Average Accounts Payable Associate Salary in Malta for 2026
An accounts payable associate in Malta earns about 39,160 EUR a year. That's 30% below the national average of 56,140 EUR.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Malta sit around 19,860 EUR a year, while the very top stretches to 59,380 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Malta, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does an accounts payable associate make in Malta?
A typical accounts payable associate working in Malta brings home around 3,263 EUR a month before tax. Entry-level pay starts near 19,860 EUR, and the top of the ladder reaches roughly 59,380 EUR for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior accounts payable associate working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the accounts payable associate salary in Belgium or Netherlands, both of which pay in the same currency.
How accounts payable associate pay ranges in Malta
A good way to think about salary in Malta is to look at the distribution rather than the headline average. Half of all accounts payable associates in Malta earn less than 37,620 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 25,680 EUR (the 25th percentile), and a quarter clear 46,400 EUR (the 75th percentile). The middle 50% of accounts payable associates sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 19,860 EUR. The highest stretch to 59,380 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Accounts payable associate pay by experience in Malta
Years of experience is the single biggest lever on pay for an accounts payable associate in Malta, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical accounts payable associate salary changes as you move through the career ladder.
- 0-2 Years23,400 EUR
- 2-5 Years+23% from previous28,860 EUR
- 5-10 Years+38% from previous39,960 EUR
- 10-15 Years+22% from previous48,820 EUR
- 15-20 Years+8% from previous52,540 EUR
- 20+ Years+3% from previous54,180 EUR
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 38%. That is the point at which a accounts payable associate typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Accounts payable associate pay by education in Malta
Education sits alongside experience as one of the biggest factors driving accounts payable associate pay in Malta. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average accounts payable associate salary in Malta broken down by the highest level of education a worker has completed.
- High School25,660 EUR
- Certificate or Diploma+22% from previous31,400 EUR
- Bachelor's Degree+32% from previous41,480 EUR
- Master's Degree+29% from previous53,600 EUR
Accounts payable associate gender pay gap in Malta
The gender pay gap is a stubborn feature of almost every labour market, and Malta is no exception. Male accounts payable associates in Malta earn an average of 39,080 EUR a year, while female accounts payable associates earn around 36,800 EUR. That works out to a 6% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Accounts Payable Associate gender pay gap
6%
Men earn this much more than women on average in Malta.
Pay raises for an accounts payable associate in Malta
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Malta sees a raise of about 7% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Malta, the national average raise is around 4% every 29 months.
By industry
Industries with the highest pay raises in Malta:
- Banking
- Energy
- Information Technology
- Healthcare1%
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Accounts payable associate bonus rates in Malta
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
35% of accounts payable associates in Malta reported a bonus of some kind in the past twelve months. That makes an accounts payable associate a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 65% of accounts payable associates reported no bonus at all over the same period.
Which careers pay bonuses in Malta
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Accounts payable associate: public vs private sector pay
Public-sector pay in Malta is about 7% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
7%
Public-sector workers earn this much more than private-sector workers in Malta on average.
Accounts Payable Associate in Malta: FAQs
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How much does an accounts payable associate make per month in Malta?
An accounts payable associate in Malta earns about 3,263 EUR a month before tax, based on an annual average of 39,160 EUR.
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What's the salary range for an accounts payable associate in Malta?
Entry-level accounts payable associates in Malta start near 19,860 EUR. Top-end pay reaches around 59,380 EUR. The middle 50% of earners sit between 25,680 and 46,400 EUR.
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Is the median accounts payable associate salary in Malta higher or lower than the average?
The median is 37,620 EUR, lower than the average of 39,160 EUR. Half of accounts payable associates in Malta earn below the median, half earn above it.
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What's the gender pay gap for accounts payable associates in Malta?
Men working as an accounts payable associate in Malta earn around 6% more than women on average (39,080 vs 36,800 EUR a year).
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Do accounts payable associates in Malta get bonuses?
About 35% of accounts payable associates in Malta reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.
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Do accounts payable associates earn more in the public or private sector in Malta?
In Malta, the public sector pays an accounts payable associate about 7% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do accounts payable associates in Malta get a pay raise?
An accounts payable associate in Malta sees a raise of around 7% every 28 months, equivalent to roughly 3% a year.