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Average Cashbook Clerk Salary in Gambia for 2026

A cashbook clerk in Gambia earns about 86,640 GMD a year. That's 55% below the national average of 192,000 GMD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Gambia sit around 42,320 GMD a year, while the very top stretches to 139,100 GMD. Everything on this page is in dalasi (GMD, symbol D), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Gambia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cashbook clerk make in Gambia?

Average salary
86,640 GMD
7,220 GMD per month
Lowest reported
42,320 GMD
3,526 GMD per month
Highest reported
139,100 GMD
11,591 GMD per month

A typical cashbook clerk working in Gambia brings home around 7,220 GMD a month before tax. Entry-level pay starts near 42,320 GMD, and the top of the ladder reaches roughly 139,100 GMD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cashbook clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How cashbook clerk pay ranges in Gambia

A good way to think about salary in Gambia is to look at the distribution rather than the headline average. Half of all cashbook clerks in Gambia earn less than 93,120 GMD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 61,400 GMD (the 25th percentile), and a quarter clear 117,860 GMD (the 75th percentile). The middle 50% of cashbook clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 42,320 GMD. The highest stretch to 139,100 GMD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

42,320
Low
93,120
Median
139,100
High
61,400
25th
117,860
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GMD

Cashbook clerk pay by experience in Gambia

Years of experience is the single biggest lever on pay for a cashbook clerk in Gambia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cashbook clerk salary changes as you move through the career ladder.

  • 0-2 Years
    49,820 GMD
  • 2-5 Years
    +40% from previous
    69,540 GMD
  • 5-10 Years
    +30% from previous
    90,620 GMD
  • 10-15 Years
    +25% from previous
    113,220 GMD
  • 15-20 Years
    +6% from previous
    119,700 GMD
  • 20+ Years
    +9% from previous
    130,400 GMD

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 40%. That is the point at which a cashbook clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cashbook clerk pay by education in Gambia

Education sits alongside experience as one of the biggest factors driving cashbook clerk pay in Gambia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cashbook clerk salary in Gambia broken down by the highest level of education a worker has completed.

  • High School
    60,920 GMD
  • Certificate or Diploma
    +49% from previous
    90,900 GMD
  • Bachelor's Degree
    +32% from previous
    119,900 GMD

Cashbook clerk gender pay gap in Gambia

The gender pay gap is a stubborn feature of almost every labour market, and Gambia is no exception. Male cashbook clerks in Gambia earn an average of 93,280 GMD a year, while female cashbook clerks earn around 87,020 GMD. That works out to a 7% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cashbook Clerk gender pay gap

7%

Men earn this much more than women on average in Gambia.

Men 93,280 GMD
Women 87,020 GMD

Pay raises for a cashbook clerk in Gambia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Gambia sees a raise of about 6% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Gambia, the national average raise is around 4% every 29 months.

By industry

Industries with the highest pay raises in Gambia:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
    1%
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cashbook clerk bonus rates in Gambia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

13%

13% of cashbook clerks in Gambia reported a bonus of some kind in the past twelve months. That makes a cashbook clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 87% of cashbook clerks reported no bonus at all over the same period.

Which careers pay bonuses in Gambia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cashbook clerk: public vs private sector pay

Public-sector pay in Gambia is about 11% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Gambia on average.

Public sector 205,700 GMD
Private sector 185,100 GMD


Cashbook Clerk in Gambia: FAQs

  • How much does a cashbook clerk make per month in Gambia?

    A cashbook clerk in Gambia earns about 7,220 GMD a month before tax, based on an annual average of 86,640 GMD.

  • What's the salary range for a cashbook clerk in Gambia?

    Entry-level cashbook clerks in Gambia start near 42,320 GMD. Top-end pay reaches around 139,100 GMD. The middle 50% of earners sit between 61,400 and 117,860 GMD.

  • Is the median cashbook clerk salary in Gambia higher or lower than the average?

    The median is 93,120 GMD, higher than the average of 86,640 GMD. Half of cashbook clerks in Gambia earn below the median, half earn above it.

  • What's the gender pay gap for cashbook clerks in Gambia?

    Men working as a cashbook clerk in Gambia earn around 7% more than women on average (93,280 vs 87,020 GMD a year).

  • Do cashbook clerks in Gambia get bonuses?

    About 13% of cashbook clerks in Gambia reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do cashbook clerks earn more in the public or private sector in Gambia?

    In Gambia, the public sector pays a cashbook clerk about 11% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cashbook clerks in Gambia get a pay raise?

    A cashbook clerk in Gambia sees a raise of around 6% every 28 months, equivalent to roughly 3% a year.