Average Credit Risk Associate Salary in Yemen for 2026
A credit risk associate in Yemen earns about 492,400 YER a year. That's 24% above the national average of 397,900 YER.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Yemen sit around 249,600 YER a year, while the very top stretches to 757,600 YER. Everything on this page is in Yemeni rial (YER, symbol ﷼), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Yemen, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a credit risk associate make in Yemen?
A typical credit risk associate working in Yemen brings home around 41,033 YER a month before tax. Entry-level pay starts near 249,600 YER, and the top of the ladder reaches roughly 757,600 YER for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior credit risk associate working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How credit risk associate pay ranges in Yemen
A good way to think about salary in Yemen is to look at the distribution rather than the headline average. Half of all credit risk associates in Yemen earn less than 480,300 YER a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 330,700 YER (the 25th percentile), and a quarter clear 606,400 YER (the 75th percentile). The middle 50% of credit risk associates sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 249,600 YER. The highest stretch to 757,600 YER, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Credit risk associate pay by experience in Yemen
Years of experience is the single biggest lever on pay for a credit risk associate in Yemen, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical credit risk associate salary changes as you move through the career ladder.
- 0-2 Years281,500 YER
- 2-5 Years+31% from previous367,900 YER
- 5-10 Years+40% from previous514,300 YER
- 10-15 Years+20% from previous618,800 YER
- 15-20 Years+9% from previous672,600 YER
- 20+ Years+8% from previous724,300 YER
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 40%. That is the point at which a credit risk associate typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Credit risk associate pay by education in Yemen
Education sits alongside experience as one of the biggest factors driving credit risk associate pay in Yemen. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average credit risk associate salary in Yemen broken down by the highest level of education a worker has completed.
- Bachelor's Degree345,700 YER
- Master's Degree+78% from previous615,700 YER
Credit risk associate gender pay gap in Yemen
The gender pay gap is a stubborn feature of almost every labour market, and Yemen is no exception. Male credit risk associates in Yemen earn an average of 539,700 YER a year, while female credit risk associates earn around 448,500 YER. That works out to a 20% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Credit Risk Associate gender pay gap
17%
Men earn this much more than women on average in Yemen.
Pay raises for a credit risk associate in Yemen
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Yemen sees a raise of about 8% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Yemen, the national average raise is around 4% every 29 months.
By industry
Industries with the highest pay raises in Yemen:
- Banking
- Energy
- Information Technology
- Healthcare1%
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Credit risk associate bonus rates in Yemen
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
37% of credit risk associates in Yemen reported a bonus of some kind in the past twelve months. That makes a credit risk associate a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 63% of credit risk associates reported no bonus at all over the same period.
Which careers pay bonuses in Yemen
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Credit risk associate: public vs private sector pay
Public-sector pay in Yemen is about 11% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
10%
Public-sector workers earn this much more than private-sector workers in Yemen on average.
Credit risk associate salary by city in Yemen
Credit risk associate pay is not even across Yemen. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Aden
- Sanaa
- Taizz
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Aden | City | 525,700 YER | 504,300 YER | 275,200-803,400 YER |
| Sanaa | City | 440,200 YER | 476,600 YER | 204,700-704,300 YER |
| Taizz | City | 430,000 YER | 448,500 YER | 207,800-675,200 YER |
Credit Risk Associate in Yemen: FAQs
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How much does a credit risk associate make per month in Yemen?
A credit risk associate in Yemen earns about 41,033 YER a month before tax, based on an annual average of 492,400 YER.
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What's the salary range for a credit risk associate in Yemen?
Entry-level credit risk associates in Yemen start near 249,600 YER. Top-end pay reaches around 757,600 YER. The middle 50% of earners sit between 330,700 and 606,400 YER.
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Is the median credit risk associate salary in Yemen higher or lower than the average?
The median is 480,300 YER, lower than the average of 492,400 YER. Half of credit risk associates in Yemen earn below the median, half earn above it.
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What's the gender pay gap for credit risk associates in Yemen?
Men working as a credit risk associate in Yemen earn around 20% more than women on average (539,700 vs 448,500 YER a year).
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Do credit risk associates in Yemen get bonuses?
About 37% of credit risk associates in Yemen reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.
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Do credit risk associates earn more in the public or private sector in Yemen?
In Yemen, the public sector pays a credit risk associate about 11% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do credit risk associates in Yemen get a pay raise?
A credit risk associate in Yemen sees a raise of around 8% every 28 months, equivalent to roughly 3% a year.