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Average Banking Technical Analyst Salary in Indonesia for 2026

A banking technical analyst in Indonesia earns about 88,199,100 IDR a year. That's 39% below the national average of 145,200,100 IDR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Indonesia sit around 44,998,200 IDR a year, while the very top stretches to 135,600,300 IDR. Everything on this page is in Indonesian rupiah (IDR, symbol Rp), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Indonesia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a banking technical analyst make in Indonesia?

Average salary
88,199,100 IDR
7,349,925 IDR per month
Lowest reported
44,998,200 IDR
3,749,850 IDR per month
Highest reported
135,600,300 IDR
11,300,025 IDR per month

A typical banking technical analyst working in Indonesia brings home around 7,349,925 IDR a month before tax. Entry-level pay starts near 44,998,200 IDR, and the top of the ladder reaches roughly 135,600,300 IDR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior banking technical analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How banking technical analyst pay ranges in Indonesia

A good way to think about salary in Indonesia is to look at the distribution rather than the headline average. Half of all banking technical analysts in Indonesia earn less than 86,398,400 IDR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 59,158,300 IDR (the 25th percentile), and a quarter clear 108,959,200 IDR (the 75th percentile). The middle 50% of banking technical analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 44,998,200 IDR. The highest stretch to 135,600,300 IDR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

44,998,200
Low
86,398,400
Median
135,600,300
High
59,158,300
25th
108,959,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in IDR

Banking technical analyst pay by experience in Indonesia

Years of experience is the single biggest lever on pay for a banking technical analyst in Indonesia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical banking technical analyst salary changes as you move through the career ladder.

  • 0-2 Years
    50,398,300 IDR
  • 2-5 Years
    +31% from previous
    65,878,200 IDR
  • 5-10 Years
    +40% from previous
    92,280,500 IDR
  • 10-15 Years
    +20% from previous
    110,879,600 IDR
  • 15-20 Years
    +8% from previous
    119,998,200 IDR
  • 20+ Years
    +8% from previous
    129,601,700 IDR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 40%. That is the point at which a banking technical analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Banking technical analyst pay by education in Indonesia

Education sits alongside experience as one of the biggest factors driving banking technical analyst pay in Indonesia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average banking technical analyst salary in Indonesia broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    57,719,800 IDR
  • Bachelor's Degree
    +50% from previous
    86,759,500 IDR
  • Master's Degree
    +48% from previous
    128,400,500 IDR

Banking technical analyst gender pay gap in Indonesia

The gender pay gap is a stubborn feature of almost every labour market, and Indonesia is no exception. Male banking technical analysts in Indonesia earn an average of 93,958,100 IDR a year, while female banking technical analysts earn around 82,921,700 IDR. That works out to a 13% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Banking Technical Analyst gender pay gap

12%

Men earn this much more than women on average in Indonesia.

Men 93,958,100 IDR
Women 82,921,700 IDR

Pay raises for a banking technical analyst in Indonesia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Indonesia sees a raise of about 11% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Indonesia, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Indonesia:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Banking technical analyst bonus rates in Indonesia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

52%

52% of banking technical analysts in Indonesia reported a bonus of some kind in the past twelve months. That makes a banking technical analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 48% of banking technical analysts reported no bonus at all over the same period.

Which careers pay bonuses in Indonesia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Banking technical analyst: public vs private sector pay

Public-sector pay in Indonesia is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Indonesia on average.

Public sector 151,201,000 IDR
Private sector 139,199,500 IDR

Banking technical analyst salary by city in Indonesia

Banking technical analyst pay is not even across Indonesia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Bandung
  • Surabaya
  • Jakarta
  • Palembang
  • Medan
  • Malang
  • Tangerang
  • Makasar
  • Semarang
  • Surakarta
LocationTypeAverageMedianRange
BandungCity98,639,800 IDR104,521,900 IDR46,319,900-156,000,100 IDR
SurabayaCity96,358,400 IDR98,400,200 IDR47,280,300-149,999,200 IDR
JakartaCity94,079,900 IDR92,158,600 IDR47,999,400-145,200,100 IDR
PalembangCity91,560,700 IDR87,960,300 IDR47,640,400-140,401,100 IDR
MedanCity91,319,700 IDR84,001,900 IDR49,318,100-138,000,600 IDR
MalangCity86,881,900 IDR85,200,800 IDR44,280,500-134,400,400 IDR
TangerangCity86,759,500 IDR93,601,400 IDR39,840,400-138,000,600 IDR
MakasarCity86,519,600 IDR89,999,900 IDR41,520,800-135,600,300 IDR
SemarangCity84,718,900 IDR84,718,900 IDR42,359,400-130,799,600 IDR
SurakartaCity83,759,700 IDR88,799,900 IDR39,358,400-131,998,300 IDR


Banking Technical Analyst in Indonesia: FAQs

  • How much does a banking technical analyst make per month in Indonesia?

    A banking technical analyst in Indonesia earns about 7,349,925 IDR a month before tax, based on an annual average of 88,199,100 IDR.

  • What's the salary range for a banking technical analyst in Indonesia?

    Entry-level banking technical analysts in Indonesia start near 44,998,200 IDR. Top-end pay reaches around 135,600,300 IDR. The middle 50% of earners sit between 59,158,300 and 108,959,200 IDR.

  • Is the median banking technical analyst salary in Indonesia higher or lower than the average?

    The median is 86,398,400 IDR, lower than the average of 88,199,100 IDR. Half of banking technical analysts in Indonesia earn below the median, half earn above it.

  • What's the gender pay gap for banking technical analysts in Indonesia?

    Men working as a banking technical analyst in Indonesia earn around 13% more than women on average (93,958,100 vs 82,921,700 IDR a year).

  • Do banking technical analysts in Indonesia get bonuses?

    About 52% of banking technical analysts in Indonesia reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do banking technical analysts earn more in the public or private sector in Indonesia?

    In Indonesia, the public sector pays a banking technical analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do banking technical analysts in Indonesia get a pay raise?

    A banking technical analyst in Indonesia sees a raise of around 11% every 17 months, equivalent to roughly 8% a year.