What is £18,775 After Tax in the UK?

For the 2025/2026 tax year in the United Kingdom.

For the 2025/2026 tax year, £18,775 after tax works out to be £16,355.41 (or £16,376.38 in Scotland).

Below we cover all deductions that make up your salary after tax for 2025/2026.

Salary Summary

Gross Salary£18,775
Total Deductions£2,419.59
Income Tax£1,241.00
National Insurance£1,178.59
Net Salary£16,355.41

£18,775 in England, Wales, and Northern Ireland

If you live in England, Wales, or Northern Ireland, you pay the same income tax rates.

YearlyMonthly
Gross Income£18,775.00£1,564.58
Income Tax£1,241.00£103.42
National Insurance£1,178.59£98.22
Total Deductions£2,419.59£201.63
Net Income£16,355.41£1,362.95

£18,775 in Scotland

Scotland has different income tax bands since April 2017. Here's what £18,775 looks like for Scottish residents:

YearlyMonthly
Gross Income£18,775.00£1,564.58
Income Tax£1,220.03£101.67
National Insurance£1,178.59£98.22
Total Deductions£2,398.62£199.88
Net Income£16,376.38£1,364.70

For 2025/2026, Scottish residents have a higher take-home salary (£16,376.38) than residents in England, Wales, and Northern Ireland (£16,355.41).

Tax Rates for 2025/2026

England, Wales, and Northern Ireland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Basic Rate£12,571 to £50,27020%
Higher Rate£50,272 to £150,00040%
Additional Rateover £150,00045%

Scotland

BandTaxable IncomeTax Rate
Personal AllowanceUp to £12,5700%
Starter Rate£12,571 to £14,66719%
Basic Rate£14,668 to £25,29620%
Intermediate Rate£25,297 to £43,66221%
Higher Rate£43,663 to £150,00041%
Top Rateover £150,00046%

National Insurance Rates

BandTaxable Income (Weekly)NI Rate
Primary£190 to £96713.25%
UpperOver £9673.25%

Cite This Resource

Use the tool below to generate a reference for this page in common citation styles.

  • <a href="https://worldsalaries.com/uk/salary-calculator/what-is-18775-after-tax/">What is £18,775 After Tax in the UK?</a>

  • "What is £18,775 After Tax in the UK?." World Salaries. Accessed January 2, 2026. https://worldsalaries.com/uk/salary-calculator/what-is-18775-after-tax/.

  • "What is £18,775 After Tax in the UK?." World Salaries, https://worldsalaries.com/uk/salary-calculator/what-is-18775-after-tax/. Accessed 2 January, 2026.

  • What is £18,775 After Tax in the UK?. World Salaries. Retrieved from https://worldsalaries.com/uk/salary-calculator/what-is-18775-after-tax/.