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Average Accounts Receivable Clerk Salary in Croatia for 2026

An accounts receivable clerk in Croatia earns about 88,480 HRK a year. That's 50% below the national average of 175,900 HRK.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Croatia sit around 40,040 HRK a year, while the very top stretches to 142,300 HRK. Everything on this page is in Croatian kuna (HRK, symbol kn), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Croatia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an accounts receivable clerk make in Croatia?

Average salary
88,480 HRK
7,373 HRK per month
Lowest reported
40,040 HRK
3,336 HRK per month
Highest reported
142,300 HRK
11,858 HRK per month

A typical accounts receivable clerk working in Croatia brings home around 7,373 HRK a month before tax. Entry-level pay starts near 40,040 HRK, and the top of the ladder reaches roughly 142,300 HRK for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior accounts receivable clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How accounts receivable clerk pay ranges in Croatia

A good way to think about salary in Croatia is to look at the distribution rather than the headline average. Half of all accounts receivable clerks in Croatia earn less than 97,060 HRK a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 62,420 HRK (the 25th percentile), and a quarter clear 129,000 HRK (the 75th percentile). The middle 50% of accounts receivable clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 40,040 HRK. The highest stretch to 142,300 HRK, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

40,040
Low
97,060
Median
142,300
High
62,420
25th
129,000
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in HRK

Accounts receivable clerk pay by experience in Croatia

Years of experience is the single biggest lever on pay for an accounts receivable clerk in Croatia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical accounts receivable clerk salary changes as you move through the career ladder.

  • 0-2 Years
    47,760 HRK
  • 2-5 Years
    +29% from previous
    61,780 HRK
  • 5-10 Years
    +51% from previous
    93,140 HRK
  • 10-15 Years
    +19% from previous
    111,000 HRK
  • 15-20 Years
    +11% from previous
    123,400 HRK
  • 20+ Years
    +6% from previous
    130,400 HRK

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 51%. That is the point at which a accounts receivable clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Accounts receivable clerk pay by education in Croatia

Education sits alongside experience as one of the biggest factors driving accounts receivable clerk pay in Croatia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average accounts receivable clerk salary in Croatia broken down by the highest level of education a worker has completed.

  • High School
    53,660 HRK
  • Certificate or Diploma
    +55% from previous
    83,200 HRK
  • Bachelor's Degree
    +67% from previous
    138,800 HRK

Accounts receivable clerk gender pay gap in Croatia

The gender pay gap is a stubborn feature of almost every labour market, and Croatia is no exception. Male accounts receivable clerks in Croatia earn an average of 93,340 HRK a year, while female accounts receivable clerks earn around 86,520 HRK. That works out to a 8% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Accounts Receivable Clerk gender pay gap

7%

Men earn this much more than women on average in Croatia.

Men 93,340 HRK
Women 86,520 HRK

Pay raises for an accounts receivable clerk in Croatia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Croatia sees a raise of about 11% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Croatia, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Croatia:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Accounts receivable clerk bonus rates in Croatia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

32%

32% of accounts receivable clerks in Croatia reported a bonus of some kind in the past twelve months. That makes an accounts receivable clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 68% of accounts receivable clerks reported no bonus at all over the same period.

Which careers pay bonuses in Croatia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Accounts receivable clerk: public vs private sector pay

Public-sector pay in Croatia is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Croatia on average.

Public sector 187,500 HRK
Private sector 172,200 HRK

Accounts receivable clerk salary by city in Croatia

Accounts receivable clerk pay is not even across Croatia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Zagreb
  • Zadar
LocationTypeAverageMedianRange
ZagrebCity104,040 HRK99,560 HRK53,660-157,600 HRK
ZadarCity96,520 HRK96,520 HRK49,700-152,100 HRK


Accounts Receivable Clerk in Croatia: FAQs

  • How much does an accounts receivable clerk make per month in Croatia?

    An accounts receivable clerk in Croatia earns about 7,373 HRK a month before tax, based on an annual average of 88,480 HRK.

  • What's the salary range for an accounts receivable clerk in Croatia?

    Entry-level accounts receivable clerks in Croatia start near 40,040 HRK. Top-end pay reaches around 142,300 HRK. The middle 50% of earners sit between 62,420 and 129,000 HRK.

  • Is the median accounts receivable clerk salary in Croatia higher or lower than the average?

    The median is 97,060 HRK, higher than the average of 88,480 HRK. Half of accounts receivable clerks in Croatia earn below the median, half earn above it.

  • What's the gender pay gap for accounts receivable clerks in Croatia?

    Men working as an accounts receivable clerk in Croatia earn around 8% more than women on average (93,340 vs 86,520 HRK a year).

  • Do accounts receivable clerks in Croatia get bonuses?

    About 32% of accounts receivable clerks in Croatia reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do accounts receivable clerks earn more in the public or private sector in Croatia?

    In Croatia, the public sector pays an accounts receivable clerk about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do accounts receivable clerks in Croatia get a pay raise?

    An accounts receivable clerk in Croatia sees a raise of around 11% every 16 months, equivalent to roughly 8% a year.