Average Bank Client Service Associate Salary in Kazakhstan for 2024

In this article, we will look at the average Bank Client Service Associate salary for 2024 in Kazakhstan and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Kazakhstani tenge. To keep things simple, we are using the KZT currency code instead of the currency symbol โ‚ธ.

How Much Does a Bank Client Service Associate Make in Kazakhstan?

A Bank Client Service Associate working in Kazakhstan will typically earn around 2,435,600 KZT per year, and this can range from the lowest average salary of about 1,166,500 KZT to the highest average salary of 3,817,500 KZT.

Average Annual Salary
2,435,600 KZT
Average Monthly Salary
202,966 KZT

Lowest Annual Salary
1,166,500 KZT
Lowest Monthly Salary
97,208 KZT

Highest Annual Salary
3,817,500 KZT
Highest Monthly Salary
318,125 KZT

These are average salaries for a Bank Client Service Associate in Kazakhstan and include benefits such as housing and transport. It's also possible for a Bank Client Service Associate to earn more or less than the average salaries shown above.

Bank Client Service Associate salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Bank Client Service Associate Salaries in Kazakhstan

So we've looked at the average salaries a Bank Client Service Associate will earn in Kazakhstan. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Bank Client Service Associate can earn between 1,166,500 KZT and 3,817,500 KZT on average in Kazakhstan. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Bank Client Service Associate in Kazakhstan is 2,533,800 KZT. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 2,533,800 KZT, and 50% of the population earn more than 2,533,800 KZT.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Bank Client Service Associate salary in Kazakhstan, 25% of the population are earning less than 1,668,900 KZT while 75% of the population earn more than 1,668,900 KZT.

75% of the population earn less than 3,299,800 KZT, and 25% of the population earn more than 3,299,800 KZT.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Bank Client Service Associate Salary by Experience Level in Kazakhstan

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average bank client service associate salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Bank Client Service Associate in Kazakhstan that has less than two years of experience can expect to earn somewhere in the region of 1,369,700 KZT.
  • 2 - 5 Years Experience. With two to five years of experience the average Bank Client Service Associate salary would increase to 1,930,500 KZT.
  • 5 - 10 Years Experience. From five to ten years of experience as a Bank Client Service Associate, the average salary would be 2,543,000 KZT.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 3,132,800 KZT.
  • 15 - 20 Years Experience. A Bank Client Service Associate with 15 to 20 years of experience can earn an average of 3,335,900 KZT.
  • 20+ Years Experience. For a Bank Client Service Associate with more than 20 years, the expected average salary increases to 3,648,200 KZT.

Average Salary by Experience Chart

0-2 Years
1,369,700 KZT
2-5 Years +42%
1,930,500 KZT
5-10 Years +31%
2,543,000 KZT
10-15 Years +23%
3,132,800 KZT
15-20 Years +6%
3,335,900 KZT
20+ Years +10%
3,648,200 KZT

Bank Client Service Associate Salary by Education Level in Kazakhstan

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Bank Client Service Associate in Kazakhstan based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Bank Client Service Associate in Kazakhstan with a certificate or diploma education can earn an average salary of 1,703,200 KZT.

  • Bachelor's Degree. A Bank Client Service Associate in Kazakhstan with a bachelor's degree education can earn an average salary of 2,711,900 KZT.

  • Master's Degree. A Bank Client Service Associate in Kazakhstan with a master's degree education can earn an average salary of 3,610,800 KZT.

Average Salary by Education Chart

Certificate or Diploma
1,703,200 KZT
Bachelor's Degree +59%
2,711,900 KZT
Master's Degree +33%
3,610,800 KZT

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Kazakhstan is around 1,940,000 to 5,810,000 KZT and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Bank Client Service Associate Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kazakhstan, a male bank client service associate will earn an average of 2,508,300 KZT, while a female bank client service associate will earn around 2,374,400 KZT.

This means that a male bank client service associate earns approximately 6% more than a female bank client service associate for performing the same job.

Average Salary by Gender Chart in Kazakhstan

Male
2,508,300 KZT
Female -6%
2,374,400 KZT

Bank Client Service Associate Average Pay Raise in Kazakhstan

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Bank Client Service Associate in Kazakhstan is around 11% every 17 months.

The national average pay raise across all professions and industries in Kazakhstan is around 8% every 19 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 17 ) × 12  = 8%

What this means is that a Bank Client Service Associate in Kazakhstan can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Kazakhstan for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Kazakhstan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
2%
Energy
4%
Information Technology
6%
Healthcare
8%
Travel
1%
Construction
3%
Education
5%

Bank Client Service Associate Bonus and Incentive Rates in Kazakhstan

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Bank Client Service Associate is a moderate bonus based job, with 53% of employees reporting at least one bonus in the last 12 months.

47% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 6%.

Received Bonus
53%
No Bonus
47%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Kazakhstan earn approximately 11% more than private sector employees in the same role.

Public Sector
4,834,900 KZT
Private Sector -11%
4,355,800 KZT

Salaries for Jobs Similar to a Bank Client Service Associate

In the table below, we have salary information for jobs that are similar to a Bank Client Service Associate in Kazakhstan.

Job Title Category Salary
AML Analyst Banking 7,115,800 KZT
Assistant Bank Branch Manager Banking 6,529,400 KZT
Assistant Bank Manager Banking 8,099,800 KZT
ATM Manager Banking 6,911,700 KZT
ATM Service Technician Banking 1,921,500 KZT
Bank Accounts Analyst Banking 2,893,600 KZT
Bank Accounts Collector Banking 1,728,900 KZT
Bank Accounts Controller Banking 3,745,100 KZT
Bank Accounts Executive Banking 5,076,600 KZT
Bank Accounts Manager Banking 5,940,300 KZT
Bank Auditing Manager Banking 6,263,400 KZT
Bank Branch Manager Banking 8,807,800 KZT
Bank Branch Operations Coordinator Banking 3,622,400 KZT
Bank Clerk Banking 1,645,600 KZT
Bank Collector Banking 1,693,600 KZT
Bank Compliance Specialist Banking 4,537,100 KZT
Bank Manager Banking 10,488,300 KZT
Bank Operational Risk Manager Banking 9,610,800 KZT
Bank Operations Head Banking 10,499,200 KZT
Bank Operations Officer Banking 4,152,200 KZT
Bank Operations Specialist Banking 5,989,600 KZT
Bank Process Manager Banking 5,686,100 KZT
Bank Product Manager Banking 6,745,700 KZT
Bank Programme Manager Banking 7,115,800 KZT
Bank Project Manager Banking 8,134,400 KZT
Bank Propositions Manager Banking 7,488,800 KZT
Bank Quantitative Analyst Banking 5,305,100 KZT
Bank Regional Manager Banking 10,403,600 KZT
Bank Regional Risk Officer Banking 5,376,200 KZT
Bank Relationship Manager Banking 7,703,700 KZT
Bank Relationship Officer Banking 3,529,600 KZT
Bank Teller Banking 1,751,700 KZT
Banker Banking 3,601,500 KZT
Banking Business Analyst Banking 5,351,400 KZT
Banking Business Development Officer Banking 3,178,700 KZT
Banking Business Planning Executive Banking 7,189,800 KZT
Banking Product Manager Banking 6,289,900 KZT
Banking Reference Data Manager Banking 5,639,700 KZT
Banking Risk Analyst Banking 5,326,200 KZT
Banking Technical Analyst Banking 2,724,700 KZT
Bankruptcy Coordinator Banking 3,601,500 KZT
Bill and Account Collector Banking 1,777,700 KZT
Budget Analyst Banking 5,423,100 KZT
Capital Risk Manager Banking 10,009,300 KZT
Cards Marketing Manager Banking 6,826,100 KZT
Cash Management Manager Banking 8,975,900 KZT
Check Processing Manager Banking 6,709,300 KZT
Commercial Vault Associate Banking 4,956,800 KZT
Corporate Banker Banking 3,696,900 KZT
Corporate Dealer Banking 5,363,700 KZT
Credit Analyst Banking 4,140,900 KZT
Credit and Collections Manager Banking 7,271,300 KZT
Credit Card Fraud Investigator Banking 5,628,400 KZT
Credit Portfolio Manager Banking 9,769,700 KZT
Credit Risk Analyst Banking 6,084,900 KZT
Credit Risk Associate Banking 5,698,400 KZT
Direct Bank Sales Representative Banking 3,889,500 KZT
Exchange Control Consultant Banking 5,412,700 KZT
Executive Account Analyst Banking 5,076,600 KZT
Financial Bank Planning Consultant Banking 6,840,100 KZT
Financial Banking Analysis Manager Banking 7,464,400 KZT
Financial Banking Assistant Banking 2,447,200 KZT
Financial Banking Systems Manager Banking 7,057,300 KZT
Foreign Exchange Manager Banking 7,633,100 KZT
Fraud Analyst Banking 5,614,600 KZT
Fraud Detection Associate Banking 3,817,500 KZT
Fraud Detection Manager Banking 7,957,900 KZT
Fraud Detection Supervisor Banking 4,654,300 KZT
Internal Bank Audit Manager Banking 9,899,400 KZT
Internal Bank Auditor Banking 5,315,900 KZT
Internal Private Banker Banking 3,889,500 KZT
International Banking Manager Banking 10,258,100 KZT
Investment Banking Analyst Banking 7,930,200 KZT
Loan Analyst Banking 5,376,200 KZT
Loan Area Manager Banking 6,539,600 KZT
Loan Audit Team Leader Banking 6,118,800 KZT
Loan Branch Manager Banking 6,118,800 KZT
Loan Business Development Officer Banking 3,335,900 KZT
Loan Clerk Banking 1,777,700 KZT
Loan Collection and Recovery Manager Banking 6,142,600 KZT
Loan Collection Manager Banking 6,084,900 KZT
Loan Collector Banking 1,693,600 KZT
Loan Examiner Banking 2,281,800 KZT
Loan Officer Banking 1,955,300 KZT
Loan Processing Manager Banking 5,686,100 KZT
Loan Processor Banking 2,401,300 KZT
Loan Quality Assurance Auditor Banking 5,447,200 KZT
Loan Quality Assurance Manager Banking 6,118,800 KZT
Loan Quality Assurance Representative Banking 4,116,600 KZT
Loan Review Manager Banking 5,676,700 KZT
Loan Team Leader Banking 5,123,800 KZT
Loans Manager Banking 7,271,300 KZT
Mortgage Advisor Banking 3,564,300 KZT
Mortgage Collection Manager Banking 6,073,300 KZT
Mortgage Collector Banking 1,716,600 KZT
Mortgage Credit Analyst Banking 2,807,200 KZT
Mortgage Credit Manager Banking 5,963,300 KZT
Mortgage Development Manager Banking 6,901,600 KZT
Mortgage Document Reviewer Banking 2,374,400 KZT
Mortgage Funding Manager Banking 7,115,800 KZT
Mortgage Operations Manager Banking 9,046,100 KZT
Mortgage Payment Processing Clerk Banking 2,015,600 KZT
Mortgage Processing Manager Banking 5,747,700 KZT
Mortgage Processor Banking 2,281,800 KZT
Mortgage Quality Assurance Auditor Banking 5,267,700 KZT
Mortgage Quality Assurance Manager Banking 6,096,900 KZT
Mortgage Servicing Clerk Banking 1,777,700 KZT
Mortgage Servicing Manager Banking 5,711,000 KZT
Mortgage Underwriter Banking 2,304,300 KZT
Online Banking Manager Banking 8,807,800 KZT
Payment Processing Clerk Banking 1,811,000 KZT
Personal Banker Banking 3,696,900 KZT
Personal Banking Advisor Banking 4,043,600 KZT
Phone Banker Banking 2,617,900 KZT
Private Banker Banking 3,745,100 KZT
Reconciliation and Investigation Specialist Banking 4,450,400 KZT
Tax Officer Banking 3,263,500 KZT
Teller Banking 1,825,000 KZT
Trade Officer Banking 2,161,200 KZT
Trade Product Manager Banking 6,251,400 KZT
Trader Banking 2,641,300 KZT
Treasury Operations Officer Banking 4,488,100 KZT

Salary Comparison by City

If you want to compare salaries with different cities in Kazakhstan, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Almaty 2,641,300 KZT
Astana 2,411,500 KZT

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