,120 TJS
Mortgage Quality Assurance Auditor Banking 152,100 TJS
Mortgage Quality Assurance Manager Banking 176,800 TJS
Mortgage Servicing Clerk Banking 55,320 TJS
Mortgage Servicing Manager Banking 180,500 TJS
Mortgage Underwriter Banking 66,100 TJS
Online Banking Manager Banking 283,400 TJS
Payment Processing Clerk Banking 59,000 TJS
Personal Banker Banking 111,240 TJS
Personal Banking Advisor Banking 112,000 TJS
Phone Banker Banking 75,260 TJS
Private Banker Banking 119,700 TJS
Reconciliation and Investigation Specialist Banking 129,000 TJS
Tax Officer Banking 97,060 TJS
Teller Banking 51,900 TJS
Trade Officer Banking 62,420 TJS
Trade Product Manager Banking 180,500 TJS
Trader Banking 77,620 TJS
Treasury Operations Officer Banking 136,200 TJS

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