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Average Claims Manager Salary in Bulgaria for 2026

A claims manager in Bulgaria earns about 56,460 BGN a year. That's 46% above the national average of 38,700 BGN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Bulgaria sit around 27,040 BGN a year, while the very top stretches to 90,540 BGN. Everything on this page is in Bulgarian lev (BGN, symbol лв), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Bulgaria, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a claims manager make in Bulgaria?

Average salary
56,460 BGN
4,705 BGN per month
Lowest reported
27,040 BGN
2,253 BGN per month
Highest reported
90,540 BGN
7,545 BGN per month

A typical claims manager working in Bulgaria brings home around 4,705 BGN a month before tax. Entry-level pay starts near 27,040 BGN, and the top of the ladder reaches roughly 90,540 BGN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior claims manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How claims manager pay ranges in Bulgaria

A good way to think about salary in Bulgaria is to look at the distribution rather than the headline average. Half of all claims managers in Bulgaria earn less than 62,100 BGN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 40,560 BGN (the 25th percentile), and a quarter clear 80,520 BGN (the 75th percentile). The middle 50% of claims managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 27,040 BGN. The highest stretch to 90,540 BGN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

27,040
Low
62,100
Median
90,540
High
40,560
25th
80,520
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in BGN

Claims manager pay by experience in Bulgaria

Years of experience is the single biggest lever on pay for a claims manager in Bulgaria, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical claims manager salary changes as you move through the career ladder.

  • 0-2 Years
    31,540 BGN
  • 2-5 Years
    +23% from previous
    38,700 BGN
  • 5-10 Years
    +50% from previous
    58,240 BGN
  • 10-15 Years
    +25% from previous
    72,780 BGN
  • 15-20 Years
    +5% from previous
    76,440 BGN
  • 20+ Years
    +8% from previous
    82,520 BGN

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 50%. That is the point at which a claims manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Claims manager pay by education in Bulgaria

Education sits alongside experience as one of the biggest factors driving claims manager pay in Bulgaria. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average claims manager salary in Bulgaria broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    34,540 BGN
  • Bachelor's Degree
    +56% from previous
    53,840 BGN
  • Master's Degree
    +63% from previous
    88,020 BGN

Claims manager gender pay gap in Bulgaria

The gender pay gap is a stubborn feature of almost every labour market, and Bulgaria is no exception. Male claims managers in Bulgaria earn an average of 57,440 BGN a year, while female claims managers earn around 53,160 BGN. That works out to a 8% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Claims Manager gender pay gap

7%

Men earn this much more than women on average in Bulgaria.

Men 57,440 BGN
Women 53,160 BGN

Pay raises for a claims manager in Bulgaria

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Bulgaria sees a raise of about 10% every 21 months, which works out to roughly 6% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Bulgaria, the national average raise is around 7% every 20 months.

By industry

Industries with the highest pay raises in Bulgaria:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Claims manager bonus rates in Bulgaria

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

57%

57% of claims managers in Bulgaria reported a bonus of some kind in the past twelve months. That makes a claims manager a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of claims managers reported no bonus at all over the same period.

Which careers pay bonuses in Bulgaria

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Claims manager: public vs private sector pay

Public-sector pay in Bulgaria is about 2% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

2%

Public-sector workers earn this much more than private-sector workers in Bulgaria on average.

Public sector 40,040 BGN
Private sector 39,160 BGN

Claims manager salary by city in Bulgaria

Claims manager pay is not even across Bulgaria. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Sofia
  • Varna
  • Plovdiv
  • Burgas
  • Rousse
  • Stara Zagora
LocationTypeAverageMedianRange
SofiaCity63,700 BGN61,180 BGN30,700-94,400 BGN
VarnaCity59,940 BGN60,340 BGN27,560-92,500 BGN
PlovdivCity57,360 BGN64,040 BGN25,440-92,880 BGN
BurgasCity55,020 BGN53,840 BGN28,900-83,100 BGN
RousseCity53,600 BGN58,200 BGN22,400-83,140 BGN
Stara ZagoraCity52,820 BGN54,700 BGN25,160-83,200 BGN


Claims Manager in Bulgaria: FAQs

  • How much does a claims manager make per month in Bulgaria?

    A claims manager in Bulgaria earns about 4,705 BGN a month before tax, based on an annual average of 56,460 BGN.

  • What's the salary range for a claims manager in Bulgaria?

    Entry-level claims managers in Bulgaria start near 27,040 BGN. Top-end pay reaches around 90,540 BGN. The middle 50% of earners sit between 40,560 and 80,520 BGN.

  • Is the median claims manager salary in Bulgaria higher or lower than the average?

    The median is 62,100 BGN, higher than the average of 56,460 BGN. Half of claims managers in Bulgaria earn below the median, half earn above it.

  • What's the gender pay gap for claims managers in Bulgaria?

    Men working as a claims manager in Bulgaria earn around 8% more than women on average (57,440 vs 53,160 BGN a year).

  • Do claims managers in Bulgaria get bonuses?

    About 57% of claims managers in Bulgaria reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do claims managers earn more in the public or private sector in Bulgaria?

    In Bulgaria, the public sector pays a claims manager about 2% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do claims managers in Bulgaria get a pay raise?

    A claims manager in Bulgaria sees a raise of around 10% every 21 months, equivalent to roughly 6% a year.