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Average Credit Risk Analyst Salary in Mauritania for 2026

A credit risk analyst in Mauritania earns about 290,800 MRU a year. That's 22% above the national average of 238,900 MRU.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Mauritania sit around 136,200 MRU a year, while the very top stretches to 454,900 MRU. Everything on this page is in Mauritanian ouguiya (MRU, symbol UM), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Mauritania, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a credit risk analyst make in Mauritania?

Average salary
290,800 MRU
24,233 MRU per month
Lowest reported
136,200 MRU
11,350 MRU per month
Highest reported
454,900 MRU
37,908 MRU per month

A typical credit risk analyst working in Mauritania brings home around 24,233 MRU a month before tax. Entry-level pay starts near 136,200 MRU, and the top of the ladder reaches roughly 454,900 MRU for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior credit risk analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How credit risk analyst pay ranges in Mauritania

A good way to think about salary in Mauritania is to look at the distribution rather than the headline average. Half of all credit risk analysts in Mauritania earn less than 307,400 MRU a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 197,600 MRU (the 25th percentile), and a quarter clear 406,300 MRU (the 75th percentile). The middle 50% of credit risk analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 136,200 MRU. The highest stretch to 454,900 MRU, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

136,200
Low
307,400
Median
454,900
High
197,600
25th
406,300
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in MRU

Credit risk analyst pay by experience in Mauritania

Years of experience is the single biggest lever on pay for a credit risk analyst in Mauritania, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical credit risk analyst salary changes as you move through the career ladder.

  • 0-2 Years
    157,600 MRU
  • 2-5 Years
    +36% from previous
    215,100 MRU
  • 5-10 Years
    +44% from previous
    308,900 MRU
  • 10-15 Years
    +21% from previous
    375,200 MRU
  • 15-20 Years
    +5% from previous
    394,300 MRU
  • 20+ Years
    +9% from previous
    430,000 MRU

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 44%. That is the point at which a credit risk analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Credit risk analyst pay by education in Mauritania

Education sits alongside experience as one of the biggest factors driving credit risk analyst pay in Mauritania. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average credit risk analyst salary in Mauritania broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    215,100 MRU
  • Master's Degree
    +83% from previous
    394,300 MRU

Credit risk analyst gender pay gap in Mauritania

The gender pay gap is a stubborn feature of almost every labour market, and Mauritania is no exception. Male credit risk analysts in Mauritania earn an average of 314,500 MRU a year, while female credit risk analysts earn around 271,300 MRU. That works out to a 16% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Credit Risk Analyst gender pay gap

14%

Men earn this much more than women on average in Mauritania.

Men 314,500 MRU
Women 271,300 MRU

Pay raises for a credit risk analyst in Mauritania

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Mauritania sees a raise of about 9% every 27 months, which works out to roughly 4% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Mauritania, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Mauritania:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Credit risk analyst bonus rates in Mauritania

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

66%

66% of credit risk analysts in Mauritania reported a bonus of some kind in the past twelve months. That makes a credit risk analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 34% of credit risk analysts reported no bonus at all over the same period.

Which careers pay bonuses in Mauritania

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Credit risk analyst: public vs private sector pay

Public-sector pay in Mauritania is about 10% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Mauritania on average.

Public sector 247,800 MRU
Private sector 225,700 MRU


Credit Risk Analyst in Mauritania: FAQs

  • How much does a credit risk analyst make per month in Mauritania?

    A credit risk analyst in Mauritania earns about 24,233 MRU a month before tax, based on an annual average of 290,800 MRU.

  • What's the salary range for a credit risk analyst in Mauritania?

    Entry-level credit risk analysts in Mauritania start near 136,200 MRU. Top-end pay reaches around 454,900 MRU. The middle 50% of earners sit between 197,600 and 406,300 MRU.

  • Is the median credit risk analyst salary in Mauritania higher or lower than the average?

    The median is 307,400 MRU, higher than the average of 290,800 MRU. Half of credit risk analysts in Mauritania earn below the median, half earn above it.

  • What's the gender pay gap for credit risk analysts in Mauritania?

    Men working as a credit risk analyst in Mauritania earn around 16% more than women on average (314,500 vs 271,300 MRU a year).

  • Do credit risk analysts in Mauritania get bonuses?

    About 66% of credit risk analysts in Mauritania reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

  • Do credit risk analysts earn more in the public or private sector in Mauritania?

    In Mauritania, the public sector pays a credit risk analyst about 10% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do credit risk analysts in Mauritania get a pay raise?

    A credit risk analyst in Mauritania sees a raise of around 9% every 27 months, equivalent to roughly 4% a year.