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Average Creditors Clerk Salary in Papua New Guinea for 2026

A creditors clerk in Papua New Guinea earns about 21,980 PGK a year. That's 55% below the national average of 49,300 PGK.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Papua New Guinea sit around 12,760 PGK a year, while the very top stretches to 37,200 PGK. Everything on this page is in Papua New Guinean kina (PGK, symbol K), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Papua New Guinea, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a creditors clerk make in Papua New Guinea?

Average salary
21,980 PGK
1,831 PGK per month
Lowest reported
12,760 PGK
1,063 PGK per month
Highest reported
37,200 PGK
3,100 PGK per month

A typical creditors clerk working in Papua New Guinea brings home around 1,831 PGK a month before tax. Entry-level pay starts near 12,760 PGK, and the top of the ladder reaches roughly 37,200 PGK for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior creditors clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How creditors clerk pay ranges in Papua New Guinea

A good way to think about salary in Papua New Guinea is to look at the distribution rather than the headline average. Half of all creditors clerks in Papua New Guinea earn less than 22,660 PGK a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 15,580 PGK (the 25th percentile), and a quarter clear 28,680 PGK (the 75th percentile). The middle 50% of creditors clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 12,760 PGK. The highest stretch to 37,200 PGK, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

12,760
Low
22,660
Median
37,200
High
15,580
25th
28,680
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PGK

Creditors clerk pay by experience in Papua New Guinea

Years of experience is the single biggest lever on pay for a creditors clerk in Papua New Guinea, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical creditors clerk salary changes as you move through the career ladder.

  • 0-2 Years
    13,900 PGK
  • 2-5 Years
    +20% from previous
    16,720 PGK
  • 5-10 Years
    +41% from previous
    23,500 PGK
  • 10-15 Years
    +31% from previous
    30,840 PGK
  • 15-20 Years
    +2% from previous
    31,380 PGK
  • 20+ Years
    31,520 PGK

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 41%. That is the point at which a creditors clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Creditors clerk pay by education in Papua New Guinea

Education sits alongside experience as one of the biggest factors driving creditors clerk pay in Papua New Guinea. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average creditors clerk salary in Papua New Guinea broken down by the highest level of education a worker has completed.

  • High School
    16,720 PGK
  • Certificate or Diploma
    +38% from previous
    23,140 PGK
  • Bachelor's Degree
    +51% from previous
    34,980 PGK

Creditors clerk gender pay gap in Papua New Guinea

The gender pay gap is a stubborn feature of almost every labour market, and Papua New Guinea is no exception. Male creditors clerks in Papua New Guinea earn an average of 22,340 PGK a year, while female creditors clerks earn around 21,640 PGK. That works out to a 3% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Creditors Clerk gender pay gap

3%

Men earn this much more than women on average in Papua New Guinea.

Men 22,340 PGK
Women 21,640 PGK

Pay raises for a creditors clerk in Papua New Guinea

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Papua New Guinea sees a raise of about 5% every 30 months, which works out to roughly 2% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Papua New Guinea, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Papua New Guinea:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Creditors clerk bonus rates in Papua New Guinea

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

12%

12% of creditors clerks in Papua New Guinea reported a bonus of some kind in the past twelve months. That makes a creditors clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 88% of creditors clerks reported no bonus at all over the same period.

Which careers pay bonuses in Papua New Guinea

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Creditors clerk: public vs private sector pay

Public-sector pay in Papua New Guinea is about 21% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

18%

Public-sector workers earn this much more than private-sector workers in Papua New Guinea on average.

Public sector 53,120 PGK
Private sector 43,760 PGK


Creditors Clerk in Papua New Guinea: FAQs

  • How much does a creditors clerk make per month in Papua New Guinea?

    A creditors clerk in Papua New Guinea earns about 1,831 PGK a month before tax, based on an annual average of 21,980 PGK.

  • What's the salary range for a creditors clerk in Papua New Guinea?

    Entry-level creditors clerks in Papua New Guinea start near 12,760 PGK. Top-end pay reaches around 37,200 PGK. The middle 50% of earners sit between 15,580 and 28,680 PGK.

  • Is the median creditors clerk salary in Papua New Guinea higher or lower than the average?

    The median is 22,660 PGK, higher than the average of 21,980 PGK. Half of creditors clerks in Papua New Guinea earn below the median, half earn above it.

  • What's the gender pay gap for creditors clerks in Papua New Guinea?

    Men working as a creditors clerk in Papua New Guinea earn around 3% more than women on average (22,340 vs 21,640 PGK a year).

  • Do creditors clerks in Papua New Guinea get bonuses?

    About 12% of creditors clerks in Papua New Guinea reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do creditors clerks earn more in the public or private sector in Papua New Guinea?

    In Papua New Guinea, the public sector pays a creditors clerk about 21% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do creditors clerks in Papua New Guinea get a pay raise?

    A creditors clerk in Papua New Guinea sees a raise of around 5% every 30 months, equivalent to roughly 2% a year.