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Average Insurance Sales Manager Salary in Brazil for 2026

An insurance sales manager in Brazil earns about 138,200 BRL a year. That's 37% above the national average of 101,120 BRL.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Brazil sit around 63,480 BRL a year, while the very top stretches to 218,900 BRL. Everything on this page is in Brazilian real (BRL, symbol R$), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Brazil, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an insurance sales manager make in Brazil?

Average salary
138,200 BRL
11,516 BRL per month
Lowest reported
63,480 BRL
5,290 BRL per month
Highest reported
218,900 BRL
18,241 BRL per month

A typical insurance sales manager working in Brazil brings home around 11,516 BRL a month before tax. Entry-level pay starts near 63,480 BRL, and the top of the ladder reaches roughly 218,900 BRL for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance sales manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How insurance sales manager pay ranges in Brazil

A good way to think about salary in Brazil is to look at the distribution rather than the headline average. Half of all insurance sales managers in Brazil earn less than 151,800 BRL a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 96,680 BRL (the 25th percentile), and a quarter clear 200,000 BRL (the 75th percentile). The middle 50% of insurance sales managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 63,480 BRL. The highest stretch to 218,900 BRL, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

63,480
Low
151,800
Median
218,900
High
96,680
25th
200,000
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in BRL

Insurance sales manager pay by experience in Brazil

Years of experience is the single biggest lever on pay for an insurance sales manager in Brazil, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance sales manager salary changes as you move through the career ladder.

  • 0-2 Years
    73,820 BRL
  • 2-5 Years
    +30% from previous
    96,180 BRL
  • 5-10 Years
    +48% from previous
    142,300 BRL
  • 10-15 Years
    +22% from previous
    174,000 BRL
  • 15-20 Years
    +10% from previous
    192,000 BRL
  • 20+ Years
    +8% from previous
    207,800 BRL

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a insurance sales manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Insurance sales manager pay by education in Brazil

Education sits alongside experience as one of the biggest factors driving insurance sales manager pay in Brazil. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average insurance sales manager salary in Brazil broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    85,880 BRL
  • Master's Degree
    +88% from previous
    161,600 BRL

Insurance sales manager gender pay gap in Brazil

The gender pay gap is a stubborn feature of almost every labour market, and Brazil is no exception. Male insurance sales managers in Brazil earn an average of 150,000 BRL a year, while female insurance sales managers earn around 128,500 BRL. That works out to a 17% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Insurance Sales Manager gender pay gap

14%

Men earn this much more than women on average in Brazil.

Men 150,000 BRL
Women 128,500 BRL

Pay raises for an insurance sales manager in Brazil

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Brazil sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Brazil, the national average raise is around 9% every 16 months.

By industry

Industries with the highest pay raises in Brazil:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Insurance sales manager bonus rates in Brazil

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

85%

85% of insurance sales managers in Brazil reported a bonus of some kind in the past twelve months. That makes an insurance sales manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 15% of insurance sales managers reported no bonus at all over the same period.

Which careers pay bonuses in Brazil

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Insurance sales manager: public vs private sector pay

Public-sector pay in Brazil is about 7% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

7%

Public-sector workers earn this much more than private-sector workers in Brazil on average.

Public sector 106,500 BRL
Private sector 99,460 BRL

Insurance sales manager salary by city in Brazil

Insurance sales manager pay is not even across Brazil. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Brasilia
  • Belo Horizonte
  • Salvador
  • Manaus
  • Sao Paulo
  • Rio de Janeiro
  • Curitiba
  • Porto Alegre
  • Recife
  • Fortaleza
LocationTypeAverageMedianRange
BrasiliaCity159,100 BRL172,200 BRL73,820-249,600 BRL
Belo HorizonteCity154,700 BRL168,100 BRL69,240-246,200 BRL
SalvadorCity152,100 BRL161,600 BRL69,780-239,000 BRL
ManausCity152,100 BRL161,600 BRL68,320-239,300 BRL
Sao PauloCity152,000 BRL163,800 BRL71,700-240,500 BRL
Rio de JaneiroCity148,300 BRL159,400 BRL68,360-233,900 BRL
CuritibaCity148,300 BRL159,400 BRL69,240-233,900 BRL
Porto AlegreCity143,200 BRL154,700 BRL67,560-228,500 BRL
RecifeCity142,300 BRL152,000 BRL66,820-225,700 BRL
FortalezaCity142,300 BRL154,700 BRL65,800-227,600 BRL
CampinasCity139,100 BRL150,000 BRL61,680-221,500 BRL
MaceioCity138,200 BRL152,100 BRL66,000-222,300 BRL
BelemCity138,200 BRL151,800 BRL64,560-218,900 BRL
TeresinaCity136,100 BRL146,200 BRL63,380-212,500 BRL
GoianiaCity136,100 BRL146,200 BRL61,840-214,000 BRL
AracajuCity134,600 BRL142,300 BRL60,920-210,500 BRL
LondrinaCity129,000 BRL139,100 BRL60,400-204,700 BRL
MacapaCity128,900 BRL142,300 BRL59,660-208,600 BRL
NatalCity128,900 BRL138,800 BRL61,400-207,700 BRL
Sao LuisCity128,900 BRL138,800 BRL61,180-207,700 BRL
Joao PessoaCity128,500 BRL138,800 BRL61,460-207,800 BRL
CuiabaCity124,400 BRL136,100 BRL56,640-197,600 BRL
Petrolina and JuazeiroCity124,400 BRL136,100 BRL56,460-197,600 BRL
VitoriaCity123,400 BRL130,400 BRL54,560-194,600 BRL
SantosCity123,400 BRL130,400 BRL55,580-194,600 BRL
Vale do AcoCity120,880 BRL128,500 BRL56,100-192,000 BRL
MaringaCity119,860 BRL128,500 BRL56,880-192,000 BRL


Insurance Sales Manager in Brazil: FAQs

  • How much does an insurance sales manager make per month in Brazil?

    An insurance sales manager in Brazil earns about 11,516 BRL a month before tax, based on an annual average of 138,200 BRL.

  • What's the salary range for an insurance sales manager in Brazil?

    Entry-level insurance sales managers in Brazil start near 63,480 BRL. Top-end pay reaches around 218,900 BRL. The middle 50% of earners sit between 96,680 and 200,000 BRL.

  • Is the median insurance sales manager salary in Brazil higher or lower than the average?

    The median is 151,800 BRL, higher than the average of 138,200 BRL. Half of insurance sales managers in Brazil earn below the median, half earn above it.

  • What's the gender pay gap for insurance sales managers in Brazil?

    Men working as an insurance sales manager in Brazil earn around 17% more than women on average (150,000 vs 128,500 BRL a year).

  • Do insurance sales managers in Brazil get bonuses?

    About 85% of insurance sales managers in Brazil reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

  • Do insurance sales managers earn more in the public or private sector in Brazil?

    In Brazil, the public sector pays an insurance sales manager about 7% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do insurance sales managers in Brazil get a pay raise?

    An insurance sales manager in Brazil sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.