Average Insurance Claims Clerk Salary in Peru for 2026
An insurance claims clerk in Peru earns about 32,620 PEN a year. That's 64% below the national average of 91,380 PEN.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Peru sit around 17,260 PEN a year, while the very top stretches to 48,560 PEN. Everything on this page is in Peruvian sol (PEN, symbol S/ ), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Peru, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does an insurance claims clerk make in Peru?
A typical insurance claims clerk working in Peru brings home around 2,718 PEN a month before tax. Entry-level pay starts near 17,260 PEN, and the top of the ladder reaches roughly 48,560 PEN for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance claims clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How insurance claims clerk pay ranges in Peru
A good way to think about salary in Peru is to look at the distribution rather than the headline average. Half of all insurance claims clerks in Peru earn less than 33,440 PEN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 21,560 PEN (the 25th percentile), and a quarter clear 41,180 PEN (the 75th percentile). The middle 50% of insurance claims clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 17,260 PEN. The highest stretch to 48,560 PEN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Insurance claims clerk pay by experience in Peru
Years of experience is the single biggest lever on pay for an insurance claims clerk in Peru, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance claims clerk salary changes as you move through the career ladder.
- 0-2 Years19,640 PEN
- 2-5 Years+20% from previous23,500 PEN
- 5-10 Years+45% from previous34,080 PEN
- 10-15 Years+23% from previous41,980 PEN
- 15-20 Years+3% from previous43,340 PEN
- 20+ Years+5% from previous45,620 PEN
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 45%. That is the point at which a insurance claims clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Insurance claims clerk pay by education in Peru
Education sits alongside experience as one of the biggest factors driving insurance claims clerk pay in Peru. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average insurance claims clerk salary in Peru broken down by the highest level of education a worker has completed.
- Certificate or Diploma24,200 PEN
- Bachelor's Degree+57% from previous37,880 PEN
Insurance claims clerk gender pay gap in Peru
The gender pay gap is a stubborn feature of almost every labour market, and Peru is no exception. Male insurance claims clerks in Peru earn an average of 30,700 PEN a year, while female insurance claims clerks earn around 30,700 PEN. That works out to a 0% gap in favour of women, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Insurance Claims Clerk gender pay gap
0%
Men earn this much less than women on average in Peru.
Pay raises for an insurance claims clerk in Peru
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Peru sees a raise of about 11% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Peru, the national average raise is around 9% every 17 months.
By industry
Industries with the highest pay raises in Peru:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education2%
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Insurance claims clerk bonus rates in Peru
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
28% of insurance claims clerks in Peru reported a bonus of some kind in the past twelve months. That makes an insurance claims clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 72% of insurance claims clerks reported no bonus at all over the same period.
Which careers pay bonuses in Peru
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Insurance claims clerk: public vs private sector pay
Public-sector pay in Peru is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
9%
Public-sector workers earn this much more than private-sector workers in Peru on average.
Insurance claims clerk salary by city in Peru
Insurance claims clerk pay is not even across Peru. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Lima
- Arequipa
- Chiclayo
- Trujillo
- Iquitos
- Huancayo
- Cusco
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Lima | City | 35,340 PEN | 31,520 PEN | 18,780-51,800 PEN |
| Arequipa | City | 34,280 PEN | 35,000 PEN | 18,780-56,880 PEN |
| Chiclayo | City | 34,160 PEN | 33,440 PEN | 18,780-51,100 PEN |
| Trujillo | City | 31,040 PEN | 34,360 PEN | 13,100-51,340 PEN |
| Iquitos | City | 30,700 PEN | 30,700 PEN | 12,000-48,160 PEN |
| Huancayo | City | 30,220 PEN | 34,240 PEN | 13,560-48,640 PEN |
| Cusco | City | 28,860 PEN | 26,860 PEN | 15,580-43,800 PEN |
Insurance Claims Clerk in Peru: FAQs
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How much does an insurance claims clerk make per month in Peru?
An insurance claims clerk in Peru earns about 2,718 PEN a month before tax, based on an annual average of 32,620 PEN.
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What's the salary range for an insurance claims clerk in Peru?
Entry-level insurance claims clerks in Peru start near 17,260 PEN. Top-end pay reaches around 48,560 PEN. The middle 50% of earners sit between 21,560 and 41,180 PEN.
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Is the median insurance claims clerk salary in Peru higher or lower than the average?
The median is 33,440 PEN, higher than the average of 32,620 PEN. Half of insurance claims clerks in Peru earn below the median, half earn above it.
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What's the gender pay gap for insurance claims clerks in Peru?
Men working as an insurance claims clerk in Peru earn around 0% less than women on average (30,700 vs 30,700 PEN a year).
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Do insurance claims clerks in Peru get bonuses?
About 28% of insurance claims clerks in Peru reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.
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Do insurance claims clerks earn more in the public or private sector in Peru?
In Peru, the public sector pays an insurance claims clerk about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do insurance claims clerks in Peru get a pay raise?
An insurance claims clerk in Peru sees a raise of around 11% every 16 months, equivalent to roughly 8% a year.