Average Credit Card Fraud Investigator Salary in Kiribati for 2024

In this article, we will look at the average Credit Card Fraud Investigator salary for 2024 in Kiribati and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Australian dollar. To keep things simple, we are using the AUD currency code instead of the currency symbol $.

How Much Does a Credit Card Fraud Investigator Make in Kiribati?

A Credit Card Fraud Investigator working in Kiribati will typically earn around 55,820 AUD per year, and this can range from the lowest average salary of about 27,560 AUD to the highest average salary of 87,060 AUD.

Average Annual Salary
55,820 AUD
Average Monthly Salary
4,651 AUD

Lowest Annual Salary
27,560 AUD
Lowest Monthly Salary
2,296 AUD

Highest Annual Salary
87,060 AUD
Highest Monthly Salary
7,255 AUD

These are average salaries for a Credit Card Fraud Investigator in Kiribati and include benefits such as housing and transport. It's also possible for a Credit Card Fraud Investigator to earn more or less than the average salaries shown above.

Credit Card Fraud Investigator salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Credit Card Fraud Investigator Salaries in Kiribati

So we've looked at the average salaries a Credit Card Fraud Investigator will earn in Kiribati. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Credit Card Fraud Investigator can earn between 27,560 AUD and 87,060 AUD on average in Kiribati. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Credit Card Fraud Investigator in Kiribati is 55,320 AUD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 55,320 AUD, and 50% of the population earn more than 55,320 AUD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Credit Card Fraud Investigator salary in Kiribati, 25% of the population are earning less than 38,680 AUD while 75% of the population earn more than 38,680 AUD.

75% of the population earn less than 69,260 AUD, and 25% of the population earn more than 69,260 AUD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Credit Card Fraud Investigator Salary by Experience Level in Kiribati

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average credit card fraud investigator salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Credit Card Fraud Investigator in Kiribati that has less than two years of experience can expect to earn somewhere in the region of 31,040 AUD.
  • 2 - 5 Years Experience. With two to five years of experience the average Credit Card Fraud Investigator salary would increase to 44,300 AUD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Credit Card Fraud Investigator, the average salary would be 61,460 AUD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 71,660 AUD.
  • 15 - 20 Years Experience. A Credit Card Fraud Investigator with 15 to 20 years of experience can earn an average of 79,600 AUD.
  • 20+ Years Experience. For a Credit Card Fraud Investigator with more than 20 years, the expected average salary increases to 82,520 AUD.

Average Salary by Experience Chart

0-2 Years
31,040 AUD
2-5 Years +31%
44,300 AUD
5-10 Years +40%
61,460 AUD
10-15 Years +20%
71,660 AUD
15-20 Years +9%
79,600 AUD
20+ Years +8%
82,520 AUD

Credit Card Fraud Investigator Salary by Education Level in Kiribati

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Credit Card Fraud Investigator in Kiribati based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Credit Card Fraud Investigator in Kiribati with a bachelor's degree education can earn an average salary of 39,420 AUD.

  • Master's Degree. A Credit Card Fraud Investigator in Kiribati with a master's degree education can earn an average salary of 72,120 AUD.

Average Salary by Education Chart

Bachelor's Degree
39,420 AUD
Master's Degree +77%
72,120 AUD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Kiribati is around 19,400 to 58,200 AUD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Credit Card Fraud Investigator Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kiribati, a male credit card fraud investigator will earn an average of 63,380 AUD, while a female credit card fraud investigator will earn around 51,120 AUD.

This means that a male credit card fraud investigator earns approximately 24% more than a female credit card fraud investigator for performing the same job.

Average Salary by Gender Chart in Kiribati

Male
63,380 AUD
Female -24%
51,120 AUD

Credit Card Fraud Investigator Average Pay Raise in Kiribati

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Credit Card Fraud Investigator in Kiribati is around 9% every 27 months.

The national average pay raise across all professions and industries in Kiribati is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 9 ÷ 27 ) × 12  = 4%

What this means is that a Credit Card Fraud Investigator in Kiribati can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Kiribati for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Kiribati.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
4%
Energy
8%
Information Technology
3%
Healthcare
7%
Travel
2%
Construction
6%
Education
1%

Credit Card Fraud Investigator Bonus and Incentive Rates in Kiribati

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Credit Card Fraud Investigator is a low bonus based job, with 37% of employees reporting at least one bonus in the last 12 months.

63% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 6%.

Received Bonus
37%
No Bonus
63%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Kiribati earn approximately 21% more than private sector employees in the same role.

Public Sector
52,540 AUD
Private Sector -21%
43,360 AUD

Salaries for Jobs Similar to a Credit Card Fraud Investigator

In the table below, we have salary information for jobs that are similar to a Credit Card Fraud Investigator in Kiribati.

Job Title Category Salary
AML Analyst Banking 76,280 AUD
Assistant Bank Branch Manager Banking 65,940 AUD
Assistant Bank Manager Banking 80,580 AUD
ATM Manager Banking 68,360 AUD
ATM Service Technician Banking 19,360 AUD
Bank Accounts Analyst Banking 27,620 AUD
Bank Accounts Collector Banking 17,540 AUD
Bank Accounts Controller Banking 36,800 AUD
Bank Accounts Executive Banking 56,060 AUD
Bank Accounts Manager Banking 62,860 AUD
Bank Auditing Manager Banking 61,840 AUD
Bank Branch Manager Banking 86,800 AUD
Bank Branch Operations Coordinator Banking 40,560 AUD
Bank Clerk Banking 18,260 AUD
Bank Client Service Associate Banking 23,500 AUD
Bank Collector Banking 15,380 AUD
Bank Compliance Specialist Banking 47,540 AUD
Bank Manager Banking 99,340 AUD
Bank Operational Risk Manager Banking 99,080 AUD
Bank Operations Head Banking 99,080 AUD
Bank Operations Officer Banking 38,620 AUD
Bank Operations Specialist Banking 63,700 AUD
Bank Process Manager Banking 59,380 AUD
Bank Product Manager Banking 64,040 AUD
Bank Programme Manager Banking 69,720 AUD
Bank Project Manager Banking 76,280 AUD
Bank Propositions Manager Banking 71,400 AUD
Bank Quantitative Analyst Banking 50,980 AUD
Bank Regional Manager Banking 108,080 AUD
Bank Regional Risk Officer Banking 52,880 AUD
Bank Relationship Manager Banking 71,400 AUD
Bank Relationship Officer Banking 32,900 AUD
Bank Teller Banking 15,920 AUD
Banker Banking 36,580 AUD
Banking Business Analyst Banking 52,820 AUD
Banking Business Development Officer Banking 33,120 AUD
Banking Business Planning Executive Banking 74,620 AUD
Banking Product Manager Banking 66,020 AUD
Banking Reference Data Manager Banking 54,280 AUD
Banking Risk Analyst Banking 52,300 AUD
Banking Technical Analyst Banking 25,660 AUD
Bankruptcy Coordinator Banking 39,160 AUD
Bill and Account Collector Banking 19,360 AUD
Budget Analyst Banking 55,140 AUD
Capital Risk Manager Banking 96,540 AUD
Cards Marketing Manager Banking 66,580 AUD
Cash Management Manager Banking 89,120 AUD
Check Processing Manager Banking 69,240 AUD
Commercial Vault Associate Banking 53,120 AUD
Corporate Banker Banking 36,700 AUD
Corporate Dealer Banking 56,880 AUD
Credit Analyst Banking 40,600 AUD
Credit and Collections Manager Banking 73,880 AUD
Credit Portfolio Manager Banking 101,840 AUD
Credit Risk Analyst Banking 58,800 AUD
Credit Risk Associate Banking 57,800 AUD
Direct Bank Sales Representative Banking 34,380 AUD
Exchange Control Consultant Banking 58,440 AUD
Executive Account Analyst Banking 55,140 AUD
Financial Bank Planning Consultant Banking 67,320 AUD
Financial Banking Analysis Manager Banking 77,620 AUD
Financial Banking Assistant Banking 25,680 AUD
Financial Banking Systems Manager Banking 72,380 AUD
Foreign Exchange Manager Banking 80,180 AUD
Fraud Analyst Banking 59,240 AUD
Fraud Detection Associate Banking 40,560 AUD
Fraud Detection Manager Banking 84,780 AUD
Fraud Detection Supervisor Banking 47,400 AUD
Internal Bank Audit Manager Banking 93,280 AUD
Internal Bank Auditor Banking 50,240 AUD
Internal Private Banker Banking 36,020 AUD
International Banking Manager Banking 107,820 AUD
Investment Banking Analyst Banking 71,280 AUD
Loan Analyst Banking 54,700 AUD
Loan Area Manager Banking 66,440 AUD
Loan Audit Team Leader Banking 61,840 AUD
Loan Branch Manager Banking 60,460 AUD
Loan Business Development Officer Banking 30,220 AUD
Loan Clerk Banking 19,220 AUD
Loan Collection and Recovery Manager Banking 63,500 AUD
Loan Collection Manager Banking 60,460 AUD
Loan Collector Banking 15,700 AUD
Loan Examiner Banking 23,500 AUD
Loan Officer Banking 21,100 AUD
Loan Processing Manager Banking 58,860 AUD
Loan Processor Banking 26,020 AUD
Loan Quality Assurance Auditor Banking 51,100 AUD
Loan Quality Assurance Manager Banking 56,460 AUD
Loan Quality Assurance Representative Banking 39,960 AUD
Loan Review Manager Banking 57,860 AUD
Loan Team Leader Banking 52,820 AUD
Loans Manager Banking 67,800 AUD
Mortgage Advisor Banking 36,700 AUD
Mortgage Collection Manager Banking 61,680 AUD
Mortgage Collector Banking 18,780 AUD
Mortgage Credit Analyst Banking 25,440 AUD
Mortgage Credit Manager Banking 56,460 AUD
Mortgage Development Manager Banking 66,480 AUD
Mortgage Document Reviewer Banking 21,980 AUD
Mortgage Funding Manager Banking 68,580 AUD
Mortgage Operations Manager Banking 86,800 AUD
Mortgage Payment Processing Clerk Banking 19,860 AUD
Mortgage Processing Manager Banking 60,880 AUD
Mortgage Processor Banking 23,140 AUD
Mortgage Quality Assurance Auditor Banking 52,540 AUD
Mortgage Quality Assurance Manager Banking 58,000 AUD
Mortgage Servicing Clerk Banking 19,360 AUD
Mortgage Servicing Manager Banking 60,160 AUD
Mortgage Underwriter Banking 22,540 AUD
Online Banking Manager Banking 93,140 AUD
Payment Processing Clerk Banking 19,360 AUD
Personal Banker Banking 37,880 AUD
Personal Banking Advisor Banking 36,700 AUD
Phone Banker Banking 23,080 AUD
Private Banker Banking 40,420 AUD
Reconciliation and Investigation Specialist Banking 44,140 AUD
Tax Officer Banking 29,600 AUD
Teller Banking 18,780 AUD
Trade Officer Banking 21,400 AUD
Trade Product Manager Banking 60,340 AUD
Trader Banking 24,200 AUD
Treasury Operations Officer Banking 46,400 AUD

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