Average AML Analyst Salary in Gibraltar for 2026
An AML analyst in Gibraltar earns about 60,100 GIP a year. That's 43% above the national average of 42,000 GIP.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Gibraltar sit around 26,500 GIP a year, while the very top stretches to 96,600 GIP. Everything on this page is in Gibraltar pound (GIP, symbol £), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Gibraltar, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does an AML analyst make in Gibraltar?
A typical AML analyst working in Gibraltar brings home around 5,008 GIP a month before tax. Entry-level pay starts near 26,500 GIP, and the top of the ladder reaches roughly 96,600 GIP for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior AML analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How AML analyst pay ranges in Gibraltar
A good way to think about salary in Gibraltar is to look at the distribution rather than the headline average. Half of all AML analysts in Gibraltar earn less than 67,000 GIP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 43,200 GIP (the 25th percentile), and a quarter clear 86,100 GIP (the 75th percentile). The middle 50% of AML analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 26,500 GIP. The highest stretch to 96,600 GIP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
AML analyst pay by experience in Gibraltar
Years of experience is the single biggest lever on pay for an AML analyst in Gibraltar, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical AML analyst salary changes as you move through the career ladder.
- 0-2 Years30,600 GIP
- 2-5 Years+32% from previous40,300 GIP
- 5-10 Years+56% from previous63,000 GIP
- 10-15 Years+19% from previous74,700 GIP
- 15-20 Years+13% from previous84,600 GIP
- 20+ Years+8% from previous91,000 GIP
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 56%. That is the point at which a AML analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
AML analyst pay by education in Gibraltar
Education sits alongside experience as one of the biggest factors driving AML analyst pay in Gibraltar. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average AML analyst salary in Gibraltar broken down by the highest level of education a worker has completed.
- Certificate or Diploma35,000 GIP
- Bachelor's Degree+63% from previous57,100 GIP
- Master's Degree+65% from previous94,500 GIP
AML analyst gender pay gap in Gibraltar
The gender pay gap is a stubborn feature of almost every labour market, and Gibraltar is no exception. Male AML analysts in Gibraltar earn an average of 65,900 GIP a year, while female AML analysts earn around 54,200 GIP. That works out to a 22% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
AML Analyst gender pay gap
18%
Men earn this much more than women on average in Gibraltar.
Pay raises for an AML analyst in Gibraltar
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Gibraltar sees a raise of about 8% every 29 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Gibraltar, the national average raise is around 4% every 29 months.
By industry
Industries with the highest pay raises in Gibraltar:
- Banking2%
- Energy
- Information Technology
- Healthcare
- Travel1%
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
AML analyst bonus rates in Gibraltar
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
67% of AML analysts in Gibraltar reported a bonus of some kind in the past twelve months. That makes an AML analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 33% of AML analysts reported no bonus at all over the same period.
Which careers pay bonuses in Gibraltar
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
AML analyst: public vs private sector pay
Public-sector pay in Gibraltar is about 24% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
19%
Public-sector workers earn this much more than private-sector workers in Gibraltar on average.
AML Analyst in Gibraltar: FAQs
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How much does an AML analyst make per month in Gibraltar?
An AML analyst in Gibraltar earns about 5,008 GIP a month before tax, based on an annual average of 60,100 GIP.
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What's the salary range for an AML analyst in Gibraltar?
Entry-level AML analysts in Gibraltar start near 26,500 GIP. Top-end pay reaches around 96,600 GIP. The middle 50% of earners sit between 43,200 and 86,100 GIP.
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Is the median AML analyst salary in Gibraltar higher or lower than the average?
The median is 67,000 GIP, higher than the average of 60,100 GIP. Half of AML analysts in Gibraltar earn below the median, half earn above it.
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What's the gender pay gap for AML analysts in Gibraltar?
Men working as an AML analyst in Gibraltar earn around 22% more than women on average (65,900 vs 54,200 GIP a year).
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Do AML analysts in Gibraltar get bonuses?
About 67% of AML analysts in Gibraltar reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
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Do AML analysts earn more in the public or private sector in Gibraltar?
In Gibraltar, the public sector pays an AML analyst about 24% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do AML analysts in Gibraltar get a pay raise?
An AML analyst in Gibraltar sees a raise of around 8% every 29 months, equivalent to roughly 3% a year.