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Average AML Analyst Salary in Poland for 2026

An AML analyst in Poland earns about 136,200 PLN a year. That's 49% above the national average of 91,520 PLN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Poland sit around 60,460 PLN a year, while the very top stretches to 214,000 PLN. Everything on this page is in Polish zu0142oty (PLN, symbol zł), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Poland, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an AML analyst make in Poland?

Average salary
136,200 PLN
11,350 PLN per month
Lowest reported
60,460 PLN
5,038 PLN per month
Highest reported
214,000 PLN
17,833 PLN per month

A typical AML analyst working in Poland brings home around 11,350 PLN a month before tax. Entry-level pay starts near 60,460 PLN, and the top of the ladder reaches roughly 214,000 PLN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior AML analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How AML analyst pay ranges in Poland

A good way to think about salary in Poland is to look at the distribution rather than the headline average. Half of all AML analysts in Poland earn less than 148,300 PLN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 94,800 PLN (the 25th percentile), and a quarter clear 194,600 PLN (the 75th percentile). The middle 50% of AML analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 60,460 PLN. The highest stretch to 214,000 PLN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

60,460
Low
148,300
Median
214,000
High
94,800
25th
194,600
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PLN

AML analyst pay by experience in Poland

Years of experience is the single biggest lever on pay for an AML analyst in Poland, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical AML analyst salary changes as you move through the career ladder.

  • 0-2 Years
    69,040 PLN
  • 2-5 Years
    +37% from previous
    94,900 PLN
  • 5-10 Years
    +46% from previous
    138,200 PLN
  • 10-15 Years
    +22% from previous
    169,000 PLN
  • 15-20 Years
    +10% from previous
    185,100 PLN
  • 20+ Years
    +8% from previous
    200,000 PLN

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 46%. That is the point at which a AML analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


AML analyst pay by education in Poland

Education sits alongside experience as one of the biggest factors driving AML analyst pay in Poland. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average AML analyst salary in Poland broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    80,800 PLN
  • Bachelor's Degree
    +58% from previous
    127,700 PLN
  • Master's Degree
    +64% from previous
    209,500 PLN

AML analyst gender pay gap in Poland

The gender pay gap is a stubborn feature of almost every labour market, and Poland is no exception. Male AML analysts in Poland earn an average of 138,200 PLN a year, while female AML analysts earn around 128,900 PLN. That works out to a 7% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

AML Analyst gender pay gap

7%

Men earn this much more than women on average in Poland.

Men 138,200 PLN
Women 128,900 PLN

Pay raises for an AML analyst in Poland

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Poland sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Poland, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Poland:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

AML analyst bonus rates in Poland

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

84%

84% of AML analysts in Poland reported a bonus of some kind in the past twelve months. That makes an AML analyst a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 16% of AML analysts reported no bonus at all over the same period.

Which careers pay bonuses in Poland

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

AML analyst: public vs private sector pay

Public-sector pay in Poland is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Poland on average.

Public sector 93,780 PLN
Private sector 85,700 PLN

AML analyst salary by city in Poland

AML analyst pay is not even across Poland. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Warsaw
  • Krakow
  • Gdansk
  • Wroclaw
  • Szczecin
  • Poznan
  • Lublin
  • Katowice
LocationTypeAverageMedianRange
WarsawCity148,300 PLN159,100 PLN67,900-232,400 PLN
KrakowCity138,800 PLN152,000 PLN63,400-225,700 PLN
GdanskCity138,200 PLN151,800 PLN64,640-218,900 PLN
WroclawCity136,200 PLN148,300 PLN63,700-215,100 PLN
SzczecinCity134,600 PLN142,300 PLN60,920-210,500 PLN
PoznanCity128,900 PLN138,800 PLN61,400-207,700 PLN
LublinCity125,700 PLN137,400 PLN57,620-201,100 PLN
KatowiceCity119,900 PLN128,900 PLN55,320-191,600 PLN


AML Analyst in Poland: FAQs

  • How much does an AML analyst make per month in Poland?

    An AML analyst in Poland earns about 11,350 PLN a month before tax, based on an annual average of 136,200 PLN.

  • What's the salary range for an AML analyst in Poland?

    Entry-level AML analysts in Poland start near 60,460 PLN. Top-end pay reaches around 214,000 PLN. The middle 50% of earners sit between 94,800 and 194,600 PLN.

  • Is the median AML analyst salary in Poland higher or lower than the average?

    The median is 148,300 PLN, higher than the average of 136,200 PLN. Half of AML analysts in Poland earn below the median, half earn above it.

  • What's the gender pay gap for AML analysts in Poland?

    Men working as an AML analyst in Poland earn around 7% more than women on average (138,200 vs 128,900 PLN a year).

  • Do AML analysts in Poland get bonuses?

    About 84% of AML analysts in Poland reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

  • Do AML analysts earn more in the public or private sector in Poland?

    In Poland, the public sector pays an AML analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do AML analysts in Poland get a pay raise?

    An AML analyst in Poland sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.