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Average Financial Commercial Analyst Salary in Malaysia for 2026

A financial commercial analyst in Malaysia earns about 80,060 MYR a year. That's 2% roughly in line with the national average of 78,480 MYR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Malaysia sit around 36,700 MYR a year, while the very top stretches to 129,000 MYR. Everything on this page is in Malaysian ringgit (MYR, symbol RM), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Malaysia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a financial commercial analyst make in Malaysia?

Average salary
80,060 MYR
6,671 MYR per month
Lowest reported
36,700 MYR
3,058 MYR per month
Highest reported
129,000 MYR
10,750 MYR per month

A typical financial commercial analyst working in Malaysia brings home around 6,671 MYR a month before tax. Entry-level pay starts near 36,700 MYR, and the top of the ladder reaches roughly 129,000 MYR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior financial commercial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How financial commercial analyst pay ranges in Malaysia

A good way to think about salary in Malaysia is to look at the distribution rather than the headline average. Half of all financial commercial analysts in Malaysia earn less than 88,240 MYR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 55,840 MYR (the 25th percentile), and a quarter clear 115,620 MYR (the 75th percentile). The middle 50% of financial commercial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 36,700 MYR. The highest stretch to 129,000 MYR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

36,700
Low
88,240
Median
129,000
High
55,840
25th
115,620
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in MYR

Financial commercial analyst pay by experience in Malaysia

Years of experience is the single biggest lever on pay for a financial commercial analyst in Malaysia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical financial commercial analyst salary changes as you move through the career ladder.

  • 0-2 Years
    42,040 MYR
  • 2-5 Years
    +32% from previous
    55,580 MYR
  • 5-10 Years
    +53% from previous
    84,780 MYR
  • 10-15 Years
    +20% from previous
    102,020 MYR
  • 15-20 Years
    +9% from previous
    111,240 MYR
  • 20+ Years
    +8% from previous
    119,860 MYR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 53%. That is the point at which a financial commercial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Financial commercial analyst pay by education in Malaysia

Education sits alongside experience as one of the biggest factors driving financial commercial analyst pay in Malaysia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average financial commercial analyst salary in Malaysia broken down by the highest level of education a worker has completed.

  • High School
    53,120 MYR
  • Certificate or Diploma
    +13% from previous
    60,160 MYR
  • Bachelor's Degree
    +48% from previous
    89,120 MYR
  • Master's Degree
    +30% from previous
    116,180 MYR

Financial commercial analyst gender pay gap in Malaysia

The gender pay gap is a stubborn feature of almost every labour market, and Malaysia is no exception. Male financial commercial analysts in Malaysia earn an average of 86,760 MYR a year, while female financial commercial analysts earn around 74,560 MYR. That works out to a 16% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Financial Commercial Analyst gender pay gap

14%

Men earn this much more than women on average in Malaysia.

Men 86,760 MYR
Women 74,560 MYR

Pay raises for a financial commercial analyst in Malaysia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Malaysia sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Malaysia, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Malaysia:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    2%
  • Construction
  • Education
    1%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Financial commercial analyst bonus rates in Malaysia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

58%

58% of financial commercial analysts in Malaysia reported a bonus of some kind in the past twelve months. That makes a financial commercial analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 42% of financial commercial analysts reported no bonus at all over the same period.

Which careers pay bonuses in Malaysia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Financial commercial analyst: public vs private sector pay

Public-sector pay in Malaysia is about 11% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Malaysia on average.

Public sector 81,960 MYR
Private sector 73,820 MYR

Financial commercial analyst salary by city in Malaysia

Financial commercial analyst pay is not even across Malaysia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Kuala Lumpur
  • Ipoh
  • Shah Alam
  • Petaling Jaya
  • Johor Bahru
  • Kota Kinabalu
  • Kuching
  • Klang
  • Subang Jaya
  • Ampang
LocationTypeAverageMedianRange
Kuala LumpurCity89,960 MYR97,880 MYR42,320-146,200 MYR
IpohCity87,640 MYR95,420 MYR42,320-142,300 MYR
Shah AlamCity87,020 MYR93,660 MYR40,240-136,200 MYR
Petaling JayaCity86,740 MYR94,800 MYR38,340-139,100 MYR
Johor BahruCity83,060 MYR92,400 MYR39,080-136,100 MYR
Kota KinabaluCity82,160 MYR87,040 MYR37,380-128,900 MYR
KuchingCity80,840 MYR86,420 MYR36,580-129,000 MYR
KlangCity79,280 MYR82,520 MYR34,380-125,100 MYR
Subang JayaCity79,000 MYR84,560 MYR36,020-125,700 MYR
AmpangCity74,560 MYR80,280 MYR35,520-119,900 MYR


Financial Commercial Analyst in Malaysia: FAQs

  • How much does a financial commercial analyst make per month in Malaysia?

    A financial commercial analyst in Malaysia earns about 6,671 MYR a month before tax, based on an annual average of 80,060 MYR.

  • What's the salary range for a financial commercial analyst in Malaysia?

    Entry-level financial commercial analysts in Malaysia start near 36,700 MYR. Top-end pay reaches around 129,000 MYR. The middle 50% of earners sit between 55,840 and 115,620 MYR.

  • Is the median financial commercial analyst salary in Malaysia higher or lower than the average?

    The median is 88,240 MYR, higher than the average of 80,060 MYR. Half of financial commercial analysts in Malaysia earn below the median, half earn above it.

  • What's the gender pay gap for financial commercial analysts in Malaysia?

    Men working as a financial commercial analyst in Malaysia earn around 16% more than women on average (86,760 vs 74,560 MYR a year).

  • Do financial commercial analysts in Malaysia get bonuses?

    About 58% of financial commercial analysts in Malaysia reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do financial commercial analysts earn more in the public or private sector in Malaysia?

    In Malaysia, the public sector pays a financial commercial analyst about 11% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do financial commercial analysts in Malaysia get a pay raise?

    A financial commercial analyst in Malaysia sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.