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Average First Officer Salary in Montserrat for 2026

A first officer in Montserrat earns about 25,940 XCD a year. That's 16% below the national average of 31,040 XCD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Montserrat sit around 12,180 XCD a year, while the very top stretches to 39,800 XCD. Everything on this page is in Eastern Caribbean dollar (XCD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Montserrat, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a first officer make in Montserrat?

Average salary
25,940 XCD
2,161 XCD per month
Lowest reported
12,180 XCD
1,015 XCD per month
Highest reported
39,800 XCD
3,316 XCD per month

A typical first officer working in Montserrat brings home around 2,161 XCD a month before tax. Entry-level pay starts near 12,180 XCD, and the top of the ladder reaches roughly 39,800 XCD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior first officer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the first officer salary in Grenada or Antigua and Barbuda, both of which pay in the same currency.


How first officer pay ranges in Montserrat

A good way to think about salary in Montserrat is to look at the distribution rather than the headline average. Half of all first officers in Montserrat earn less than 24,200 XCD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 16,340 XCD (the 25th percentile), and a quarter clear 32,420 XCD (the 75th percentile). The middle 50% of first officers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 12,180 XCD. The highest stretch to 39,800 XCD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

12,180
Low
24,200
Median
39,800
High
16,340
25th
32,420
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in XCD

First officer pay by experience in Montserrat

Years of experience is the single biggest lever on pay for a first officer in Montserrat, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical first officer salary changes as you move through the career ladder.

  • 0-2 Years
    12,620 XCD
  • 2-5 Years
    +62% from previous
    20,500 XCD
  • 5-10 Years
    +32% from previous
    27,040 XCD
  • 10-15 Years
    +22% from previous
    33,120 XCD
  • 15-20 Years
    +7% from previous
    35,560 XCD
  • 20+ Years
    +3% from previous
    36,700 XCD

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 62%. That is the point at which a first officer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


First officer pay by education in Montserrat

Education sits alongside experience as one of the biggest factors driving first officer pay in Montserrat. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average first officer salary in Montserrat broken down by the highest level of education a worker has completed.

  • High School
    15,700 XCD
  • Certificate or Diploma
    +65% from previous
    25,940 XCD
  • Bachelor's Degree
    +36% from previous
    35,300 XCD

First officer gender pay gap in Montserrat

The gender pay gap is a stubborn feature of almost every labour market, and Montserrat is no exception. Male first officers in Montserrat earn an average of 26,080 XCD a year, while female first officers earn around 25,220 XCD. That works out to a 3% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

First Officer gender pay gap

3%

Men earn this much more than women on average in Montserrat.

Men 26,080 XCD
Women 25,220 XCD

Pay raises for a first officer in Montserrat

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Montserrat sees a raise of about 7% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Montserrat, the national average raise is around 4% every 29 months.

By industry

Industries with the highest pay raises in Montserrat:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

First officer bonus rates in Montserrat

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

39%

39% of first officers in Montserrat reported a bonus of some kind in the past twelve months. That makes a first officer a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 61% of first officers reported no bonus at all over the same period.

Which careers pay bonuses in Montserrat

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

First officer: public vs private sector pay

Public-sector pay in Montserrat is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Montserrat on average.

Public sector 34,540 XCD
Private sector 31,400 XCD


First Officer in Montserrat: FAQs

  • How much does a first officer make per month in Montserrat?

    A first officer in Montserrat earns about 2,161 XCD a month before tax, based on an annual average of 25,940 XCD.

  • What's the salary range for a first officer in Montserrat?

    Entry-level first officers in Montserrat start near 12,180 XCD. Top-end pay reaches around 39,800 XCD. The middle 50% of earners sit between 16,340 and 32,420 XCD.

  • Is the median first officer salary in Montserrat higher or lower than the average?

    The median is 24,200 XCD, lower than the average of 25,940 XCD. Half of first officers in Montserrat earn below the median, half earn above it.

  • What's the gender pay gap for first officers in Montserrat?

    Men working as a first officer in Montserrat earn around 3% more than women on average (26,080 vs 25,220 XCD a year).

  • Do first officers in Montserrat get bonuses?

    About 39% of first officers in Montserrat reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do first officers earn more in the public or private sector in Montserrat?

    In Montserrat, the public sector pays a first officer about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do first officers in Montserrat get a pay raise?

    A first officer in Montserrat sees a raise of around 7% every 28 months, equivalent to roughly 3% a year.