Average Capital Risk Manager Salary in Bulgaria for 2026
A capital risk manager in Bulgaria earns about 80,760 BGN a year. That's 109% above the national average of 38,700 BGN.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Bulgaria sit around 42,040 BGN a year, while the very top stretches to 124,400 BGN. Everything on this page is in Bulgarian lev (BGN, symbol лв), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Bulgaria, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a capital risk manager make in Bulgaria?
A typical capital risk manager working in Bulgaria brings home around 6,730 BGN a month before tax. Entry-level pay starts near 42,040 BGN, and the top of the ladder reaches roughly 124,400 BGN for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior capital risk manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How capital risk manager pay ranges in Bulgaria
A good way to think about salary in Bulgaria is to look at the distribution rather than the headline average. Half of all capital risk managers in Bulgaria earn less than 77,120 BGN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 55,220 BGN (the 25th percentile), and a quarter clear 95,600 BGN (the 75th percentile). The middle 50% of capital risk managers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 42,040 BGN. The highest stretch to 124,400 BGN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Capital risk manager pay by experience in Bulgaria
Years of experience is the single biggest lever on pay for a capital risk manager in Bulgaria, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical capital risk manager salary changes as you move through the career ladder.
- 0-2 Years47,400 BGN
- 2-5 Years+33% from previous63,040 BGN
- 5-10 Years+36% from previous85,460 BGN
- 10-15 Years+21% from previous103,200 BGN
- 15-20 Years+7% from previous110,380 BGN
- 20+ Years+5% from previous115,740 BGN
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 36%. That is the point at which a capital risk manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Capital risk manager pay by education in Bulgaria
Education sits alongside experience as one of the biggest factors driving capital risk manager pay in Bulgaria. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average capital risk manager salary in Bulgaria broken down by the highest level of education a worker has completed.
- Bachelor's Degree67,300 BGN
- Master's Degree+38% from previous92,680 BGN
Capital risk manager gender pay gap in Bulgaria
The gender pay gap is a stubborn feature of almost every labour market, and Bulgaria is no exception. Male capital risk managers in Bulgaria earn an average of 82,520 BGN a year, while female capital risk managers earn around 78,480 BGN. That works out to a 5% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Capital Risk Manager gender pay gap
5%
Men earn this much more than women on average in Bulgaria.
Pay raises for a capital risk manager in Bulgaria
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Bulgaria sees a raise of about 12% every 20 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Bulgaria, the national average raise is around 7% every 20 months.
By industry
Industries with the highest pay raises in Bulgaria:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Capital risk manager bonus rates in Bulgaria
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
78% of capital risk managers in Bulgaria reported a bonus of some kind in the past twelve months. That makes a capital risk manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 6% to 8% of base salary. The remaining 22% of capital risk managers reported no bonus at all over the same period.
Which careers pay bonuses in Bulgaria
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Capital risk manager: public vs private sector pay
Public-sector pay in Bulgaria is about 2% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
2%
Public-sector workers earn this much more than private-sector workers in Bulgaria on average.
Capital risk manager salary by city in Bulgaria
Capital risk manager pay is not even across Bulgaria. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Sofia
- Varna
- Plovdiv
- Rousse
- Burgas
- Stara Zagora
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Sofia | City | 88,300 BGN | 88,620 BGN | 43,800-139,100 BGN |
| Varna | City | 88,240 BGN | 82,160 BGN | 45,000-130,400 BGN |
| Plovdiv | City | 87,040 BGN | 83,640 BGN | 46,160-136,200 BGN |
| Rousse | City | 77,120 BGN | 83,060 BGN | 34,380-125,100 BGN |
| Burgas | City | 76,440 BGN | 70,700 BGN | 43,480-117,440 BGN |
| Stara Zagora | City | 75,980 BGN | 80,760 BGN | 37,620-119,900 BGN |
Capital Risk Manager in Bulgaria: FAQs
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How much does a capital risk manager make per month in Bulgaria?
A capital risk manager in Bulgaria earns about 6,730 BGN a month before tax, based on an annual average of 80,760 BGN.
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What's the salary range for a capital risk manager in Bulgaria?
Entry-level capital risk managers in Bulgaria start near 42,040 BGN. Top-end pay reaches around 124,400 BGN. The middle 50% of earners sit between 55,220 and 95,600 BGN.
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Is the median capital risk manager salary in Bulgaria higher or lower than the average?
The median is 77,120 BGN, lower than the average of 80,760 BGN. Half of capital risk managers in Bulgaria earn below the median, half earn above it.
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What's the gender pay gap for capital risk managers in Bulgaria?
Men working as a capital risk manager in Bulgaria earn around 5% more than women on average (82,520 vs 78,480 BGN a year).
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Do capital risk managers in Bulgaria get bonuses?
About 78% of capital risk managers in Bulgaria reported a bonus in the past 12 months. Reported bonuses ranged from 6% to 8% of base salary.
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Do capital risk managers earn more in the public or private sector in Bulgaria?
In Bulgaria, the public sector pays a capital risk manager about 2% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do capital risk managers in Bulgaria get a pay raise?
A capital risk manager in Bulgaria sees a raise of around 12% every 20 months, equivalent to roughly 7% a year.