Average Debt Adviser Salary in Hiroshima, Japan for 2024

In this article, we will look at the average Debt Adviser salary for 2024 in Hiroshima and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Japanese yen. To keep things simple, we are using the JPY currency code instead of the currency symbol ¥.

How Much Does a Debt Adviser Make in Hiroshima?

A Debt Adviser working in Hiroshima will typically earn around 6,696,900 JPY per year, and this can range from the lowest average salary of about 3,085,500 JPY to the highest average salary of 10,643,500 JPY.

Average Annual Salary
6,696,900 JPY
Average Monthly Salary
558,075 JPY

Lowest Annual Salary
3,085,500 JPY
Lowest Monthly Salary
257,125 JPY

Highest Annual Salary
10,643,500 JPY
Highest Monthly Salary
886,958 JPY

These are average salaries for a Debt Adviser in Hiroshima and include benefits such as housing and transport. It's also possible for a Debt Adviser to earn more or less than the average salaries shown above.

Debt Adviser salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Debt Adviser Salaries in Hiroshima

So we've looked at the average salaries a Debt Adviser will earn in Hiroshima. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Debt Adviser can earn between 3,085,500 JPY and 10,643,500 JPY on average in Hiroshima. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Debt Adviser in Hiroshima is 7,224,700 JPY. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 7,224,700 JPY, and 50% of the population earn more than 7,224,700 JPY.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Debt Adviser salary in Hiroshima, 25% of the population are earning less than 4,633,100 JPY while 75% of the population earn more than 4,633,100 JPY.

75% of the population earn less than 9,649,800 JPY, and 25% of the population earn more than 9,649,800 JPY.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Debt Adviser Salary by Experience Level in Hiroshima

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average debt adviser salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Debt Adviser in Hiroshima that has less than two years of experience can expect to earn somewhere in the region of 3,490,200 JPY.
  • 2 - 5 Years Experience. With two to five years of experience the average Debt Adviser salary would increase to 4,667,500 JPY.
  • 5 - 10 Years Experience. From five to ten years of experience as a Debt Adviser, the average salary would be 6,901,600 JPY.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 8,411,800 JPY.
  • 15 - 20 Years Experience. A Debt Adviser with 15 to 20 years of experience can earn an average of 9,166,100 JPY.
  • 20+ Years Experience. For a Debt Adviser with more than 20 years, the expected average salary increases to 9,925,000 JPY.

Average Salary by Experience Chart

0-2 Years
3,490,200 JPY
2-5 Years +34%
4,667,500 JPY
5-10 Years +48%
6,901,600 JPY
10-15 Years +22%
8,411,800 JPY
15-20 Years +9%
9,166,100 JPY
20+ Years +8%
9,925,000 JPY

Debt Adviser Salary by Education Level in Hiroshima

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Debt Adviser in Hiroshima based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Debt Adviser in Hiroshima with a certificate or diploma education can earn an average salary of 3,984,100 JPY.

  • Bachelor's Degree. A Debt Adviser in Hiroshima with a bachelor's degree education can earn an average salary of 6,251,400 JPY.

  • Master's Degree. A Debt Adviser in Hiroshima with a master's degree education can earn an average salary of 10,488,300 JPY.

Average Salary by Education Chart

Certificate or Diploma
3,984,100 JPY
Bachelor's Degree +57%
6,251,400 JPY
Master's Degree +68%
10,488,300 JPY

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Japan is around 2,570,000 to 7,720,000 JPY and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Debt Adviser Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Hiroshima, a male debt adviser will earn an average of 7,693,200 JPY, while a female debt adviser will earn around 7,164,900 JPY.

This means that a male debt adviser earns approximately 7% more than a female debt adviser for performing the same job.

Average Salary by Gender Chart in Hiroshima

Male
7,693,200 JPY
Female -7%
7,164,900 JPY

Debt Adviser Average Pay Raise in Hiroshima

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Debt Adviser in Hiroshima is around 11% every 16 months.

The national average pay raise across all professions and industries in Japan is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 16 ) × 12  = 8%

What this means is that a Debt Adviser in Hiroshima can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Hiroshima for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Japan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
8%
Energy
7%
Information Technology
6%
Healthcare
5%
Travel
4%
Construction
3%
Education
2%

Debt Adviser Bonus and Incentive Rates in Hiroshima

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Debt Adviser is a high bonus based job, with 86% of employees reporting at least one bonus in the last 12 months.

14% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus
86%
No Bonus
14%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Japan earn approximately 4% more than private sector employees in the same role.

Public Sector
6,300,400 JPY
Private Sector -4%
6,048,900 JPY

Salaries for Jobs Similar to a Debt Adviser

In the table below, we have salary information for jobs that are similar to a Debt Adviser in Hiroshima.

Job Title Category Salary
Account Examiner Accounting and Finance 3,277,900 JPY
Account Executive Accounting and Finance 5,868,200 JPY
Accountant Accounting and Finance 4,570,300 JPY
Accounting Analyst Accounting and Finance 5,567,700 JPY
Accounting Assistant Accounting and Finance 3,601,500 JPY
Accounting Associate Accounting and Finance 3,373,200 JPY
Accounting Clerk Accounting and Finance 2,734,500 JPY
Accounting Coordinator Accounting and Finance 3,925,200 JPY
Accounting Head Accounting and Finance 9,289,200 JPY
Accounting Manager Accounting and Finance 9,191,000 JPY
Accounting Officer Accounting and Finance 3,385,800 JPY
Accounting Specialist Accounting and Finance 6,228,100 JPY
Accounting Supervisor Accounting and Finance 6,529,400 JPY
Accounting Technician Accounting and Finance 3,085,500 JPY
Accounting Unit Controller Accounting and Finance 7,633,100 JPY
Accounts Executive Accounting and Finance 5,567,700 JPY
Accounts Officer Accounting and Finance 3,622,400 JPY
Accounts Payable and Receivable Specialist Accounting and Finance 4,786,100 JPY
Accounts Payable Assistant Accounting and Finance 3,577,600 JPY
Accounts Payable Associate Accounting and Finance 4,282,500 JPY
Accounts Payable Clerk Accounting and Finance 3,239,400 JPY
Accounts Payable Manager Accounting and Finance 8,664,400 JPY
Accounts Receivable Administrator Accounting and Finance 6,648,800 JPY
Accounts Receivable Clerk Accounting and Finance 3,288,400 JPY
Accounts Receivable Financial Analyst Accounting and Finance 6,156,100 JPY
Accounts Receivable Manager Accounting and Finance 8,650,700 JPY
Accounts Receivable Team Leader Accounting and Finance 6,804,900 JPY
Assistant Accountant Accounting and Finance 3,529,600 JPY
Assistant Accounting Manager Accounting and Finance 8,820,700 JPY
Assistant Auditor Accounting and Finance 4,309,300 JPY
Assistant Corporate Controller Accounting and Finance 6,035,400 JPY
Assistant Finance Manager Accounting and Finance 9,517,400 JPY
Assistant Financial Controller Accounting and Finance 5,998,900 JPY
Audit Director Accounting and Finance 9,985,800 JPY
Audit Supervisor Accounting and Finance 8,425,800 JPY
Auditing Clerk Accounting and Finance 3,622,400 JPY
Auditing Manager Accounting and Finance 9,863,700 JPY
Billing Clerk Accounting and Finance 3,469,900 JPY
Billing Coordinator Accounting and Finance 4,162,800 JPY
Billing Specialist Accounting and Finance 4,846,300 JPY
Billing Supervisor Accounting and Finance 6,696,900 JPY
Bookkeeper Accounting and Finance 2,902,500 JPY
Bookkeeping Specialist Accounting and Finance 4,201,000 JPY
Budget Analyst Accounting and Finance 7,642,900 JPY
Budget Manager Accounting and Finance 9,215,300 JPY
Business Support Analyst Accounting and Finance 4,860,800 JPY
Capital Markets Associate Accounting and Finance 6,709,300 JPY
Cash Flow Analyst Accounting and Finance 6,791,800 JPY
Cash Management Manager Accounting and Finance 8,962,200 JPY
Cash Management Officer Accounting and Finance 5,242,700 JPY
Cashbook Clerk Accounting and Finance 3,085,500 JPY
Chartered Accountant Accounting and Finance 5,868,200 JPY
Chief Accountant Accounting and Finance 7,045,600 JPY
Collections Clerk Accounting and Finance 2,773,700 JPY
Collections Representative Accounting and Finance 3,817,500 JPY
Collections Specialist Accounting and Finance 4,391,800 JPY
Corporate Controller Accounting and Finance 7,164,900 JPY
Corporate Treasurer Accounting and Finance 8,232,100 JPY
Cost Accountant Accounting and Finance 4,690,500 JPY
Cost Accounting Manager Accounting and Finance 8,614,300 JPY
Cost Accounting Supervisor Accounting and Finance 7,548,300 JPY
Cost Analyst Accounting and Finance 6,958,900 JPY
Credit and Collection Manager Accounting and Finance 8,926,700 JPY
Credit and Collection Staff Accounting and Finance 3,385,800 JPY
Credit and Loans Officer Accounting and Finance 3,178,700 JPY
Credit Controller Accounting and Finance 6,179,700 JPY
Credit Manager Accounting and Finance 9,226,300 JPY
Debt Collector Accounting and Finance 3,648,200 JPY
Debtors Clerk Accounting and Finance 2,998,500 JPY
Debtors Controller Accounting and Finance 3,385,800 JPY
Deputy CFO Accounting and Finance 12,481,200 JPY
Deputy Head of Finance Accounting and Finance 12,600,600 JPY
Derivative Trader Accounting and Finance 8,134,400 JPY
Director of Finance Accounting and Finance 13,679,300 JPY
Economist Accounting and Finance 10,849,200 JPY
Equity Analyst Accounting and Finance 7,715,800 JPY
Escrow Assistant Accounting and Finance 3,984,100 JPY
Executive Accountant Accounting and Finance 5,161,100 JPY
External Auditor Accounting and Finance 6,048,900 JPY
Finance Administrator Accounting and Finance 5,495,200 JPY
Finance Analyst Accounting and Finance 8,195,200 JPY
Finance Associate Accounting and Finance 4,129,300 JPY
Finance Director Accounting and Finance 12,721,300 JPY
Finance Executive Accounting and Finance 9,166,100 JPY
Finance Licensing Clerk Accounting and Finance 3,406,900 JPY
Finance Licensing Manager Accounting and Finance 8,218,100 JPY
Finance Licensing Specialist Accounting and Finance 4,690,500 JPY
Finance Manager Accounting and Finance 12,239,700 JPY
Finance Officer Accounting and Finance 4,102,700 JPY
Finance President Accounting and Finance 12,841,200 JPY
Finance Relationship Manager Accounting and Finance 10,643,500 JPY
Finance Release Analyst Accounting and Finance 5,063,200 JPY
Finance Specialist Accounting and Finance 7,259,000 JPY
Finance Team Leader Accounting and Finance 9,816,600 JPY
Financial Accountant Accounting and Finance 4,537,100 JPY
Financial Actuary Accounting and Finance 6,901,600 JPY
Financial Administrator Accounting and Finance 7,834,900 JPY
Financial Advisor Accounting and Finance 8,017,000 JPY
Financial Analyst Accounting and Finance 8,496,400 JPY
Financial Applications Specialist Accounting and Finance 5,735,900 JPY
Financial Assistant Accounting and Finance 3,718,600 JPY
Financial Associate Accounting and Finance 3,577,600 JPY
Financial Associate Accounting and Finance 4,249,700 JPY
Financial Claims Analyst Accounting and Finance 6,251,400 JPY
Financial Claims Manager Accounting and Finance 8,329,200 JPY
Financial Claims Supervisor Accounting and Finance 7,777,400 JPY
Financial Clerk Accounting and Finance 3,385,800 JPY
Financial Commercial Analyst Accounting and Finance 6,768,400 JPY
Financial Compliance Analyst Accounting and Finance 7,441,400 JPY
Financial Consultant Accounting and Finance 6,156,100 JPY
Financial Controller Accounting and Finance 7,393,200 JPY
Financial Controller Accounting and Finance 7,510,300 JPY
Financial Coordinator Accounting and Finance 4,176,700 JPY
Financial Customer Service Manager Accounting and Finance 8,159,800 JPY
Financial Dealer and Broker Accounting and Finance 5,063,200 JPY
Financial Director Accounting and Finance 13,919,600 JPY
Financial Encoder Accounting and Finance 3,863,700 JPY
Financial Manager Accounting and Finance 11,998,600 JPY
Financial Manager Accounting and Finance 12,600,600 JPY
Financial Operations Manager Accounting and Finance 11,818,500 JPY
Financial Policy Analyst Accounting and Finance 6,958,900 JPY
Financial Project Manager Accounting and Finance 8,940,400 JPY
Financial Quantitative Analyst Accounting and Finance 7,669,900 JPY
Financial Reporting Consultant Accounting and Finance 6,505,500 JPY
Financial Reporting Manager Accounting and Finance 8,578,600 JPY
Financial Section Head Accounting and Finance 8,626,600 JPY
Financial Services Manager Accounting and Finance 11,592,200 JPY
Financial Services Sales Agent Accounting and Finance 4,991,200 JPY
Fixed Assets Administrator Accounting and Finance 4,822,700 JPY
Forensic Accountant Accounting and Finance 5,363,700 JPY
Fraud Detection Supervisor Accounting and Finance 5,545,500 JPY
Fraud Prevention Manager Accounting and Finance 9,239,600 JPY
Fund Accountant Accounting and Finance 4,355,800 JPY
Grants Coordinator Accounting and Finance 3,469,900 JPY
Group Financial Manager Accounting and Finance 12,721,300 JPY
Internal Auditor Accounting and Finance 5,818,100 JPY
Internal Control Adviser Accounting and Finance 7,067,300 JPY
Internal Control Officer Accounting and Finance 3,946,200 JPY
International Tax Director Accounting and Finance 11,267,200 JPY
Inventory Accountant Accounting and Finance 4,475,900 JPY
Investment Advisor Accounting and Finance 12,239,700 JPY
Investment Analyst Accounting and Finance 9,133,400 JPY
Investment Associate Accounting and Finance 7,572,700 JPY
Investment Broker Accounting and Finance 7,812,200 JPY
Investment Fund Manager Accounting and Finance 10,128,600 JPY
Investment Operations Manager Accounting and Finance 10,450,100 JPY
Investment Underwriter Accounting and Finance 3,889,500 JPY
Investor Accounting and Finance 5,818,100 JPY
Investor Relations Manager Accounting and Finance 9,121,500 JPY
KYC Team Leader Accounting and Finance 9,106,400 JPY
Loan Processor Accounting and Finance 3,781,400 JPY
Management Accountant Accounting and Finance 4,966,200 JPY
Management Economist Accounting and Finance 10,560,900 JPY
Paymaster Accounting and Finance 3,781,400 JPY
Payroll Administrator Accounting and Finance 5,747,700 JPY
Payroll Benefits Coordinator Accounting and Finance 4,777,400 JPY
Payroll Billing Manager Accounting and Finance 7,957,900 JPY
Payroll Clerk Accounting and Finance 3,829,500 JPY
Payroll Manager Accounting and Finance 8,087,400 JPY
Payroll Officer Accounting and Finance 3,817,500 JPY
Payroll Specialist Accounting and Finance 4,594,300 JPY
Payroll Supervisor Accounting and Finance 5,676,700 JPY
Pensions Administrator Accounting and Finance 4,799,700 JPY
Personal Financial Advisor Accounting and Finance 6,875,100 JPY
Pricing Analyst Accounting and Finance 7,331,800 JPY
Private Equity Analyst Accounting and Finance 8,029,300 JPY
Project Accountant Accounting and Finance 5,003,800 JPY
Proposal Development Coordinator Accounting and Finance 4,032,100 JPY
Receivables Accountant Accounting and Finance 4,355,800 JPY
Regulatory Accountant Accounting and Finance 5,146,100 JPY
Retirement Plan Analyst Accounting and Finance 7,164,900 JPY
Revenue Management Specialist Accounting and Finance 7,499,500 JPY
Revenue Recognition Analyst Accounting and Finance 8,614,300 JPY
Risk Management Director Accounting and Finance 11,005,300 JPY
Risk Management Supervisor Accounting and Finance 9,121,500 JPY
Staff Accountant Accounting and Finance 4,309,300 JPY
Tax Accountant Accounting and Finance 4,140,900 JPY
Tax Administrator Accounting and Finance 4,943,500 JPY
Tax Advisor Accounting and Finance 7,030,600 JPY
Tax Analyst Accounting and Finance 7,081,500 JPY
Tax Associate Accounting and Finance 3,745,100 JPY
Tax Consultant Accounting and Finance 7,428,600 JPY
Tax Director Accounting and Finance 10,870,100 JPY
Tax Examiner Accounting and Finance 4,908,200 JPY
Tax Manager Accounting and Finance 9,478,900 JPY
Tax Research Manager Accounting and Finance 9,538,800 JPY
Teller Accounting and Finance 2,794,600 JPY
Treasury Accountant Accounting and Finance 4,714,900 JPY
Treasury Analyst Accounting and Finance 7,381,700 JPY
Underwriter Accounting and Finance 3,035,200 JPY
Underwriting Assistant Accounting and Finance 2,878,300 JPY
Vice President of Finance Accounting and Finance 12,361,500 JPY

Salary Comparison by City

If you want to compare salaries with different cities in Japan, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Fukuoka 7,297,800 JPY
Kawasaki 6,901,600 JPY
Kobe 7,057,300 JPY
Kyoto 6,958,900 JPY
Nagoya 8,172,900 JPY
Osaka 8,279,300 JPY
Saitama 6,791,800 JPY
Sapporo 8,062,900 JPY
Sendai 6,587,900 JPY
Tokyo 8,496,400 JPY
Yokohama 8,386,300 JPY

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