Average Developer / Programmer Salary in Bermuda for 2026
A developer or programmer in Bermuda earns about 20,500 BMD a year. That's 12% above the national average of 18,280 BMD.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Bermuda sit around 10,320 BMD a year, while the very top stretches to 31,340 BMD. Everything on this page is in Bermudian dollar (BMD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Bermuda, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a developer or programmer make in Bermuda?
A typical developer or programmer working in Bermuda brings home around 1,708 BMD a month before tax. Entry-level pay starts near 10,320 BMD, and the top of the ladder reaches roughly 31,340 BMD for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior developer or programmer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How developer or programmer pay ranges in Bermuda
A good way to think about salary in Bermuda is to look at the distribution rather than the headline average. Half of all developers or programmers in Bermuda earn less than 21,560 BMD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 11,880 BMD (the 25th percentile), and a quarter clear 26,860 BMD (the 75th percentile). The middle 50% of developers or programmers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 10,320 BMD. The highest stretch to 31,340 BMD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Developer or programmer pay by experience in Bermuda
Years of experience is the single biggest lever on pay for a developer or programmer in Bermuda, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical developer or programmer salary changes as you move through the career ladder.
- 0-2 Years12,020 BMD
- 2-5 Years12,000 BMD
- 5-10 Years+76% from previous21,100 BMD
- 10-15 Years+23% from previous25,940 BMD
- 15-20 Years+11% from previous28,820 BMD
- 20+ Years+7% from previous30,800 BMD
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 76%. That is the point at which a developer or programmer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Developer or programmer pay by education in Bermuda
Education sits alongside experience as one of the biggest factors driving developer or programmer pay in Bermuda. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average developer or programmer salary in Bermuda broken down by the highest level of education a worker has completed.
- Certificate or Diploma13,660 BMD
- Bachelor's Degree+24% from previous16,980 BMD
- Master's Degree+85% from previous31,380 BMD
Developer or programmer gender pay gap in Bermuda
The gender pay gap is a stubborn feature of almost every labour market, and Bermuda is no exception. Male developers or programmers in Bermuda earn an average of 19,980 BMD a year, while female developers or programmers earn around 19,220 BMD. That works out to a 4% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Developer / Programmer gender pay gap
4%
Men earn this much more than women on average in Bermuda.
Pay raises for a developer or programmer in Bermuda
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Bermuda sees a raise of about 8% every 30 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Bermuda, the national average raise is around 5% every 28 months.
By industry
Industries with the highest pay raises in Bermuda:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Developer or programmer bonus rates in Bermuda
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
41% of developers or programmers in Bermuda reported a bonus of some kind in the past twelve months. That makes a developer or programmer a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 59% of developers or programmers reported no bonus at all over the same period.
Which careers pay bonuses in Bermuda
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Developer or programmer: public vs private sector pay
Public-sector pay in Bermuda is about 33% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
25%
Public-sector workers earn this much more than private-sector workers in Bermuda on average.
Developer / Programmer in Bermuda: FAQs
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How much does a developer or programmer make per month in Bermuda?
A developer or programmer in Bermuda earns about 1,708 BMD a month before tax, based on an annual average of 20,500 BMD.
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What's the salary range for a developer or programmer in Bermuda?
Entry-level developers or programmers in Bermuda start near 10,320 BMD. Top-end pay reaches around 31,340 BMD. The middle 50% of earners sit between 11,880 and 26,860 BMD.
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Is the median developer or programmer salary in Bermuda higher or lower than the average?
The median is 21,560 BMD, higher than the average of 20,500 BMD. Half of developers or programmers in Bermuda earn below the median, half earn above it.
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What's the gender pay gap for developers or programmers in Bermuda?
Men working as a developer or programmer in Bermuda earn around 4% more than women on average (19,980 vs 19,220 BMD a year).
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Do developers or programmers in Bermuda get bonuses?
About 41% of developers or programmers in Bermuda reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.
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Do developers or programmers earn more in the public or private sector in Bermuda?
In Bermuda, the public sector pays a developer or programmer about 33% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do developers or programmers in Bermuda get a pay raise?
A developer or programmer in Bermuda sees a raise of around 8% every 30 months, equivalent to roughly 3% a year.