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Average Actuarial Analyst Salary in Andorra for 2026

An actuarial analyst in Andorra earns about 65,940 EUR a year. That's 40% above the national average of 47,180 EUR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Andorra sit around 28,680 EUR a year, while the very top stretches to 103,840 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Andorra, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an actuarial analyst make in Andorra?

Average salary
65,940 EUR
5,495 EUR per month
Lowest reported
28,680 EUR
2,390 EUR per month
Highest reported
103,840 EUR
8,653 EUR per month

A typical actuarial analyst working in Andorra brings home around 5,495 EUR a month before tax. Entry-level pay starts near 28,680 EUR, and the top of the ladder reaches roughly 103,840 EUR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior actuarial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the actuarial analyst salary in Belgium or Netherlands, both of which pay in the same currency.


How actuarial analyst pay ranges in Andorra

A good way to think about salary in Andorra is to look at the distribution rather than the headline average. Half of all actuarial analysts in Andorra earn less than 71,700 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 46,720 EUR (the 25th percentile), and a quarter clear 95,620 EUR (the 75th percentile). The middle 50% of actuarial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 28,680 EUR. The highest stretch to 103,840 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

28,680
Low
71,700
Median
103,840
High
46,720
25th
95,620
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in EUR

Actuarial analyst pay by experience in Andorra

Years of experience is the single biggest lever on pay for an actuarial analyst in Andorra, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical actuarial analyst salary changes as you move through the career ladder.

  • 0-2 Years
    35,560 EUR
  • 2-5 Years
    +23% from previous
    43,760 EUR
  • 5-10 Years
    +52% from previous
    66,680 EUR
  • 10-15 Years
    +21% from previous
    80,520 EUR
  • 15-20 Years
    +9% from previous
    87,640 EUR
  • 20+ Years
    +10% from previous
    96,680 EUR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 52%. That is the point at which a actuarial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Actuarial analyst pay by education in Andorra

Education sits alongside experience as one of the biggest factors driving actuarial analyst pay in Andorra. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average actuarial analyst salary in Andorra broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    39,960 EUR
  • Bachelor's Degree
    +51% from previous
    60,340 EUR
  • Master's Degree
    +72% from previous
    103,600 EUR

Actuarial analyst gender pay gap in Andorra

The gender pay gap is a stubborn feature of almost every labour market, and Andorra is no exception. Male actuarial analysts in Andorra earn an average of 72,180 EUR a year, while female actuarial analysts earn around 58,000 EUR. That works out to a 24% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Actuarial Analyst gender pay gap

20%

Men earn this much more than women on average in Andorra.

Men 72,180 EUR
Women 58,000 EUR

Pay raises for an actuarial analyst in Andorra

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Andorra sees a raise of about 8% every 29 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Andorra, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Andorra:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Actuarial analyst bonus rates in Andorra

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

42%

42% of actuarial analysts in Andorra reported a bonus of some kind in the past twelve months. That makes an actuarial analyst a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 58% of actuarial analysts reported no bonus at all over the same period.

Which careers pay bonuses in Andorra

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Actuarial analyst: public vs private sector pay

Public-sector pay in Andorra is about 14% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

12%

Public-sector workers earn this much more than private-sector workers in Andorra on average.

Public sector 49,360 EUR
Private sector 43,360 EUR


Actuarial Analyst in Andorra: FAQs

  • How much does an actuarial analyst make per month in Andorra?

    An actuarial analyst in Andorra earns about 5,495 EUR a month before tax, based on an annual average of 65,940 EUR.

  • What's the salary range for an actuarial analyst in Andorra?

    Entry-level actuarial analysts in Andorra start near 28,680 EUR. Top-end pay reaches around 103,840 EUR. The middle 50% of earners sit between 46,720 and 95,620 EUR.

  • Is the median actuarial analyst salary in Andorra higher or lower than the average?

    The median is 71,700 EUR, higher than the average of 65,940 EUR. Half of actuarial analysts in Andorra earn below the median, half earn above it.

  • What's the gender pay gap for actuarial analysts in Andorra?

    Men working as an actuarial analyst in Andorra earn around 24% more than women on average (72,180 vs 58,000 EUR a year).

  • Do actuarial analysts in Andorra get bonuses?

    About 42% of actuarial analysts in Andorra reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do actuarial analysts earn more in the public or private sector in Andorra?

    In Andorra, the public sector pays an actuarial analyst about 14% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do actuarial analysts in Andorra get a pay raise?

    An actuarial analyst in Andorra sees a raise of around 8% every 29 months, equivalent to roughly 3% a year.