Average Direct Bank Sales Representative Salary in Afghanistan for 2023
In this article, we will look at the average Direct Bank Sales Representative salary for 2023 in Afghanistan and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Afghan afghani. To keep things simple, we are using the AFN currency code instead of the currency symbol ؋.
How Much Does a Direct Bank Sales Representative Make in Afghanistan?
A Direct Bank Sales Representative working in Afghanistan will typically earn around 727,100 AFN per year, and this can range from the lowest average salary of about 385,300 AFN to the highest average salary of 1,108,500 AFN.
These are average salaries for a Direct Bank Sales Representative in Afghanistan and include benefits such as housing and transport. It's also possible for a Direct Bank Sales Representative to earn more or less than the average salaries shown above.
Direct Bank Sales Representative salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Direct Bank Sales Representative Salaries in Afghanistan
So we've looked at the average salaries a Direct Bank Sales Representative will earn in Afghanistan. The next interesting data point is the distribution of salaries.
We already know that a Direct Bank Sales Representative can earn between 385,300 AFN and 1,108,500 AFN on average in Afghanistan. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
The median salary for a Direct Bank Sales Representative in Afghanistan is 683,800 AFN. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 683,800 AFN, and 50% of the population earn more than 683,800 AFN.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Direct Bank Sales Representative salary in Afghanistan, 25% of the population are earning less than 483,400 AFN while 75% of the population earn more than 483,400 AFN.
75% of the population earn less than 843,600 AFN, and 25% of the population earn more than 843,600 AFN.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Direct Bank Sales Representative Salary by Experience Level in Afghanistan
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average direct bank sales representative salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Direct Bank Sales Representative in Afghanistan that has less than two years of experience can expect to earn somewhere in the region of 445,100 AFN.
- 2 - 5 Years Experience. With two to five years of experience the average Direct Bank Sales Representative salary would increase to 543,200 AFN.
- 5 - 10 Years Experience. From five to ten years of experience as a Direct Bank Sales Representative, the average salary would be 774,200 AFN.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 903,500 AFN.
- 15 - 20 Years Experience. A Direct Bank Sales Representative with 15 to 20 years of experience can earn an average of 991,100 AFN.
- 20+ Years Experience. For a Direct Bank Sales Representative with more than 20 years, the expected average salary increases to 1,048,100 AFN.
Average Salary by Experience Chart
Direct Bank Sales Representative Salary by Education Level in Afghanistan
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Direct Bank Sales Representative in Afghanistan based on the education level of the employees in order to find out whether a better education level would increase your salary.
Certificate or Diploma. A Direct Bank Sales Representative in Afghanistan with a certificate or diploma education can earn an average salary of 543,200 AFN.
Bachelor's Degree. A Direct Bank Sales Representative in Afghanistan with a bachelor's degree education can earn an average salary of 705,500 AFN.
Master's Degree. A Direct Bank Sales Representative in Afghanistan with a master's degree education can earn an average salary of 1,007,400 AFN.
Average Salary by Education Chart
|Certificate or Diploma||
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Afghanistan is around 389,000 to 1,170,000 AFN and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Direct Bank Sales Representative Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Afghanistan, a male direct bank sales representative will earn an average of 774,200 AFN, while a female direct bank sales representative will earn around 658,300 AFN.
This means that a male direct bank sales representative earns approximately 18% more than a female direct bank sales representative for performing the same job.
Average Salary by Gender Chart in Afghanistan
Direct Bank Sales Representative Average Pay Raise in Afghanistan
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Direct Bank Sales Representative in Afghanistan is around 7% every 28 months.
The national average pay raise across all professions and industries in Afghanistan is around 4% every 29 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 7 ÷ 28 ) × 12 = 3%
What this means is that a Direct Bank Sales Representative in Afghanistan can expect to receive an average pay raise of around 3% every 12 months.
Annual Pay Raise by Industry in Afghanistan for 2023
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Afghanistan.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
Direct Bank Sales Representative Bonus and Incentive Rates in Afghanistan
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Direct Bank Sales Representative is a moderate bonus based job, with 59% of employees reporting at least one bonus in the last 12 months.
41% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 6% to 8%.
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Afghanistan earn approximately 11% more than private sector employees in the same role.
Salaries for Jobs Similar to a Direct Bank Sales Representative
In the table below, we have salary information for jobs that are similar to a Direct Bank Sales Representative in Afghanistan.
|AML Analyst||Banking||1,570,900 AFN|
|Assistant Bank Branch Manager||Banking||1,345,400 AFN|
|Assistant Bank Manager||Banking||1,765,300 AFN|
|ATM Manager||Banking||1,500,800 AFN|
|ATM Service Technician||Banking||412,000 AFN|
|Bank Accounts Analyst||Banking||559,000 AFN|
|Bank Accounts Collector||Banking||341,400 AFN|
|Bank Accounts Controller||Banking||758,700 AFN|
|Bank Accounts Executive||Banking||1,129,700 AFN|
|Bank Accounts Manager||Banking||1,306,100 AFN|
|Bank Auditing Manager||Banking||1,333,900 AFN|
|Bank Branch Manager||Banking||1,835,700 AFN|
|Bank Branch Operations Coordinator||Banking||803,400 AFN|
|Bank Clerk||Banking||319,600 AFN|
|Bank Client Service Associate||Banking||489,600 AFN|
|Bank Collector||Banking||366,200 AFN|
|Bank Compliance Specialist||Banking||879,700 AFN|
|Bank Manager||Banking||2,086,500 AFN|
|Bank Operational Risk Manager||Banking||2,052,200 AFN|
|Bank Operations Head||Banking||2,124,400 AFN|
|Bank Operations Officer||Banking||840,100 AFN|
|Bank Operations Specialist||Banking||1,306,100 AFN|
|Bank Process Manager||Banking||1,161,000 AFN|
|Bank Product Manager||Banking||1,357,900 AFN|
|Bank Programme Manager||Banking||1,476,700 AFN|
|Bank Project Manager||Banking||1,606,100 AFN|
|Bank Propositions Manager||Banking||1,464,200 AFN|
|Bank Quantitative Analyst||Banking||1,067,300 AFN|
|Bank Regional Manager||Banking||2,076,600 AFN|
|Bank Regional Risk Officer||Banking||1,035,500 AFN|
|Bank Relationship Manager||Banking||1,524,300 AFN|
|Bank Relationship Officer||Banking||679,200 AFN|
|Bank Teller||Banking||349,300 AFN|
|Banking Business Analyst||Banking||1,088,100 AFN|
|Banking Business Development Officer||Banking||639,900 AFN|
|Banking Business Planning Executive||Banking||1,476,700 AFN|
|Banking Product Manager||Banking||1,345,400 AFN|
|Banking Reference Data Manager||Banking||1,224,800 AFN|
|Banking Risk Analyst||Banking||1,065,800 AFN|
|Banking Technical Analyst||Banking||563,300 AFN|
|Bankruptcy Coordinator||Banking||778,200 AFN|
|Bill and Account Collector||Banking||371,100 AFN|
|Budget Analyst||Banking||1,110,500 AFN|
|Capital Risk Manager||Banking||1,980,600 AFN|
|Cards Marketing Manager||Banking||1,320,500 AFN|
|Cash Management Manager||Banking||1,788,300 AFN|
|Check Processing Manager||Banking||1,320,500 AFN|
|Commercial Vault Associate||Banking||1,016,300 AFN|
|Corporate Banker||Banking||737,000 AFN|
|Corporate Dealer||Banking||1,070,600 AFN|
|Credit Analyst||Banking||795,700 AFN|
|Credit and Collections Manager||Banking||1,380,400 AFN|
|Credit Card Fraud Investigator||Banking||1,062,500 AFN|
|Credit Portfolio Manager||Banking||2,026,800 AFN|
|Credit Risk Analyst||Banking||1,196,900 AFN|
|Credit Risk Associate||Banking||1,152,700 AFN|
|Exchange Control Consultant||Banking||1,102,900 AFN|
|Executive Account Analyst||Banking||1,035,500 AFN|
|Financial Bank Planning Consultant||Banking||1,306,100 AFN|
|Financial Banking Analysis Manager||Banking||1,510,400 AFN|
|Financial Banking Assistant||Banking||492,400 AFN|
|Financial Banking Systems Manager||Banking||1,405,700 AFN|
|Foreign Exchange Manager||Banking||1,510,400 AFN|
|Fraud Analyst||Banking||1,157,300 AFN|
|Fraud Detection Associate||Banking||746,600 AFN|
|Fraud Detection Manager||Banking||1,703,200 AFN|
|Fraud Detection Supervisor||Banking||903,500 AFN|
|Internal Bank Audit Manager||Banking||1,882,700 AFN|
|Internal Bank Auditor||Banking||1,004,500 AFN|
|Internal Private Banker||Banking||765,100 AFN|
|International Banking Manager||Banking||2,124,400 AFN|
|Investment Banking Analyst||Banking||1,487,200 AFN|
|Loan Analyst||Banking||1,069,900 AFN|
|Loan Area Manager||Banking||1,306,100 AFN|
|Loan Audit Team Leader||Banking||1,224,800 AFN|
|Loan Branch Manager||Banking||1,212,800 AFN|
|Loan Business Development Officer||Banking||658,300 AFN|
|Loan Clerk||Banking||382,600 AFN|
|Loan Collection and Recovery Manager||Banking||1,296,900 AFN|
|Loan Collection Manager||Banking||1,296,900 AFN|
|Loan Collector||Banking||354,000 AFN|
|Loan Examiner||Banking||472,100 AFN|
|Loan Officer||Banking||398,300 AFN|
|Loan Processing Manager||Banking||1,172,800 AFN|
|Loan Processor||Banking||489,500 AFN|
|Loan Quality Assurance Auditor||Banking||1,104,400 AFN|
|Loan Quality Assurance Manager||Banking||1,224,800 AFN|
|Loan Quality Assurance Representative||Banking||818,100 AFN|
|Loan Review Manager||Banking||1,235,600 AFN|
|Loan Team Leader||Banking||1,105,600 AFN|
|Loans Manager||Banking||1,405,700 AFN|
|Mortgage Advisor||Banking||761,400 AFN|
|Mortgage Collection Manager||Banking||1,283,600 AFN|
|Mortgage Collector||Banking||359,900 AFN|
|Mortgage Credit Analyst||Banking||583,000 AFN|
|Mortgage Credit Manager||Banking||1,224,800 AFN|
|Mortgage Development Manager||Banking||1,417,600 AFN|
|Mortgage Document Reviewer||Banking||480,300 AFN|
|Mortgage Funding Manager||Banking||1,428,800 AFN|
|Mortgage Operations Manager||Banking||1,921,500 AFN|
|Mortgage Payment Processing Clerk||Banking||424,300 AFN|
|Mortgage Processing Manager||Banking||1,259,300 AFN|
|Mortgage Processor||Banking||498,500 AFN|
|Mortgage Quality Assurance Auditor||Banking||1,098,200 AFN|
|Mortgage Quality Assurance Manager||Banking||1,259,300 AFN|
|Mortgage Servicing Clerk||Banking||384,500 AFN|
|Mortgage Servicing Manager||Banking||1,224,800 AFN|
|Mortgage Underwriter||Banking||471,700 AFN|
|Online Banking Manager||Banking||1,811,000 AFN|
|Payment Processing Clerk||Banking||369,900 AFN|
|Personal Banker||Banking||759,300 AFN|
|Personal Banking Advisor||Banking||757,600 AFN|
|Phone Banker||Banking||499,300 AFN|
|Private Banker||Banking||752,600 AFN|
|Reconciliation and Investigation Specialist||Banking||909,300 AFN|
|Tax Officer||Banking||627,900 AFN|
|Trade Officer||Banking||454,300 AFN|
|Trade Product Manager||Banking||1,306,100 AFN|
|Treasury Operations Officer||Banking||903,500 AFN|
Salary Comparison by City
If you want to compare salaries with different cities in Afghanistan, you can use the links below to explore the data for each specific city we have researched.
|Mazari Sharif||754,900 AFN|
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"Average Direct Bank Sales Representative Salary in Afghanistan for 2023". World Salaries. Accessed on October 1, 2023. https://worldsalaries.com/average-direct-bank-sales-representative-salary-in-afghanistan/.
"Average Direct Bank Sales Representative Salary in Afghanistan for 2023". World Salaries, https://worldsalaries.com/average-direct-bank-sales-representative-salary-in-afghanistan/. Accessed 1 October, 2023
Average Direct Bank Sales Representative Salary in Afghanistan for 2023. World Salaries. Retrieved from https://worldsalaries.com/average-direct-bank-sales-representative-salary-in-afghanistan/.