Average Claims Adjuster Salary in Norway for 2024

In this article, we will look at the average Claims Adjuster salary for 2024 in Norway and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Norwegian krone. To keep things simple, we are using the NOK currency code instead of the currency symbol kr.

How Much Does a Claims Adjuster Make in Norway?

A Claims Adjuster working in Norway will typically earn around 223,700 NOK per year, and this can range from the lowest average salary of about 102,700 NOK to the highest average salary of 354,600 NOK.

Average Annual Salary
223,700 NOK
Average Monthly Salary
18,641 NOK

Lowest Annual Salary
102,700 NOK
Lowest Monthly Salary
8,558 NOK

Highest Annual Salary
354,600 NOK
Highest Monthly Salary
29,550 NOK

These are average salaries for a Claims Adjuster in Norway and include benefits such as housing and transport. It's also possible for a Claims Adjuster to earn more or less than the average salaries shown above.

Claims Adjuster salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Claims Adjuster Salaries in Norway

So we've looked at the average salaries a Claims Adjuster will earn in Norway. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Claims Adjuster can earn between 102,700 NOK and 354,600 NOK on average in Norway. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Claims Adjuster in Norway is 241,000 NOK. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 241,000 NOK, and 50% of the population earn more than 241,000 NOK.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Claims Adjuster salary in Norway, 25% of the population are earning less than 153,700 NOK while 75% of the population earn more than 153,700 NOK.

75% of the population earn less than 320,500 NOK, and 25% of the population earn more than 320,500 NOK.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Claims Adjuster Salary by Experience Level in Norway

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average claims adjuster salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Claims Adjuster in Norway that has less than two years of experience can expect to earn somewhere in the region of 115,600 NOK.
  • 2 - 5 Years Experience. With two to five years of experience the average Claims Adjuster salary would increase to 157,600 NOK.
  • 5 - 10 Years Experience. From five to ten years of experience as a Claims Adjuster, the average salary would be 229,600 NOK.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 281,100 NOK.
  • 15 - 20 Years Experience. A Claims Adjuster with 15 to 20 years of experience can earn an average of 307,400 NOK.
  • 20+ Years Experience. For a Claims Adjuster with more than 20 years, the expected average salary increases to 330,900 NOK.

Average Salary by Experience Chart

0-2 Years
115,600 NOK
2-5 Years +34%
157,600 NOK
5-10 Years +48%
229,600 NOK
10-15 Years +22%
281,100 NOK
15-20 Years +9%
307,400 NOK
20+ Years +8%
330,900 NOK

Claims Adjuster Salary by Education Level in Norway

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Claims Adjuster in Norway based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Claims Adjuster in Norway with a certificate or diploma education can earn an average salary of 132,000 NOK.

  • Bachelor's Degree. A Claims Adjuster in Norway with a bachelor's degree education can earn an average salary of 210,600 NOK.

  • Master's Degree. A Claims Adjuster in Norway with a master's degree education can earn an average salary of 349,800 NOK.

Average Salary by Education Chart

Certificate or Diploma
132,000 NOK
Bachelor's Degree +57%
210,600 NOK
Master's Degree +68%
349,800 NOK

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Norway is around 255,000 to 765,000 NOK and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Claims Adjuster Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Norway, a male claims adjuster will earn an average of 227,600 NOK, while a female claims adjuster will earn around 218,700 NOK.

This means that a male claims adjuster earns approximately 4% more than a female claims adjuster for performing the same job.

Average Salary by Gender Chart in Norway

Male
227,600 NOK
Female -4%
218,700 NOK

Claims Adjuster Average Pay Raise in Norway

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Claims Adjuster in Norway is around 11% every 14 months.

The national average pay raise across all professions and industries in Norway is around 9% every 15 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 14 ) × 12  = 9%

What this means is that a Claims Adjuster in Norway can expect to receive an average pay raise of around 9% every 12 months.

Annual Pay Raise by Industry in Norway for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Norway.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
9%
Energy
9%
Information Technology
9%
Healthcare
9%
Travel
9%
Construction
9%
Education
9%

Claims Adjuster Bonus and Incentive Rates in Norway

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Claims Adjuster is a low bonus based job, with 34% of employees reporting at least one bonus in the last 12 months.

66% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus
34%
No Bonus
66%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Norway earn approximately 5% more than private sector employees in the same role.

Public Sector
628,700 NOK
Private Sector -5%
596,600 NOK

Salaries for Jobs Similar to a Claims Adjuster

In the table below, we have salary information for jobs that are similar to a Claims Adjuster in Norway.

Job Title Category Salary
Actuarial Analyst Insurance 835,800 NOK
Actuarial Assistant Insurance 565,700 NOK
Actuarial Specialist Insurance 552,400 NOK
Actuary Insurance 776,200 NOK
Adjustment Insurance Clerk Insurance 216,600 NOK
Assistant Broker Insurance 399,000 NOK
Assistant Claims Manager Insurance 679,500 NOK
Associate Insurance Representative Insurance 313,900 NOK
Auditing Insurance Manager Insurance 930,800 NOK
Broker Insurance 589,400 NOK
Claim Advocacy Professional Insurance 603,100 NOK
Claims Analyst Insurance 300,500 NOK
Claims Examiner Insurance 319,600 NOK
Claims Manager Insurance 836,300 NOK
Claims Processor Insurance 233,600 NOK
Claims Representative Insurance 268,200 NOK
Claims Resolution Specialist Insurance 621,100 NOK
Claims Supervisor Insurance 601,900 NOK
Complaints Specialist Insurance 545,300 NOK
Compliance Examiner Insurance 583,800 NOK
Compliance Officer Insurance 467,800 NOK
Compliance Reviewer Insurance 554,400 NOK
Consultant Insurance 614,300 NOK
Eligibility Interviewer Insurance 658,300 NOK
Eligibility Specialist Insurance 588,200 NOK
Insurance Account Manager Insurance 767,300 NOK
Insurance Accounts Executive Insurance 650,800 NOK
Insurance Adjuster Insurance 588,500 NOK
Insurance Agent Insurance 346,600 NOK
Insurance Analyst Insurance 610,400 NOK
Insurance Appraiser Insurance 598,600 NOK
Insurance Claims Clerk Insurance 213,800 NOK
Insurance Examiner Insurance 562,600 NOK
Insurance Investigator Insurance 554,400 NOK
Insurance Manager Insurance 1,030,100 NOK
Insurance Operations Manager Insurance 995,200 NOK
Insurance Policy Processing Clerk Insurance 232,500 NOK
Insurance Pricing Assistant Insurance 467,800 NOK
Insurance Program Manager Insurance 806,600 NOK
Insurance Project Manager Insurance 781,900 NOK
Insurance Quality Assurance Agent Insurance 513,800 NOK
Insurance Sales Agent Insurance 358,200 NOK
Insurance Sales Director Insurance 985,700 NOK
Insurance Sales Manager Insurance 823,200 NOK
Insurance Sales Representative Insurance 300,500 NOK
Insurance Team Leader Insurance 641,800 NOK
Insurance Underwriter Insurance 446,100 NOK
Loss Control Specialist Insurance 598,600 NOK
Loss Prevention Investigator Insurance 621,100 NOK
Loss Prevention Manager Insurance 836,300 NOK
Loss Prevention Specialist Insurance 654,600 NOK
Marine Underwriter Insurance 451,300 NOK
Medical Auditor Insurance 605,700 NOK
Monitoring and Performance Officer Insurance 428,400 NOK
Payment Services Specialist Insurance 598,600 NOK
Policy Change Director Insurance 934,900 NOK
Policy Change Supervisor Insurance 620,900 NOK
Policy Change Technician Insurance 296,400 NOK
Risk Analyst Insurance 701,500 NOK
Risk Management Director Insurance 1,168,300 NOK
Risk Management Supervisor Insurance 727,600 NOK
Risk Manager Insurance 1,149,400 NOK
Risk Modeling Manager Insurance 1,109,200 NOK
Title Insurance Typist Insurance 528,100 NOK
Training Manager Insurance 693,700 NOK

Salary Comparison by City

If you want to compare salaries with different cities in Norway, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Oslo 253,400 NOK
Stavanger 231,400 NOK
Tromso 218,500 NOK
Trondheim 235,300 NOK

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