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Average Cash Flow Analyst Salary in Saint Martin for 2026

A cash flow analyst in Saint Martin earns about 42,320 EUR a year. That's 4% roughly in line with the national average of 40,560 EUR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Saint Martin sit around 20,460 EUR a year, while the very top stretches to 63,320 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Saint Martin, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cash flow analyst make in Saint Martin?

Average salary
42,320 EUR
3,526 EUR per month
Lowest reported
20,460 EUR
1,705 EUR per month
Highest reported
63,320 EUR
5,276 EUR per month

A typical cash flow analyst working in Saint Martin brings home around 3,526 EUR a month before tax. Entry-level pay starts near 20,460 EUR, and the top of the ladder reaches roughly 63,320 EUR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cash flow analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the cash flow analyst salary in Belgium or Netherlands, both of which pay in the same currency.


How cash flow analyst pay ranges in Saint Martin

A good way to think about salary in Saint Martin is to look at the distribution rather than the headline average. Half of all cash flow analysts in Saint Martin earn less than 39,800 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 28,180 EUR (the 25th percentile), and a quarter clear 47,400 EUR (the 75th percentile). The middle 50% of cash flow analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 20,460 EUR. The highest stretch to 63,320 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

20,460
Low
39,800
Median
63,320
High
28,180
25th
47,400
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in EUR

Cash flow analyst pay by experience in Saint Martin

Years of experience is the single biggest lever on pay for a cash flow analyst in Saint Martin, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cash flow analyst salary changes as you move through the career ladder.

  • 0-2 Years
    27,020 EUR
  • 2-5 Years
    +16% from previous
    31,380 EUR
  • 5-10 Years
    +38% from previous
    43,340 EUR
  • 10-15 Years
    +17% from previous
    50,660 EUR
  • 15-20 Years
    +13% from previous
    57,320 EUR
  • 20+ Years
    +7% from previous
    61,180 EUR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 38%. That is the point at which a cash flow analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cash flow analyst pay by education in Saint Martin

Education sits alongside experience as one of the biggest factors driving cash flow analyst pay in Saint Martin. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cash flow analyst salary in Saint Martin broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    31,380 EUR
  • Bachelor's Degree
    +34% from previous
    41,980 EUR
  • Master's Degree
    +34% from previous
    56,460 EUR

Cash flow analyst gender pay gap in Saint Martin

The gender pay gap is a stubborn feature of almost every labour market, and Saint Martin is no exception. Male cash flow analysts in Saint Martin earn an average of 45,060 EUR a year, while female cash flow analysts earn around 38,060 EUR. That works out to a 18% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cash Flow Analyst gender pay gap

16%

Men earn this much more than women on average in Saint Martin.

Men 45,060 EUR
Women 38,060 EUR

Pay raises for a cash flow analyst in Saint Martin

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Saint Martin sees a raise of about 7% every 29 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Saint Martin, the national average raise is around 4% every 29 months.

By industry

Industries with the highest pay raises in Saint Martin:

  • Banking
  • Energy
    1%
  • Information Technology
  • Healthcare
    2%
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cash flow analyst bonus rates in Saint Martin

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

34%

34% of cash flow analysts in Saint Martin reported a bonus of some kind in the past twelve months. That makes a cash flow analyst a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 66% of cash flow analysts reported no bonus at all over the same period.

Which careers pay bonuses in Saint Martin

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cash flow analyst: public vs private sector pay

Public-sector pay in Saint Martin is about 15% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

13%

Public-sector workers earn this much more than private-sector workers in Saint Martin on average.

Public sector 42,040 EUR
Private sector 36,700 EUR


Cash Flow Analyst in Saint Martin: FAQs

  • How much does a cash flow analyst make per month in Saint Martin?

    A cash flow analyst in Saint Martin earns about 3,526 EUR a month before tax, based on an annual average of 42,320 EUR.

  • What's the salary range for a cash flow analyst in Saint Martin?

    Entry-level cash flow analysts in Saint Martin start near 20,460 EUR. Top-end pay reaches around 63,320 EUR. The middle 50% of earners sit between 28,180 and 47,400 EUR.

  • Is the median cash flow analyst salary in Saint Martin higher or lower than the average?

    The median is 39,800 EUR, lower than the average of 42,320 EUR. Half of cash flow analysts in Saint Martin earn below the median, half earn above it.

  • What's the gender pay gap for cash flow analysts in Saint Martin?

    Men working as a cash flow analyst in Saint Martin earn around 18% more than women on average (45,060 vs 38,060 EUR a year).

  • Do cash flow analysts in Saint Martin get bonuses?

    About 34% of cash flow analysts in Saint Martin reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.

  • Do cash flow analysts earn more in the public or private sector in Saint Martin?

    In Saint Martin, the public sector pays a cash flow analyst about 15% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cash flow analysts in Saint Martin get a pay raise?

    A cash flow analyst in Saint Martin sees a raise of around 7% every 29 months, equivalent to roughly 3% a year.