Average Credit and Collections Manager Salary in Georgia for 2026
A credit and collections manager in Georgia earns about 116,380 GEL a year. That's 46% above the national average of 79,500 GEL.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Georgia sit around 54,460 GEL a year, while the very top stretches to 187,500 GEL. Everything on this page is in lari (GEL, symbol ₾), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Georgia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a credit and collections manager make in Georgia?
A typical credit and collections manager working in Georgia brings home around 9,698 GEL a month before tax. Entry-level pay starts near 54,460 GEL, and the top of the ladder reaches roughly 187,500 GEL for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior credit and collections manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How credit and collections manager pay ranges in Georgia
A good way to think about salary in Georgia is to look at the distribution rather than the headline average. Half of all credit and collections managers in Georgia earn less than 127,700 GEL a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 79,500 GEL (the 25th percentile), and a quarter clear 167,100 GEL (the 75th percentile). The middle 50% of credit and collections managers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 54,460 GEL. The highest stretch to 187,500 GEL, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Credit and collections manager pay by experience in Georgia
Years of experience is the single biggest lever on pay for a credit and collections manager in Georgia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical credit and collections manager salary changes as you move through the career ladder.
- 0-2 Years60,880 GEL
- 2-5 Years+34% from previous81,880 GEL
- 5-10 Years+46% from previous119,700 GEL
- 10-15 Years+24% from previous148,300 GEL
- 15-20 Years+7% from previous159,400 GEL
- 20+ Years+8% from previous172,400 GEL
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 46%. That is the point at which a credit and collections manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Credit and collections manager pay by education in Georgia
Education sits alongside experience as one of the biggest factors driving credit and collections manager pay in Georgia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average credit and collections manager salary in Georgia broken down by the highest level of education a worker has completed.
- Bachelor's Degree69,720 GEL
- Master's Degree+97% from previous137,400 GEL
Credit and collections manager gender pay gap in Georgia
The gender pay gap is a stubborn feature of almost every labour market, and Georgia is no exception. Male credit and collections managers in Georgia earn an average of 123,400 GEL a year, while female credit and collections managers earn around 112,420 GEL. That works out to a 10% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Credit and Collections Manager gender pay gap
9%
Men earn this much more than women on average in Georgia.
Pay raises for a credit and collections manager in Georgia
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Georgia sees a raise of about 9% every 28 months, which works out to roughly 4% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Georgia, the national average raise is around 5% every 28 months.
By industry
Industries with the highest pay raises in Georgia:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education2%
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Credit and collections manager bonus rates in Georgia
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
67% of credit and collections managers in Georgia reported a bonus of some kind in the past twelve months. That makes a credit and collections manager a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 33% of credit and collections managers reported no bonus at all over the same period.
Which careers pay bonuses in Georgia
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Credit and collections manager: public vs private sector pay
Public-sector pay in Georgia is about 20% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
17%
Public-sector workers earn this much more than private-sector workers in Georgia on average.
Credit and collections manager salary by city in Georgia
Credit and collections manager pay is not even across Georgia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Tbilisi
- Batumi
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Tbilisi | City | 125,100 GEL | 134,600 GEL | 56,460-196,800 GEL |
| Batumi | City | 117,520 GEL | 124,400 GEL | 51,900-185,100 GEL |
Credit and Collections Manager in Georgia: FAQs
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How much does a credit and collections manager make per month in Georgia?
A credit and collections manager in Georgia earns about 9,698 GEL a month before tax, based on an annual average of 116,380 GEL.
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What's the salary range for a credit and collections manager in Georgia?
Entry-level credit and collections managers in Georgia start near 54,460 GEL. Top-end pay reaches around 187,500 GEL. The middle 50% of earners sit between 79,500 and 167,100 GEL.
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Is the median credit and collections manager salary in Georgia higher or lower than the average?
The median is 127,700 GEL, higher than the average of 116,380 GEL. Half of credit and collections managers in Georgia earn below the median, half earn above it.
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What's the gender pay gap for credit and collections managers in Georgia?
Men working as a credit and collections manager in Georgia earn around 10% more than women on average (123,400 vs 112,420 GEL a year).
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Do credit and collections managers in Georgia get bonuses?
About 67% of credit and collections managers in Georgia reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
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Do credit and collections managers earn more in the public or private sector in Georgia?
In Georgia, the public sector pays a credit and collections manager about 20% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do credit and collections managers in Georgia get a pay raise?
A credit and collections manager in Georgia sees a raise of around 9% every 28 months, equivalent to roughly 4% a year.