Average Adjustment Insurance Clerk Salary in Uganda for 2026
An adjustment insurance clerk in Uganda earns about 11,399,200 UGX a year. That's 64% below the national average of 31,440,200 UGX.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Uganda sit around 5,242,700 UGX a year, while the very top stretches to 18,121,700 UGX. Everything on this page is in Ugandan shilling (UGX, symbol Sh), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Uganda, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does an adjustment insurance clerk make in Uganda?
A typical adjustment insurance clerk working in Uganda brings home around 949,933 UGX a month before tax. Entry-level pay starts near 5,242,700 UGX, and the top of the ladder reaches roughly 18,121,700 UGX for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior adjustment insurance clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How adjustment insurance clerk pay ranges in Uganda
A good way to think about salary in Uganda is to look at the distribution rather than the headline average. Half of all adjustment insurance clerks in Uganda earn less than 12,361,500 UGX a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 7,896,400 UGX (the 25th percentile), and a quarter clear 16,439,200 UGX (the 75th percentile). The middle 50% of adjustment insurance clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 5,242,700 UGX. The highest stretch to 18,121,700 UGX, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Adjustment insurance clerk pay by experience in Uganda
Years of experience is the single biggest lever on pay for an adjustment insurance clerk in Uganda, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical adjustment insurance clerk salary changes as you move through the career ladder.
- 0-2 Years5,952,700 UGX
- 2-5 Years+33% from previous7,942,800 UGX
- 5-10 Years+48% from previous11,748,300 UGX
- 10-15 Years+22% from previous14,280,500 UGX
- 15-20 Years+9% from previous15,599,800 UGX
- 20+ Years+8% from previous16,918,700 UGX
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a adjustment insurance clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Adjustment insurance clerk pay by education in Uganda
Education sits alongside experience as one of the biggest factors driving adjustment insurance clerk pay in Uganda. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average adjustment insurance clerk salary in Uganda broken down by the highest level of education a worker has completed.
- Certificate or Diploma6,922,100 UGX
- Bachelor's Degree+92% from previous13,319,300 UGX
Adjustment insurance clerk gender pay gap in Uganda
The gender pay gap is a stubborn feature of almost every labour market, and Uganda is no exception. Male adjustment insurance clerks in Uganda earn an average of 12,239,700 UGX a year, while female adjustment insurance clerks earn around 10,499,200 UGX. That works out to a 17% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Adjustment Insurance Clerk gender pay gap
14%
Men earn this much more than women on average in Uganda.
Pay raises for an adjustment insurance clerk in Uganda
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Uganda sees a raise of about 6% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Uganda, the national average raise is around 4% every 29 months.
By industry
Industries with the highest pay raises in Uganda:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Adjustment insurance clerk bonus rates in Uganda
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
15% of adjustment insurance clerks in Uganda reported a bonus of some kind in the past twelve months. That makes an adjustment insurance clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 85% of adjustment insurance clerks reported no bonus at all over the same period.
Which careers pay bonuses in Uganda
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Adjustment insurance clerk: public vs private sector pay
Public-sector pay in Uganda is about 25% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
20%
Public-sector workers earn this much more than private-sector workers in Uganda on average.
Adjustment insurance clerk salary by city in Uganda
Adjustment insurance clerk pay is not even across Uganda. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Kampala
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Kampala | City | 13,079,500 UGX | 11,998,600 UGX | 7,057,300-19,678,200 UGX |
Adjustment Insurance Clerk in Uganda: FAQs
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How much does an adjustment insurance clerk make per month in Uganda?
An adjustment insurance clerk in Uganda earns about 949,933 UGX a month before tax, based on an annual average of 11,399,200 UGX.
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What's the salary range for an adjustment insurance clerk in Uganda?
Entry-level adjustment insurance clerks in Uganda start near 5,242,700 UGX. Top-end pay reaches around 18,121,700 UGX. The middle 50% of earners sit between 7,896,400 and 16,439,200 UGX.
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Is the median adjustment insurance clerk salary in Uganda higher or lower than the average?
The median is 12,361,500 UGX, higher than the average of 11,399,200 UGX. Half of adjustment insurance clerks in Uganda earn below the median, half earn above it.
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What's the gender pay gap for adjustment insurance clerks in Uganda?
Men working as an adjustment insurance clerk in Uganda earn around 17% more than women on average (12,239,700 vs 10,499,200 UGX a year).
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Do adjustment insurance clerks in Uganda get bonuses?
About 15% of adjustment insurance clerks in Uganda reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.
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Do adjustment insurance clerks earn more in the public or private sector in Uganda?
In Uganda, the public sector pays an adjustment insurance clerk about 25% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do adjustment insurance clerks in Uganda get a pay raise?
An adjustment insurance clerk in Uganda sees a raise of around 6% every 28 months, equivalent to roughly 3% a year.