Average Creditors Clerk Salary in Morocco for 2024

In this article, we will look at the average Creditors Clerk salary for 2024 in Morocco and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Moroccan dirham. To keep things simple, we are using the MAD currency code instead of the currency symbol ุฏ.ู…..

How Much Does a Creditors Clerk Make in Morocco?

A Creditors Clerk working in Morocco will typically earn around 119,500 MAD per year, and this can range from the lowest average salary of about 55,020 MAD to the highest average salary of 187,500 MAD.

Average Annual Salary
119,500 MAD
Average Monthly Salary
9,958 MAD

Lowest Annual Salary
55,020 MAD
Lowest Monthly Salary
4,585 MAD

Highest Annual Salary
187,500 MAD
Highest Monthly Salary
15,625 MAD

These are average salaries for a Creditors Clerk in Morocco and include benefits such as housing and transport. It's also possible for a Creditors Clerk to earn more or less than the average salaries shown above.

Creditors Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Creditors Clerk Salaries in Morocco

So we've looked at the average salaries a Creditors Clerk will earn in Morocco. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Creditors Clerk can earn between 55,020 MAD and 187,500 MAD on average in Morocco. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Creditors Clerk in Morocco is 124,400 MAD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 124,400 MAD, and 50% of the population earn more than 124,400 MAD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Creditors Clerk salary in Morocco, 25% of the population are earning less than 79,500 MAD while 75% of the population earn more than 79,500 MAD.

75% of the population earn less than 163,800 MAD, and 25% of the population earn more than 163,800 MAD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Creditors Clerk Salary by Experience Level in Morocco

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average creditors clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Creditors Clerk in Morocco that has less than two years of experience can expect to earn somewhere in the region of 64,720 MAD.
  • 2 - 5 Years Experience. With two to five years of experience the average Creditors Clerk salary would increase to 87,060 MAD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Creditors Clerk, the average salary would be 124,400 MAD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 152,000 MAD.
  • 15 - 20 Years Experience. A Creditors Clerk with 15 to 20 years of experience can earn an average of 159,500 MAD.
  • 20+ Years Experience. For a Creditors Clerk with more than 20 years, the expected average salary increases to 174,000 MAD.

Average Salary by Experience Chart

0-2 Years
64,720 MAD
2-5 Years +38%
87,060 MAD
5-10 Years +42%
124,400 MAD
10-15 Years +22%
152,000 MAD
15-20 Years +6%
159,500 MAD
20+ Years +9%
174,000 MAD

Creditors Clerk Salary by Education Level in Morocco

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Creditors Clerk in Morocco based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Creditors Clerk in Morocco with a high school education can earn an average salary of 74,300 MAD.

  • Certificate or Diploma. A Creditors Clerk in Morocco with a certificate or diploma education can earn an average salary of 116,420 MAD.

  • Bachelor's Degree. A Creditors Clerk in Morocco with a bachelor's degree education can earn an average salary of 172,400 MAD.

Average Salary by Education Chart

High School
74,300 MAD
Certificate or Diploma +51%
116,420 MAD
Bachelor's Degree +50%
172,400 MAD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Morocco is around 97,100 to 291,000 MAD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Creditors Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Morocco, a male creditors clerk will earn an average of 127,700 MAD, while a female creditors clerk will earn around 111,240 MAD.

This means that a male creditors clerk earns approximately 15% more than a female creditors clerk for performing the same job.

Average Salary by Gender Chart in Morocco

Male
127,700 MAD
Female -15%
111,240 MAD

Creditors Clerk Average Pay Raise in Morocco

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Creditors Clerk in Morocco is around 9% every 19 months.

The national average pay raise across all professions and industries in Morocco is around 9% every 17 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 9 ÷ 19 ) × 12  = 6%

What this means is that a Creditors Clerk in Morocco can expect to receive an average pay raise of around 6% every 12 months.

Annual Pay Raise by Industry in Morocco for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Morocco.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
2%
Energy
4%
Information Technology
6%
Healthcare
8%
Travel
1%
Construction
3%
Education
5%

Creditors Clerk Bonus and Incentive Rates in Morocco

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Creditors Clerk is a low bonus based job, with 31% of employees reporting at least one bonus in the last 12 months.

69% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus
31%
No Bonus
69%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Morocco earn approximately 8% more than private sector employees in the same role.

Public Sector
239,300 MAD
Private Sector -8%
222,300 MAD

Salaries for Jobs Similar to a Creditors Clerk

In the table below, we have salary information for jobs that are similar to a Creditors Clerk in Morocco.

Job Title Category Salary
Accreditation Specialist Administration / Reception / Secretarial 268,900 MAD
Admin Clerk Administration / Reception / Secretarial 82,160 MAD
Admin Executive Administration / Reception / Secretarial 127,700 MAD
Administrative Aide Administration / Reception / Secretarial 92,680 MAD
Administrative Analyst Administration / Reception / Secretarial 168,100 MAD
Administrative Assistant Administration / Reception / Secretarial 125,700 MAD
Administrative Associate Administration / Reception / Secretarial 120,040 MAD
Administrative Coordinator Administration / Reception / Secretarial 112,180 MAD
Administrative Manager Administration / Reception / Secretarial 183,700 MAD
Administrative Officer Administration / Reception / Secretarial 125,700 MAD
Administrative Receptionist Administration / Reception / Secretarial 115,080 MAD
Administrative Secretary Administration / Reception / Secretarial 102,240 MAD
Administrative Specialist Administration / Reception / Secretarial 118,260 MAD
Administrative Support Administration / Reception / Secretarial 107,860 MAD
Administrative Technician Administration / Reception / Secretarial 95,720 MAD
Board Secretary Administration / Reception / Secretarial 111,000 MAD
Branch Office Administrator Administration / Reception / Secretarial 191,600 MAD
Business Administrator Administration / Reception / Secretarial 187,300 MAD
Business Office Manager Administration / Reception / Secretarial 309,800 MAD
Central Office Operator Administration / Reception / Secretarial 119,860 MAD
Clerical Assistant Administration / Reception / Secretarial 71,020 MAD
Clerk Administration / Reception / Secretarial 84,780 MAD
Commercial Administrator Administration / Reception / Secretarial 172,200 MAD
Commissions Processor Administration / Reception / Secretarial 148,300 MAD
Conveyancing Secretary Administration / Reception / Secretarial 102,240 MAD
Corporate Receptionist Administration / Reception / Secretarial 113,280 MAD
Data Entry Clerk Administration / Reception / Secretarial 82,200 MAD
Data Entry Specialist Administration / Reception / Secretarial 113,780 MAD
Document Controller Administration / Reception / Secretarial 105,620 MAD
Document Management Specialist Administration / Reception / Secretarial 151,800 MAD
Executive Administrative Assistant Administration / Reception / Secretarial 134,600 MAD
Executive Assistant Administration / Reception / Secretarial 129,000 MAD
Executive Officer Administration / Reception / Secretarial 154,700 MAD
Executive Personal Assistant Administration / Reception / Secretarial 142,300 MAD
Executive Secretary Administration / Reception / Secretarial 119,900 MAD
File Clerk Administration / Reception / Secretarial 79,260 MAD
Front Desk Attendant Administration / Reception / Secretarial 112,460 MAD
Front Desk Coordinator Administration / Reception / Secretarial 143,200 MAD
Front Desk Manager Administration / Reception / Secretarial 183,600 MAD
Front Desk Receptionist Administration / Reception / Secretarial 112,760 MAD
Front Desk Shift Leader Administration / Reception / Secretarial 146,200 MAD
Front Office Assistant Administration / Reception / Secretarial 106,740 MAD
Front Office Executive Administration / Reception / Secretarial 148,300 MAD
Group Services Manager Administration / Reception / Secretarial 327,800 MAD
Head Receptionist Administration / Reception / Secretarial 128,500 MAD
Inquiry and Admissions Clerk Administration / Reception / Secretarial 80,060 MAD
Key Account Assistant Administration / Reception / Secretarial 139,100 MAD
Keyboard and Data Entry Operator Administration / Reception / Secretarial 79,360 MAD
Leasing Administrator Administration / Reception / Secretarial 142,300 MAD
Legal Secretary Administration / Reception / Secretarial 125,100 MAD
Librarian Administration / Reception / Secretarial 148,300 MAD
Mail Processing Clerk Administration / Reception / Secretarial 67,800 MAD
Mail Sorting Clerk Administration / Reception / Secretarial 69,240 MAD
Mailroom Clerk Administration / Reception / Secretarial 74,540 MAD
Mailroom Manager Administration / Reception / Secretarial 127,700 MAD
Management Support Secretary Administration / Reception / Secretarial 112,440 MAD
Master Programme Coordinator Administration / Reception / Secretarial 217,900 MAD
Medical Receptionist Administration / Reception / Secretarial 123,400 MAD
Meeting and Event Assistant Administration / Reception / Secretarial 134,600 MAD
Meeting and Event Manager Administration / Reception / Secretarial 275,800 MAD
Night Manager Administration / Reception / Secretarial 172,200 MAD
Office Administrator Administration / Reception / Secretarial 187,500 MAD
Office Assistant Administration / Reception / Secretarial 76,280 MAD
Office Automation Clerk Administration / Reception / Secretarial 142,300 MAD
Office Clerk Administration / Reception / Secretarial 95,760 MAD
Office Coordinator Administration / Reception / Secretarial 115,640 MAD
Office Manager Administration / Reception / Secretarial 209,500 MAD
Office Services Coordinator Administration / Reception / Secretarial 158,700 MAD
Office Supervisor Administration / Reception / Secretarial 142,300 MAD
Operations Analyst Administration / Reception / Secretarial 232,400 MAD
Operations Clerk Administration / Reception / Secretarial 137,400 MAD
Operations Manager Administration / Reception / Secretarial 308,300 MAD
Personal Assistant Administration / Reception / Secretarial 118,260 MAD
Planning Assistant Administration / Reception / Secretarial 142,300 MAD
Process Expert Administration / Reception / Secretarial 187,500 MAD
Program Coordinator Administration / Reception / Secretarial 172,400 MAD
Programme Assistant Administration / Reception / Secretarial 150,000 MAD
Project Administrator Administration / Reception / Secretarial 204,000 MAD
Project Coordinator Administration / Reception / Secretarial 263,900 MAD
Query Administrator Administration / Reception / Secretarial 142,300 MAD
Reception Team Lead Administration / Reception / Secretarial 148,300 MAD
Receptionist Administration / Reception / Secretarial 111,460 MAD
Records Officer Administration / Reception / Secretarial 97,460 MAD
Registry Administrator Administration / Reception / Secretarial 127,700 MAD
Registry and Filing Clerk Administration / Reception / Secretarial 82,160 MAD
Rental Clerk Administration / Reception / Secretarial 81,880 MAD
Schedule Officer Administration / Reception / Secretarial 82,200 MAD
Scheduler Administration / Reception / Secretarial 88,580 MAD
School Secretary Administration / Reception / Secretarial 110,340 MAD
Secretary Administration / Reception / Secretarial 107,320 MAD
Service Reception Head Administration / Reception / Secretarial 138,200 MAD
Switchboard Operator Administration / Reception / Secretarial 97,840 MAD
Technical Program Manager Administration / Reception / Secretarial 263,100 MAD
Technical Project Manager Administration / Reception / Secretarial 288,100 MAD
Typist Administration / Reception / Secretarial 89,120 MAD
Unit Secretary Administration / Reception / Secretarial 106,780 MAD
Wayleave Officer Administration / Reception / Secretarial 80,020 MAD

Salary Comparison by City

If you want to compare salaries with different cities in Morocco, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Agadir 104,060 MAD
Casablanca 118,200 MAD
Marrakech 112,440 MAD
Rabat 102,720 MAD
Tangier 114,000 MAD

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