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Average Chief Risk Officer Salary in Bangladesh for 2026

A chief risk officer in Bangladesh earns about 453,200 BDT a year. That's 45% above the national average of 311,700 BDT.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Bangladesh sit around 207,700 BDT a year, while the very top stretches to 719,100 BDT. Everything on this page is in Bangladeshi taka (BDT, symbol ৳), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Bangladesh, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a chief risk officer make in Bangladesh?

Average salary
453,200 BDT
37,766 BDT per month
Lowest reported
207,700 BDT
17,308 BDT per month
Highest reported
719,100 BDT
59,925 BDT per month

A typical chief risk officer working in Bangladesh brings home around 37,766 BDT a month before tax. Entry-level pay starts near 207,700 BDT, and the top of the ladder reaches roughly 719,100 BDT for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior chief risk officer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How chief risk officer pay ranges in Bangladesh

A good way to think about salary in Bangladesh is to look at the distribution rather than the headline average. Half of all chief risk officers in Bangladesh earn less than 489,600 BDT a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 314,500 BDT (the 25th percentile), and a quarter clear 650,700 BDT (the 75th percentile). The middle 50% of chief risk officers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 207,700 BDT. The highest stretch to 719,100 BDT, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

207,700
Low
489,600
Median
719,100
High
314,500
25th
650,700
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in BDT

Chief risk officer pay by experience in Bangladesh

Years of experience is the single biggest lever on pay for a chief risk officer in Bangladesh, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical chief risk officer salary changes as you move through the career ladder.

  • 0-2 Years
    237,400 BDT
  • 2-5 Years
    +32% from previous
    313,700 BDT
  • 5-10 Years
    +48% from previous
    464,900 BDT
  • 10-15 Years
    +22% from previous
    566,900 BDT
  • 15-20 Years
    +9% from previous
    619,000 BDT
  • 20+ Years
    +8% from previous
    670,600 BDT

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a chief risk officer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Chief risk officer pay by education in Bangladesh

Education sits alongside experience as one of the biggest factors driving chief risk officer pay in Bangladesh. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average chief risk officer salary in Bangladesh broken down by the highest level of education a worker has completed.

  • High School
    290,800 BDT
  • Certificate or Diploma
    +17% from previous
    340,400 BDT
  • Bachelor's Degree
    +45% from previous
    492,700 BDT
  • Master's Degree
    +32% from previous
    648,200 BDT

Chief risk officer gender pay gap in Bangladesh

The gender pay gap is a stubborn feature of almost every labour market, and Bangladesh is no exception. Male chief risk officers in Bangladesh earn an average of 496,100 BDT a year, while female chief risk officers earn around 407,300 BDT. That works out to a 22% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Chief Risk Officer gender pay gap

18%

Men earn this much more than women on average in Bangladesh.

Men 496,100 BDT
Women 407,300 BDT

Pay raises for a chief risk officer in Bangladesh

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Bangladesh sees a raise of about 10% every 27 months, which works out to roughly 4% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Bangladesh, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Bangladesh:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Chief risk officer bonus rates in Bangladesh

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

67%

67% of chief risk officers in Bangladesh reported a bonus of some kind in the past twelve months. That makes a chief risk officer a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 33% of chief risk officers reported no bonus at all over the same period.

Which careers pay bonuses in Bangladesh

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Chief risk officer: public vs private sector pay

Public-sector pay in Bangladesh is about 25% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

20%

Public-sector workers earn this much more than private-sector workers in Bangladesh on average.

Public sector 345,700 BDT
Private sector 277,400 BDT

Chief risk officer salary by city in Bangladesh

Chief risk officer pay is not even across Bangladesh. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Khulna
  • Chittagong
  • Dhaka
  • Sylhet
  • Rajshahi
  • Bogra
  • Barisal
  • Coxs Bazar
  • Jessore
  • Jamalpur
LocationTypeAverageMedianRange
KhulnaCity500,100 BDT539,700 BDT231,000-795,700 BDT
ChittagongCity500,100 BDT510,300 BDT245,300-780,700 BDT
DhakaCity491,000 BDT472,100 BDT254,800-751,100 BDT
SylhetCity483,800 BDT520,900 BDT222,300-768,900 BDT
RajshahiCity478,000 BDT459,300 BDT251,500-733,300 BDT
BograCity476,600 BDT487,600 BDT233,600-744,600 BDT
BarisalCity467,100 BDT504,500 BDT215,100-744,600 BDT
Coxs BazarCity450,300 BDT487,600 BDT207,700-717,900 BDT
JessoreCity448,500 BDT457,300 BDT221,500-698,200 BDT
JamalpurCity413,900 BDT396,300 BDT214,000-632,400 BDT
St. MartinCity409,000 BDT419,400 BDT200,000-639,100 BDT
ChandpurCity403,100 BDT386,400 BDT209,700-615,300 BDT


Chief Risk Officer in Bangladesh: FAQs

  • How much does a chief risk officer make per month in Bangladesh?

    A chief risk officer in Bangladesh earns about 37,766 BDT a month before tax, based on an annual average of 453,200 BDT.

  • What's the salary range for a chief risk officer in Bangladesh?

    Entry-level chief risk officers in Bangladesh start near 207,700 BDT. Top-end pay reaches around 719,100 BDT. The middle 50% of earners sit between 314,500 and 650,700 BDT.

  • Is the median chief risk officer salary in Bangladesh higher or lower than the average?

    The median is 489,600 BDT, higher than the average of 453,200 BDT. Half of chief risk officers in Bangladesh earn below the median, half earn above it.

  • What's the gender pay gap for chief risk officers in Bangladesh?

    Men working as a chief risk officer in Bangladesh earn around 22% more than women on average (496,100 vs 407,300 BDT a year).

  • Do chief risk officers in Bangladesh get bonuses?

    About 67% of chief risk officers in Bangladesh reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

  • Do chief risk officers earn more in the public or private sector in Bangladesh?

    In Bangladesh, the public sector pays a chief risk officer about 25% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do chief risk officers in Bangladesh get a pay raise?

    A chief risk officer in Bangladesh sees a raise of around 10% every 27 months, equivalent to roughly 4% a year.