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Average Insurance Program Manager Salary in Tunisia for 2026

An insurance program manager in Tunisia earns about 64,560 TND a year. That's 32% above the national average of 48,820 TND.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Tunisia sit around 34,240 TND a year, while the very top stretches to 98,820 TND. Everything on this page is in Tunisian dinar (TND, symbol د.ت), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Tunisia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an insurance program manager make in Tunisia?

Average salary
64,560 TND
5,380 TND per month
Lowest reported
34,240 TND
2,853 TND per month
Highest reported
98,820 TND
8,235 TND per month

A typical insurance program manager working in Tunisia brings home around 5,380 TND a month before tax. Entry-level pay starts near 34,240 TND, and the top of the ladder reaches roughly 98,820 TND for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance program manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How insurance program manager pay ranges in Tunisia

A good way to think about salary in Tunisia is to look at the distribution rather than the headline average. Half of all insurance program managers in Tunisia earn less than 60,840 TND a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 44,300 TND (the 25th percentile), and a quarter clear 77,640 TND (the 75th percentile). The middle 50% of insurance program managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 34,240 TND. The highest stretch to 98,820 TND, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

34,240
Low
60,840
Median
98,820
High
44,300
25th
77,640
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in TND

Insurance program manager pay by experience in Tunisia

Years of experience is the single biggest lever on pay for an insurance program manager in Tunisia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance program manager salary changes as you move through the career ladder.

  • 0-2 Years
    36,700 TND
  • 2-5 Years
    +43% from previous
    52,460 TND
  • 5-10 Years
    +27% from previous
    66,480 TND
  • 10-15 Years
    +19% from previous
    79,000 TND
  • 15-20 Years
    +12% from previous
    88,240 TND
  • 20+ Years
    +5% from previous
    92,900 TND

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 43%. That is the point at which a insurance program manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Insurance program manager pay by education in Tunisia

Education sits alongside experience as one of the biggest factors driving insurance program manager pay in Tunisia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average insurance program manager salary in Tunisia broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    53,380 TND
  • Master's Degree
    +36% from previous
    72,540 TND

Insurance program manager gender pay gap in Tunisia

The gender pay gap is a stubborn feature of almost every labour market, and Tunisia is no exception. Male insurance program managers in Tunisia earn an average of 69,240 TND a year, while female insurance program managers earn around 60,920 TND. That works out to a 14% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Insurance Program Manager gender pay gap

12%

Men earn this much more than women on average in Tunisia.

Men 69,240 TND
Women 60,920 TND

Pay raises for an insurance program manager in Tunisia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Tunisia sees a raise of about 11% every 20 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Tunisia, the national average raise is around 8% every 19 months.

By industry

Industries with the highest pay raises in Tunisia:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    2%
  • Construction
  • Education
    1%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Insurance program manager bonus rates in Tunisia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

50%

50% of insurance program managers in Tunisia reported a bonus of some kind in the past twelve months. That makes an insurance program manager a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 50% of insurance program managers reported no bonus at all over the same period.

Which careers pay bonuses in Tunisia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Insurance program manager: public vs private sector pay

Public-sector pay in Tunisia is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Tunisia on average.

Public sector 50,240 TND
Private sector 45,560 TND


Insurance Program Manager in Tunisia: FAQs

  • How much does an insurance program manager make per month in Tunisia?

    An insurance program manager in Tunisia earns about 5,380 TND a month before tax, based on an annual average of 64,560 TND.

  • What's the salary range for an insurance program manager in Tunisia?

    Entry-level insurance program managers in Tunisia start near 34,240 TND. Top-end pay reaches around 98,820 TND. The middle 50% of earners sit between 44,300 and 77,640 TND.

  • Is the median insurance program manager salary in Tunisia higher or lower than the average?

    The median is 60,840 TND, lower than the average of 64,560 TND. Half of insurance program managers in Tunisia earn below the median, half earn above it.

  • What's the gender pay gap for insurance program managers in Tunisia?

    Men working as an insurance program manager in Tunisia earn around 14% more than women on average (69,240 vs 60,920 TND a year).

  • Do insurance program managers in Tunisia get bonuses?

    About 50% of insurance program managers in Tunisia reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.

  • Do insurance program managers earn more in the public or private sector in Tunisia?

    In Tunisia, the public sector pays an insurance program manager about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do insurance program managers in Tunisia get a pay raise?

    An insurance program manager in Tunisia sees a raise of around 11% every 20 months, equivalent to roughly 7% a year.