What is £37,725 After Tax in the UK?

For the 2025/2026 tax year in the United Kingdom.

For the 2025/2026 tax year, £37,725 after tax works out to be £29,004.54 (or £28,901.22 in Scotland).

Below we cover all deductions that make up your salary after tax for 2025/2026.

Salary Summary

Gross Salary£37,725
Total Deductions£8,720.46
Income Tax£5,031.00
National Insurance£3,689.46
Net Salary£29,004.54

£37,725 in England, Wales, and Northern Ireland

If you live in England, Wales, or Northern Ireland, you pay the same income tax rates.

YearlyMonthly
Gross Income£37,725.00£3,143.75
Income Tax£5,031.00£419.25
National Insurance£3,689.46£307.46
Total Deductions£8,720.46£726.71
Net Income£29,004.54£2,417.04

£37,725 in Scotland

Scotland has different income tax bands since April 2017. Here's what £37,725 looks like for Scottish residents:

YearlyMonthly
Gross Income£37,725.00£3,143.75
Income Tax£5,134.32£427.86
National Insurance£3,689.46£307.46
Total Deductions£8,823.78£735.32
Net Income£28,901.22£2,408.43

For 2025/2026, residents in England, Wales, and Northern Ireland have a higher take-home salary (£29,004.54) than Scottish residents (£28,901.22).

Tax Rates for 2025/2026

England, Wales, and Northern Ireland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 to £50,27020%
Higher Rate£50,272 to £150,00040%
Additional Rateover £150,00045%

Scotland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Starter Rate£12,571 to £14,66719%
Basic Rate£14,668 to £25,29620%
Intermediate Rate£25,297 to £43,66221%
Higher Rate£43,663 to £150,00041%
Top Rateover £150,00046%

National Insurance Rates

BandTaxable Income (Weekly)NI Rate
Primary£190 to £96713.25%
UpperOver £9673.25%

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